Fitness Business Insurance

  • Trusted by over 220,000 small businesses
  • Coverage for training clients in your own home & anywhere in Australia
  • Boxing pad work included

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Insurance for Personal Trainers

... an unwanted personal injury or property damage claim arises. Business Insurance If you own expensive fitness equipment then it might be worth considering Business Insurance to cover against loss, damage or theft.  It can ...

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Insurance Considerations for Personal Trainers

... against this risk you should consider Professional Indemnity Insurance , which can help protect you for any ... ? Your body as a trainer is one of your biggest business assets, and it also gets put under some pretty extreme ...

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How to start a gym or fitness business

... more about how fitness business insurance can help reduce the risks to your fitness business and help you achieve your personal trainer goals. Compare competitive fitness business insurance quotes online from Australia ...

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10 steps guide to managing a fitness business

... program. If customers refer a friend to your business you can reward them with, say, a ... business by making business insurance such as fitness business insurance (also known as fitness instructor insurance or insurance ...

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11 tips for being a great fitness instructor

... your personal trainer risk with BizCover BizCover makes exercise professional business insurance (also known as fitness instructor insurance or insurance for personal trainers) easier than ever for personal trainers to ...

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Business Insurance FAQs

... cover? What is Goods in Transit cover? What is Product Liability Insurance? What is Product Liability Insurance? Ready to sort out your Business Insurance? Your small business is a big deal to us. Get the right cover by ...

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Business Insurance Perth

... you have adequate cover in place. These are some examples of when you may need business insurance for your business: Public Liability insurance* May be required to work on certain contracts Required before you work on a ...

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Business Insurance Melbourne

... the right protections in place. These are some examples of when you may need business insurance for your business: Public Liability insurance* May be required to work on certain contracts Required before you work on a ...

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How much does Business Insurance cost?

... . *Data based on NSW BizCover customers How much do food businesses pay for Business Insurance? The average cost of a Business Insurance package for businesses operating in the food industry is $132.75 per month , ...

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Business Insurance the Smart Way

... , no paperwork, no delays Use code SMART50 for $50 off Compare quotes from our trusted insurance partners: BizCover is all for small business We help clients compare and buy cover that suits all kinds of start-ups and ...

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Home Based Business Insurance

... Cost What's included & what's not? Get the right cover FAQ's Why do Home Based Businesses need insurance? Just because you don't have a typical office or working space doesn't mean things can't go wrong. Whether ...

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What is Business Insurance?

... or offsite) or you have stock items, then you need to protect these with the right Business Insurance cover: Businesses that own stock &/or fixtures and fittings and contents Consultants that use portable valuables like ...

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Business Insurance

... damage d , stolen or if you sustain financial loss due to an insured interruption to your business. Business insurance usually falls into t hree categories : a) Material damage loss for your physical assets b) Financial ...

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Business Insurance on the Gold Coast

... range of covers to suit your business needs Compare quotes from our trusted insurance partners: Business insurance* for Gold Coast Small Businesses Business Insurance is an insurance package designed to provide cover for ...

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Business Insurance on the Central Coast

... range of covers to suit your business needs Compare quotes from our trusted insurance partners: Business I nsurance * for Central Coast businesses Business Insurance is an insurance package designed to provide cover for ...

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Business Insurance In Wollongong

... Wollongong pay  $ 70.12 ** per month for  their business insurance package . Business  insurance is one of the most popular types of insurance for sm all businesses in Wollongong . In fact, it is  arguably important for ...

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Business Insurance in Townsville

... so you can work and play with less worry about something going wrong! How much does business insurance cost? Business insurance costs vary depending on many factors, including the type of cover you are after. For example ...

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Business Insurance in Toowoomba

... in Toowoomba pay $60.97 ** per month for  t heir business insurance packages . Business  insurance is one of the most popular types of insurance for small businesses in Toowoomba . In fact, it is arguably important for ...

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Business Insurance in Parramatta

... in Parramatta pay $71.30 ** a month for their business insurance package. Business insurance is one of the most popular types of insurance for small businesses in Newcastle. In fact, it is arguably important for almost ...

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Business Insurance in Newscastle

... pay around  $ 71.06 ** per month for  their business insurance  p ackage . Business insurance is one of the most popular types of insurance for small businesses in Newcastle . In fact, it is arguably important for ...

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Business Insurance in Melton

... in Melton pay  $ 79.55 ** a month for  their business insurance package . Business  insurance is one of the most popular types of insurance for small businesses in Melton . In fact, it is arguably important for almost ...

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Business Insurance in Mackay

... a range of covers to suit your business needs Compare quotes from our trusted insurance partners: Business Insurance for small businesses in Mackay Business Insurance is an insurance package designed to provide cover for ...

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Business Insurance in Launceston

... range of covers to suit your business needs Compare quotes from our trusted insurance partners: Business Insurance* for Small Businesses in Launceston Business Insurance is an insurance package designed to provide cover ...

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Business Insurance in Geelong

... injury and property damage claims made by third parties. Business Insurance* Business Insurance is an insurance package designed to provide cover for your business contents, stock, tools and commercial premises when an ...

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Business Insurance in Cairns

... Cairns pay around $73.93 * * a month for a Business insurance package . Business insurance is one of the most popular types of insurance for small businesses in Cairns. In fact, it is arguably important for almost every ...

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Business Insurance in Bundaberg

... a range of covers to suit your business needs Compare quotes from our trusted insurance partners: Business Insurance* for Bundaberg businesses Business Insurance is an insurance package designed to provide cover for your ...

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Business Insurance in Bunbury

... in Bunbury pay around $54 * * a month for a Business insurance policy. Business insurance is one of the most popular types of insurance for small businesses in Bunbury. In fact, it is arguably important for almost every ...

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7 ways to save on business insurance

... or give us a call on 1300 920 864 to learn how simple, quick, and easy buying small business insurance can be! *This information is general only and does not consider your objectives, financial situation or needs. It ...

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Small Business Insurance Price Index Q3

... are holding on to pricing gains made last quarter. The latest Quarterly BizCover Small Business Insurance Price Index has shown insurance rates dropping back two points. Despite this drop, some insurers have managed to ...

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The Easter Bunny’s Guide to Business Insurance

... 's factory broke down or the refrigerators that the eggs are stored in stop working? Within a Business Insurance pack the Easter Bunny would have cover for machinery breakdown and the deterioration of stock, covering the ...

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Why Aussie tradies may need business insurance

... ? Don't wait any longer. At BizCover, we provide a stress-free experience when it comes to getting your business insurance sorted. It only takes a couple of minutes, so give us a burl and visit bizcover.com.au to get ...

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Small Business Insurance Index

... the market at large has seen an increase in the cost of business insurance , the BizCover SME Insurance Price Index shows that overall pricing for SME insurance has remained flat over the last year. The BizCover index is ...

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5 Surprising Things Business Insurance Can Cover

... thieves to make themselves welcome. Glass cover is often an option that can be taken out as part of your Business Insurance policy. In some cases may even be a requirement by your landlord. It not only covers repair or ...

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Reviews related to Fitness Business Insurance

  • Very easy to transact business

    Craig B
    Personal Fitness Trainer/Service

  • Great website - super easy to obtain personal trainers insurance!

    Ken R
    Personal Fitness Trainer/Service

  • been a few years with you guys, liked this simple web site.

    Gavin R
    Personal Fitness Trainer/Service

  • easy and simple, also nice and quick

    Mitchell B
    Personal Fitness Trainer/Service

  • Easy ans simple, thank you

    Narelle M
    Personal Fitness Trainer/Service

  • Easy process

    Leo B
    Personal Fitness Trainer/Service

  • Easy process

    Boxing C
    Personal Fitness Trainer/Service

  • Easy to follow

    Tanya T
    Personal Fitness Trainer/Service

  • Easy to understand and use. Nice and quick

    Clare T
    Personal Fitness Trainer/Service

  • Easy to use website, Cover is simple yet thorough. Will be using again in the future

    Nicole A
    Personal Fitness Trainer/Service

  • EASY!!

    Karren V
    Personal Fitness Trainer/Service

  • easy. thank you

    Jeremy M
    Personal Fitness Trainer/Service

  • Fairly easy to use.

    Elizabeth D
    Personal Fitness Trainer/Service

  • Fast and efficient.. just wow.

    Hemi M
    Personal Fitness Trainer/Service

  • Fast, effective and competitive rates.

    Matthew C
    Personal Fitness Trainer/Service

  • good and quick

    Karuna S
    Personal Fitness Trainer/Service

  • Got a call from one team member, and they were super helpful explaining what the product is and what it does!

    Caitlin R
    Personal Fitness Trainer/Service

  • Great

    Jamie H
    Personal Fitness Trainer/Service

  • Great

    Patrick W
    Personal Fitness Trainer/Service

  • Great

    Alison M
    Personal Fitness Trainer/Service

  • great

    Julia C
    Personal Fitness Trainer/Service

  • great process, really simple and professional :)

    Reuben D
    Personal Fitness Trainer/Service

  • I like how easy it is to get covered, piece of mind knowing that my clients are looked after 24/7.

    Warwick W
    Personal Fitness Trainer/Service

  • Nice and easy :)

    Ellen M
    Personal Fitness Trainer/Service

  • nice easy website to use

    Deirdre M
    Personal Fitness Trainer/Service

  • OMG! That was so easy. Thanks

    Dwayne M
    Personal Fitness Trainer/Service

  • Quick and easy process

    Jade S
    Personal Fitness Trainer/Service

  • quick and easy. Very user-friendly. Thanks

    Sam J
    Personal Fitness Trainer/Service

  • really easy process

    BENJAMIN R
    Personal Fitness Trainer/Service

  • Really user friendly

    James M
    Personal Fitness Trainer/Service

  • Simple & efficient process.

    Clifford S
    Personal Fitness Trainer/Service

  • simple and Very quick response from the team when the system goofed up and all is fixed up

    Damien T
    Personal Fitness Trainer/Service

  • simple process. thanks

    Sally B
    Personal Fitness Trainer/Service

  • So easy. Being self employed, the efficiency was so satisfying unlike some companies having endless documents to fill out. Thank you!

    Camilla B
    Personal Fitness Trainer/Service

  • So quick and easy to navigate and covered me for everything I needed and at reasonable cost

    Peter E
    Personal Fitness Trainer/Service

  • Thank you for making this easy.

    John R
    Personal Fitness Trainer/Service

  • Thank you for making this such an easy process!

    Vanessa B
    Personal Fitness Trainer/Service

  • That was easy thank you. I was insured with Marsh for 14 years, not any more as they were so hard to deal with.

    Jason C
    Personal Fitness Trainer/Service

  • This whole renewal process was quick and easy - thank you

    Wendy B
    Personal Fitness Trainer/Service

  • Thorough, but simple enough to use and cheaper than i thought.

    Gabrielle G
    Personal Fitness Trainer/Service

  • Very easy to follow and complete.

    Vincent R
    Personal Fitness Trainer/Service

  • Very good process

    Brice J
    Personal Fitness Trainer/Service

  • Very professional no stress and arron was very professional .

    Alanna F
    Personal Fitness Trainer/Service

  • you have been wonderful

    Mick P
    Personal Fitness Trainer/Service

Why do Personal Trainers and Fitness Professionals need insurance?

Give that kettlebell a rest and get personal about your insurance. With just a few clicks or a single phone call, BizCover can get your business in shape with multiple quotes from leading insurers. Select your preferred policy and you’ll be covered before you can say ‘workout of the day’.

Did you know?

As a fitness professional operating a business, you require permission from your local council if conducting exercise sessions in outdoor areas.

Insurance for Personal Trainers and Fitness Professionals

Professional Indemnity Insurance

As a personal trainer it’s your job to create unique exercise plans that will help your client reach their fitness goals. However, mistakes happen, accusations can be thrown around, and claims are made, whether right or wrong. Professional Indemnity Insurance* is designed to have your back. It protects your business from losses incurred as a result of claims of actual or alleged negligent acts or omissions in the provision of your professional service or advice to your clients. Some common examples of claims personal trainers can face relating to their professional advice or service include:

  • Personal injury claims due to professional negligence of the personal trainer
  • Creating training plans that are unsuitable or ineffective
  • Providing wrong or misleading advice in relation to dietary plans and food preparation

Professional Indemnity Insurance will also assist with the legal costs associated with responding to or managing claims which are covered by the policy.

Public Liability Insurance*

Public Liability insurance is important to keep your business fighting fit.  In fact, it’s likely that Public Liability insurance is required if you operate as a contractor to a gym or fitness studio, or to obtain a council permit to operate your business in public areas.

Public Liability insurance is designed to provide protection for you and your business in the event a customer, supplier or a member of the public is injured or sustains property damage as a result of your negligent business activities.

For example, your client trips over a piece of fitness equipment and fractures their wrist.  Your customer could be able to seek compensation from you for the injury, together with medical costs and loss of income.    Public Liability insurance offers you piece of mind in the event an unwanted personal injury or property damage claim arises.

Business Insurance

If you own expensive fitness equipment then it might be worth considering Business Insurance to cover against loss, damage or theft.  It can also provide cover for any stock that you carry, such as supplements and protein bars etc.

Portable Equipment insurance – This provides cover for your tools and other equipment used for business purposes only which travel with you

Contents insurance – Covers your business contents or stock if they were damaged in a fire, storm or due to malicious damage or some other defined event listed in the policy.

Personal Accident and Illness Insurance

Your body is your business. If you were to seriously injure yourself or fall ill it is likely you will need to take time off work to recover.  No matter how fit you are, accidents can still happen on and off the job. Personal Accident and Illness insurance can provide levels of cover for loss of income, permanent disablement and even death if you are unable to work as a result of an injury or illness (even if it occurs outside of work). You can stress less about paying the bills while you recover from an injury or illness.

Prefer to talk?

Call us and talk to a real person.
Friendly, helpful service from a business insurance professional.

1300 249 268

Mon-Fri 8.30am-7.00pm
Sat 9.00am-5.00pm

*As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy document. The information contained on this webpage is general only and should not be relied upon as advice.