Insurance for Handymen

... addition, cover is available for public liability, tax audit, employment practices and ... cupboard. Fortunately, the handyman's Public Liability policy responded and covered the ...

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5 Tips for getting the best Public Liability insurance for your business

... business and your customers with Public Liability insurance. It offers protection should ... , or even member of the public, sue your business for ... laws regarding requirements for holding Public Liability insurance. Each state and territory ... Victoria the government requires all plumbers to hold a minimum of ...

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Do I need Public Liability insurance?

... small businesses. Is Public Liability insurance a legal requirement? Public Liability Insurance is not ... issued license, for example builders, plumbers or electricians. Depending on the ...

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Insurance for Plumber

... Ministerial Order requires plumbers to hold minimum levels of public liability insurance before ... Building Authority website. Insurance for Plumbers Public Liability One of the first types ...

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Insurance for Tradesmen

... your way out of a Public Liability claim. Public Liability insurance is designed to ... : Carpenters & Woodworkers Electricians Handymen Plumbers Concreters Garden & Lawn Maintenance ...

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Insurance for Electricians

... there. Fortunately, the electrician had Public Liability insurance and was able to ... cover the cost of the plumber, replacement of the flooring and ...

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Insurance by Industry

... include: Professional Indemnity, Public Liability, Business Insurance, Management Liability, Cyber Insurance and Tax ... Pet Professionals Pizza Shops Plasterers Plumbers Professionals Project Managers Psychologists Real ...

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5 Common Beauty Insurance Claims

As much as we like to hope otherwise, unexpected events happen! Things can go dreadfully wrong despite the best efforts we take to prevent them and the simplest of setbacks ... my landlord to hold a Public Liability policy. I've always enforced ... in your area such as plumbers and electricians etc., and have ...

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Legal Requirement for Public Liability Insurance

Public liability insurance covers your business for ... business' activities. Failure in obtaining public liability insurance policy can expose a ... ... to have public liability insurance. Legal Requirement for Public Liability Insurance Although public liability insurance is ...

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Public Liability WA

... of your negligent business activities.    Public Liability insurance is designed to cover ... for your business here. Public Liability explained further… Product Liability explained further… Independent ...

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Public Liability QLD

... you peace of mind. Public Liability explained further… Product Liability explained further… We ... much do Professionals pay for Public Liability Insurance? The term 'Professionals' encompasses ...

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Public Liability NSW

... visit Revenue NSW website. Public Liability explained further… Product Liability explained further… Independent ... much do Professionals pay for Public Liability Insurance? The term 'Professionals' encompasses ...

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Public Liability PPC

Why do I need Public Liability Insurance? You can't prevent ... personal injury or property damage. Public Liability Insurance does just that. It ...

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Public Liability Insurance in Perth

... . Geophysical Consultant What does Public Liability insurance cover? Public Liability insurance covers claims for ... **per month for a Public Liability insurance policy. Public Liability insurance is one of ...

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Public Liability Insurance in Rockhampton

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Public Liability Insurance in Mandurah

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Public Liability Insurance in Hobart

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Public Liability Insurance in Darwin

... K. Homeopath What does Public Liability insurance cover? Public Liability insurance covers claims for ... **per month for a Public Liability insurance policy. Public Liability insurance is one of ...

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Public Liability Insurance in Brisbane

... . Engineering Consultant What does Public Liability insurance cover? Public Liability insurance covers claims for ... **per month for a Public Liability insurance policy. Public Liability insurance is one of ...

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Public Liability Insurance in Adelaide

... business deserves. What does Public Liability insurance cover? Public Liability insurance covers claims for ... **per month for a Public Liability insurance policy. Public Liability insurance is one of ...

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Public Liability Insurance in Port Macquarie

... ., Moulding manufacturer What does Public Liability insurance cover? Public Liability insurance covers claims for ... **per month for a Public Liability insurance policy. Public Liability insurance is one of ...

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What is Public Liability Insurance?

Do I need public liability insurance?Claim Example What is Public Liability Insurance?* Public Liability insurance protects ... any way you should consider Public Liability insurance. For example:^ Consultants/Contractors ...

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Public Liability

... of your negligent business activities. Public Liability Insurance also provides assistance with ... covered by the policy. Public Liability explained further… Product Liability explained further… Independent ...

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Public Liability Insurance for Cabinet Makers

Working as a cabinet maker, you are presented with many risks from the moment you pick up your tools. Protecting your business against unplanned challenges, like an accident ... insurance for cabinet makers, Public Liability insurance. What is Public Liability insurance*? Typically one ... not be responsible for. Your Public Liability insurance covers your reasonable legal ...

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Public Liability Insurance

Just imagine: A phone call out of the blue. The caller has a voice you don't recognise. He's telling you he is hurt - badly - and you're responsible. You hang up. He ... online. What Janine needed was public liability insurance or insurance that protects ... a relatively simple process. Purchasing public liability insurance online, where quotes are ...

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Who is Covered Under an IT Liability Policy?

... information technology sector face potential liabilities from clients and third parties ... ... combine Professional Indemnity (PI), Public Liability and Products Liability to cover the IT ... having professional indemnity, products liability and public liability contained in the same policy ...

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What is Product Liability Insurance?

... need Product Liability Insurance? What is Product Liability Insurance? Product Liability insurance* protects ... usually forms part of a Public Liability policy and the word 'product ...

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Cyber Liability Insurance

... making business owners sweat. Cyber Liability Insurance can reduce your risks ... . The cost of hiring a Public Relations firm to assist the ...

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Management Liability Insurance

... potentially, your personal assests. Management liability insurance* protects directors and officers ... awarded to any claimants. Management Liability Insurance benefits: Private companies Company ...

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Protect your business with Statutory Liability Cover

There are many different types of insurance policies available to small businesses to protect against countless number of unexpected events, such as injury caused to ... , benefits and features of Statutory Liability insurance. Australia and the law ... your business Adding the Statutory Liability option* to your Business Insurance ...

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Statutory Liability

... considerBack to Business Insurance Statutory Liability* Statutory Liability insurance covers the company ... expenses Did you know? Statutory Liability generally insures the cost of ...

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Employment Practices Liability

... Business Insurance Employment Practices Liability Cover* Employment Practices Liability (EPL) Insurance is ... . Did you know? Employment Practices Liability cover is provided on a ...

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Insurance for Architects

... doors have closed. Public Liability Insurance* Do you need Public Liability insurance? The short ... clients, contractors and the general public. Public Liability insurance is designed to provide ...

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Insurance for Disability Workers

... package includes Professional Indemnity* and Public Liability* insurance. Professional Indemnity* An important ... clients and members of the public, making Public Liability insurance an important type ...

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Insurance for Landscapers

... . That's where Public Liability insurance comes into play. Public Liability protects you and ... available for public liability, tax audit, employment practices liability and statutory liability risks. Portable ...

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Insurance for Carpenters

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Insurance for Painters

... maintaining their own public liability insurance. Insurance for Painters Public Liability Insurance* In the ... consider the minimum amount of Public Liability insurance you are contractually required ...

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Insurance for Hair & Beauty Services

... for hairdressers and beauty therapists. Public Liability insurance is designed to provide ... addition, cover is available for public liability, tax audit, employment practices and ...

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Insurance for Furniture Manufacturers

... in the insurance marketplace. From Public Liability cover to a variety of ... ... you want is a liability claim. Public and Product Liability (often sold together ... about when protecting your business. Public Liability insurance is intended to provide ...

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Insurance for Yoga Teachers

... having to bend over backwards. Public Liability Insurance* Working closely with your ... of personal injury claims meaning Public Liability insurance is important for Yoga ...

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Insurance for martial art teachers

... , investigation costs and court fees). Public Liability Insurance* There's no disputing ... or somewhere else. Either way, Public Liability insurance is important for martial ...

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Insurance for Lawn Mowing Services

... . Insurance for Lawn Mowing Services Public Liability* You spend the majority of ... a claim to happen. Your Public Liability insurance policy provides financial protection ...

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Insurance for Cleaners

... assets if things go wrong. Public Liability Insurance* Do you need it ... short answer is yes. Thankfully, Public Liability insurance is there to provide ...

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BizCover SME Insurance Price Index Q1 FY20

... material price reductions on their Public Liability insurance, while prices have remained ... ... material price reductions on their Public Liability insurance, while prices have remained ... increases we have seen for Public Liability insurance in the broader market ...

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Insurance for Allied Health Professionals

... , investigator costs and expert fees). Public Liability Insurance* Whether you work from ... them, making Public Liability insurance important for allied health professionals. Public Liability insurance is ...

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The Risks of Growing Your Small Business

The only strategy that is guaranteed to fail is not taking risks. Mark Zuckerberg There comes a time when every successful enterprise needs to ditch the baby steps, ... , but the primary insurances - public liability and professional indemnity - are ... You Do? Insure your legal liability! Public Liability (or 'PL') covers claims against personal ...

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Insurance Premiums for Retailers Continue to Climb

Insurance Premiums for Retailers Continue to Climb The latest BizCover Small Business Insurance Price Index has been released (Graph 1), and similar to quarter 2 of last ... sector, but the index for Public Liability and Business Packs increased 4 ... decrease prices. Graph 2 – BizCover PL/BizPack Retail Index (Financial Year 2017 ...

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PI Index: Premiums Decline 10 Straight Quarters

Business Insurance Premiums Decline 10 Straight Quarters, but have we seen the bottom? Australian SME's continue to benefit lower premium rates due to the abundance of ... groups, Combined Professional Indemnity/Public Liability and Public Liability/Business Packs are not seeing the ... few quarters.” The combined PI&PL market, which is largely dominated ...

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The Risky Business of Insurance

What are the Real Costs to Australian Small Business? Small business owners tend to be juggling many balls - managing clients, cash flow, staff, stock and future planning ... . Examples of “must have” insurance: Public Liability– protects against legal and court ... them. Every business should have PL Professional Indemnity - protects against ...

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Business Insurance Guide for the Self-Employed - Part 1

There is nothing like being your boss. The freedom, the opportunity to pursue your passion and being in control of your career path. It also comes with the responsibility ... market. Starting with Public Liability insurance. What is Public Liability Insurance? Public Liability insurance provides protection ...

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Beauty to go! What Mobile make-up artists need to know about insurance

There are some obvious pros to working as a mobile freelance make-up artist - you have control over the hours you work, you get to work with a wide range of clientele ... claims and circumstances Property damage Public Liability Insurance Working closely with your ... good to have your Professional Liability and Public Liability cover combined through the ...

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Insurance for Cafes

... $20 million. Insurance for Cafes Public Liability Insurance* Your business deals with ... accidents can and do happen. Public Liability insurance is designed to provide ...

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Insurance for Massage & Alternative Therapies

... them, making Public Liability insurance an important form of cover. Public Liability insurance is ... for public liability, tax audit, employment practices and statutory liability risks Cyber Liability* Cyber Liability ...

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7 Types of Insurance Your Small Business Should Consider

If you own a small business, there's no denying one the most important things you need to protect your assets is Small Business Insurance. But what kind of insurance ... , and your liabilities. Public Liability Insurance Every business should consider Public Liability Insurance - even ... small business out of business! Public Liability Insurance explained. Professional Indemnity Insurance ...

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Keep calm and stretch on with Yoga Teacher insurance

Breathe in, breathe out, and let a wave of calm wash over, letting the stress of arranging your yoga teacher insurance go. As a yogi or yogini, you don't have time to ... claims and circumstances Property damage Public Liability insurance When you work closely ... their yoga teacher members: $10m Public Liability $5m Professional Indemnity (malpractice), preferably ...

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Insurance for Butcher Shops

... with customers and suppliers daily, Public Liability insurance is an important consideration ... a third party. Public Liability insurance usually includes Product Liability cover, to protect ...

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Insurance for Pet Professionals

... . That's where Public Liability insurance comes into play. Public Liability insurance* is designed ... addition, cover is available for public liability, tax audit, employment practices and ...

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Insurance for Retailers

... policy. Insurance for Retailers Public Liability Insurance* Public Liability insurance is an important type ... products you sell. Many Public Liability policies include Product Liability cover. Business Insurance ...

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Insurance for Consultants

... as at September 2019 Public Liability Insurance* Public Liability insurance is a no brainer ... addition, cover is available for public liability, tax audit, employment practices and ...

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Insurance for Social Workers

... are covered by the policy. Public Liability Public Liability insurance* is an easy choice ... or working from an office, Public Liability covers legal fees and compensation ...

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Insurance for Restaurants

... glass cover. Insurance for Restaurants Public Liability Insurance* There are many possible ... consider protecting your business with Public Liability insurance. Public Liability insurance is designed to ...

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Insurance for Psychologists

... are covered by the policy. Public Liability Insurance* Considering you work closely ... addition, cover is available for public liability, tax audit, employment practices and ...

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Insurance for Gift Shops

... agreement Insurance for Gift Shops Public Liability Insurance* If you operate through ... want customers in your store. Public Liability insurance is designed to provide ...

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Insurance for Civil Engineers- what you need to know

You've put in the hard-yards to build your engineering business, so it's important to think about what kinds of business insurance coverage you may need to help ensure ... difference between Professional Indemnity and Public Liability insurance, as these are two ... risks. Public Liability insurance Civil Engineers should also consider Public Liability insurance. Public Liability insurance is ...

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Insurance for Plasterers

... Public Liability Insurance* Protecting your business with Public Liability insurance is a concrete decision. Public Liability ... payable to the third party. Public Liability insurance provides peace of mind ...

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Insurance for Dog Walkers

... a public park. Insurance for Dog Walkers Public Liability Insurance* Public Liability insurance ... is important for dog walkers. Public Liability ...

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Insurance for Personal Trainers

... covered by the policy. Public Liability Insurance* Public Liability insurance is important to keep ... to operate your business in public areas. Public Liability insurance is designed to ...

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Insurance for Mobile Food Vans

... . Insurance for Mobile Food Vans Public Liability Insurance* Operating a mobile food ... business to a number of Public Liability risks. Public Liability insurance is important for ...

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Insurance for IT Professionals

... with combined Professional Indemnity and Public Liability insurance from the same insurer ... own Professional Indemnity insurance policies. Public Liability Insurance* Chances are you spend ...

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Dishing up the facts on food business insurance

Flipping burgers, filleting fish, grinding coffee beans the fast-paced world of the food industry leaves no spare time to be left worrying about whether you have the ... even be compulsory, for example, Public Liability insurance is often required when ... insurance should food businesses consider? Public Liability Insurance Dishing up food and ...

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Home Based Business Insurance

... basic insurances to consider is Public Liability insurance. Public Liability insurance is designed to ... the disease.  Employment Practices Liability* Employment Practices Liability (EPL) Insurance is designed ...

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Do I need insurance for my market stall?

From fresh food and irresistible treats to clothing, arts, crafts, and bric-a-brac, Australia has become spoiled for choice when it comes to markets. And with the festive ... types of cover - Public Liability and Product Liability. Public Liability Public Liability covers you for the ... claims for legal liability if a member of the public or another ...

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Insurance for Professionals

... costs and expert fees). Public Liability Insurance* Public Liability insurance can be an important ... for public liability, tax audit, employment practices and statutory liability risks. Cyber Liability* Cyber liability ...

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Insurance for Electrical Engineers

... , investigator costs and expert fees). Public Liability* Being such a 'hand's ... clients, contractors and the general public. Public Liability insurance is typically an important ...

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Insurance for Land Surveyors

... are covered by the policy. Public Liability* Public Liability insurance is designed to provide ... or certifying in Cairns, your Public Liability insurance policy will cover you ...

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Insurance for Recruitment Consultants

... covered by your policy. Public Liability Insurance* Public Liability insurance is an easy choice ... addition, cover is available for public liability, tax audit, employment practices and ...

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Insurance for makeup artists

... , expert fees and court costs). Public Liability Insurance* When you're working ... contracting makeup artists to have Public Liability insurance before they  even start ...

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Get instant quotes

Why do Handymen need it?

You fix your client’s DIY problems; we’ll help your liability problems with business insurance. At BizCover, a few clicks or one call can solve all. You’ll get multiple competitive quotes from leading insurers, then all you need to do is select your preferred policy and you’ll be covered as quick as a flash.

Did you Know?

If you operate as a sole-trader you are personally responsible, both legally and financially, for your business. In other words, you may have a personal liability which can affect your personal assets if things go wrong.

Handyman Insurance

Public Liability Insurance*

Small jobs can have big consequences if it doesn’t go to plan! If you accidentally cause an injury to a customer or damage their property, you might be faced with a public liability claim which can end up costing thousands of dollars. Somebody trips over your toolbox and breaks a bone or two; you knock over your client’s expensive antique vase – the list of potential mishaps can go on!

Public Liability insurance is designed to cover legal fees and compensation costs if a customer, member of the public or a supplier claims against you for injury or damage to their property as a result of your alleged negligent business activities.

Tip: Electrical and plumbing work can only be undertaken by tradespeople who hold the relevant qualifications. If you are qualified and licensed and intend to do this work as part of your handyman service, in taking out your business insurance you must select your occupation as either Electrical or Plumbing Services and advise that you undertake more extensive handyman services.

Business Insurance*

Chances are you rely on your own tools and equipment to run your business, but how would you cope if they were damaged or stolen? The good news is you can protect them with General Property cover. It covers your essential gear against theft or damage anywhere in Australia, on or off the job.

Business Insurance* is an insurance package designed to provide cover for your business contents, stock, tools and commercial premises when an insured event occurs (such as fire, storm, theft or even accidental damage). A Business Insurance package can also cover your portable equipment, glass and for loss of revenue due to business interruption in specified circumstances.  In addition, cover is available for public liability, tax audit, employment practices and statutory liability risks.

Personal Accident and Illness insurance*

You rely on your physical ability to get the work done – but have you stopped to think about how you would keep on paying the bills if you were to injure yourself or fall ill and had to take time off work to recover? Accidents can happen anywhere, anytime. They can happen at work or even when you’re out and about in your spare time.

Personal Accident and Illness Insurance can provide different levels of cover for loss of income, permanent disablement and even death if you are unable to work as a result of an injury or illness (even if it occurs outside your work). You can keep paying the bills and putting food on the table without having to worry.

*As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this web page is general only and should not be relied upon as advice.

Claim example

A handyman was hired to remove some tiles from a bathroom in an apartment when he accidentally penetrated the wall with the jackhammer bit, damaging a water pipe, which resulted in a significant amount of water being discharged.

The handyman had to break into the service room to gain access in order to shut off the water, but by the time he was able to do this the water had leaked into the apartment below causing damage to the ceiling and contents that were stored in a cupboard.

Fortunately, the handyman’s Public Liability policy responded and covered the cost of the damage, which included repairs to the water pipe, ceiling and service room door, and compensation for the damaged items that were stored in the cupboard. The total claim came to an amount of $8,614.