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Legal Requirement for Public Liability Insurance

Public liability insurance covers your business for ... business' activities. Failure in obtaining public liability insurance policy can expose a ... ... to have public liability insurance. Legal Requirement for Public Liability Insurance Although public liability insurance is ...

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What is Public Liability Insurance

... of business. With the right Public Liability cover, the insurance company will ... of financial risk. Phew! Most Public Liability policies also extend to Product ...

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Public Liability Insurance

Just imagine: A phone call out of the blue. The caller has a voice you don't recognise. He's telling you he is hurt - badly - and you're responsible. You hang up. He ... online. What Janine needed was public liability insurance or insurance that protects ... a relatively simple process. Purchasing public liability insurance online, where quotes are ...

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Public Liability Insurance

... public Legal and defence costs Public Liability Insurance protects you and your ... location. Put simply, with a Public Liability insurance policy you won't have ...

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The Risks of Growing Your Small Business

“The only strategy that is guaranteed to fail is not taking risks.” – Mark Zuckerberg There comes a time when every successful enterprise needs to ditch ... , but the primary insurances - public liability and professional indemnity - are ... ? Insure your legal liability! Public Liability (or 'PL') covers claims against personal injury ...

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The Risky Business of Insurance

What are the Real Costs to Australian Small Business? Small business owners tend to be juggling many balls - managing clients, cash flow, staff, stock and future planning ... Examples of “must have” insurance: Public Liability– protects against legal and court ... them. Every business should have PL Professional Indemnity - protects against ...

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7 Types of Insurance Your Small Business Should Consider

If you own a small business, there's no denying one the most important things you need to protect your assets is Small Business Insurance. But what kind of insurance ... your liabilities. Public Liability Insurance Every business should consider Public Liability Insurance - even ... small business out of business! Public Liability Insurance explained. Professional Indemnity Insurance ...

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Who is Covered Under an IT Liability Policy?

Information Technology Insurance Professionals in the information technology sector face potential liabilities from clients and third parties everyday. Clients expect ... policies combine Professional Indemnity (PI), Public Liability and Products Liability to cover ... professional indemnity, products liability and public liability contained in the same policy ...

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Beauty to go! What Mobile make-up artists need to know about insurance

There are some obvious pros to working as a mobile freelance make-up artist - you have control over the hours you work, you get to work with a wide range of clientele ... claims and circumstances Property damage Public Liability Insurance Working closely with your ... compensation awarded to the claimant. Public Liability insurance also extends to Product ...

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Keep calm and stretch on with Yoga Teacher insurance

Breathe in, breathe out, and let a wave of calm wash over, letting the stress of arranging your yoga teacher insurance go.  As a yogi or yogini, you don't have time ... claims and circumstances Property damage Public Liability insurance When you work closely ... their yoga teacher members: $10m Public Liability $5m Professional Indemnity (malpractice), preferably ...

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Do I need insurance for my market stall?

From fresh food and irresistible treats to clothing, arts, crafts, and bric-a-brac, Australia has become spoiled for choice when it comes to markets. And with the festive ... types of cover - Public Liability and Product Liability. Public Liability Public Liability covers you for ...

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Dishing up the facts on food business insurance

Flipping burgers, filleting fish, grinding coffee beans – the fast-paced world of the food industry leaves no spare time to be left worrying about whether you have ... even be compulsory, for example, Public Liability insurance is often required when ... insurance should food businesses consider? Public Liability Insurance Dishing up food and ...

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5 Questions to ask yourself before buying Insurance for your Small Business

Know you need business insurance but aren't sure how to get started? Which policy is right? How much cover is enough? Whether you're opening up a new business or have ... of cover available to businesses. Public Liability insurance covers against the legal ... Protection extension when taking out Public Liability insurance which covers defects in ...

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How to survive the silly season: a guide for small businesses

In the blink of an eye, the silly season is here again! For some, it's the busiest time of year, from retailers helping people get their last-minute gifts and service ... you have an active Public Liability insurance in place. Public Liability insurance is designed ... the owner and if your Public Liability policy includes this. Batten down ...

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Small Business Index July 2015

SMEs benefiting from declining insurance rates but is the tide turning? An oversupply of capacity and competition in the insurance market over the last few years has ... , Combined Professional Indemnity & Public Liability and Public Liability /Business Packs. Michael Gottlieb, BizCover ... The Combined Professional Indemnity & Public Liability market, which is largely dominated ...

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Insurance Considerations for Personal Trainers

Working as a personal trainer can be a rewarding career. Not only do you get to help your clients achieve their goals and transform their lifestyles, but it's also the ... these types of risk consider public liability insurance which will provide financial ... services. Find Out More About Public Liability Insurance As a personal trainer ...

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The Easter Bunny's Guide to Business Insurance

Each year at Easter millions of kilograms of chocolate are purchased and consumed around the world. In Australia alone close to $200 million is spent on Easter chocolate ... , it could also represent a public liability risk, for which the Easter ...

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Insurance for architects- the blueprint to success

The career of an architect is an exciting one, yet it's not one without risk. From the ground up, your responsibilities are skyscraper high. Beginning with the first ... arising from your previous work. Public Liability Insurance If you're dealing with ... chance of a claim occurring. Public Liability insurance is an essential form ...

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Preparing your store for the holiday season ahead

The holiday season is upon us, which is an important time for retail businesses. It can provide a much needed boost in sales, but on the flip side it can also mean an ... and legal expenses. Ensure your Public Liability insurance policy has adequate cover ... and your business against a public liability claim. Reduce shoplifting The busier ...

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5 Tips for an Insurance Health Check

If your insurance is due for renewal or you are just wanting to do a general review of your business, it's worth taking time to do a health check of your insurance to ... advice that has been provided. Public Liability Protection against the damages from ... upping the level of your Public Liability insurance. Similarly, take into account ...

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Small Business Insurance: Why you might want to ensure you're covered!

Running a business can be rewarding, challenging but also stressful. While you will are taking control of your earning potential and the upside can be great, there are ... If you rent your premises, public liability may be a requirement from ... have at least $5 million public liability cover to secure work with ...

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5 Surprising Things Business Insurance Can Cover

When looking for Business Insurance, most small business owners typically worry about covering the major things such as their legal liabilities and top of mind assets ... to ensure you have your Public Liability cover in case a customer ...

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The Remaining Risk: What Isn't Covered and Why it Matters

One of the most common issues with Business Insurance is that policy owners often fail to understand what it does protect you against, and the risks that still remain ... insurance. Read the below carefully: Public Liability – This protects against the financial ...

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Insurance Premiums for Retailers Continue to Climb

Insurance Premiums for Retailers Continue to Climb The latest BizCover Small Business Insurance Price Index has been released (Graph 1), and similar to quarter 2 of last ... sector, but the index for Public Liability and Business Packs increased 4 ... a massive 8 points for Public Liability and Business Packs, most other ...

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Gold Coast Mobile Juice Business Gets a Boost

Latest Winner of Bizcover.com.au $60,000 'Small Business Buddy Program' Queensland, October 13, 2014: Burleigh resident Aimie van Santen is the newest recipient of a ... sized businesses buy Professional Indemnity, Public Liability, Business Insurance, Management Liability and ...

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Things you didn't know about small business insurance

Getting the insurance sorted for your small business can be pretty straightforward, jump online, compare quotes and buy the insurance that suits your business. But there ... put this in perspective, a public liability policy for an SME working ...

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5 Common Beauty Insurance Claims

As much as we like to hope otherwise, unexpected events happen! Things can go dreadfully wrong despite the best efforts we take to prevent them – and the simplest ... my landlord to hold a Public Liability policy. I've always enforced strict ...

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Small Business Insurance Price Index Q3

Insurers hold on to SME Insurance Premium Price Increases!  Despite a drop in some rates, some insurers are holding on to pricing gains made last quarter. The latest ... non professional sector, primarily around Public Liability and Business Packs (predominately covering ...

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New Year Insurance Health Check!

2016 is here! New Year is traditionally a time for people to make resolutions and plan for their year ahead. It's also a great time for business owners to take stock ... consider increasing the level of public liability insurance that you hold. Are ...

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Insurance For tradesmen

... ? Most commonly Tradies purchase a Public Liability Insurance policy which covers them ... also to your company's reputation. Public liability insurance will protect you and ...

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Insurance For electricians

... a couple of grand. Public Liability insurance is something ... , August 19th) worksafe.qld.gov.au/licensing-and-registrations/electrical-licences/electrical-contactor-licences Public Liability and Tool cover Over 21 ...

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Insurance For cleaners

... and entry. Fortunately, the cleaners Public Liability policy responded and covered the ... costs of replacing the flooring. Public Liability and Portable Equipment Cover Best ...

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Insurance For personal trainers

... relating to damages are excluded) Public Liability Public Liability is a must to ensure ... working in public outdoor spaces. Public Liability insurance will protect you from ...

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Insurance For handyman

... mishaps can go on! Thankfully, Public Liability insurance is there to protect ... a cupboard. Fortunately the handyman's Public Liability policy responded and covered the ...

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Insurance For mobile food vans

... is covered. Did you Know? Public Liability Insurance: The average level of ... damages. The coffee van owner's Public Liability policy covered them for this ...

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Insurance For retailers

... the tenant to have both Public Liability insurance and Glass insurance before ... insurance policy. Insurance for Retailers Public Liability Public Liability insurance is one of the ...

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Insurance For it professionals

... with combined Professional Indemnity and Public Liability cover from the same insurer. ... time visiting your client's onsite. Public Liability insurance will protect you from ...

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Insurance For nurses

... need to defend your reputation. Public Liability Considering the close contact you ... have with your patients, Public Liability insurance is a no brainer ...

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Additional Cover for Professional Indemnity Insurance

By Kate Jones Clients frequently ask Hish Fernando for his certificates of insurance - it's just part of the business. Hish is the managing director of Information Mines ... the additional cover option of public liability. Hish says his clients expect ... I definitely would recommend it.” Public liability protects businesses from bodily injury ...

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Insurance For architects

... arising from your past work. Public Liability Do you need it? The ... , contractors and the general public. Public Liability insurance is an essential form ...

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Insurance For engineers

... compensation awarded to your client. Public Liability Unless you set up shop ... , contractors and the general public. Public Liability insurance is an essential form ...

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Insurance For gift shops

... in minutes. Did you Know? Public Liability Insurance: The average level of ... on the floor. The right Public Liability insurance will also cover you ...

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Big Bunny Business: An Interview with the Easter Bunny

This Easter we had the egg-citing opportunity to interview one of our favourite furry friends and expert chocolatier, the Easter Bunny! With a spring in his step and ... , it's not a yoking matter! Public Liability Insurance also extends to protect ... Product Liability component of my Public Liability Insurance comes into play. It ...

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Insurance For psychologists

... need to defend your reputation. Public Liability Considering the close contact you ... have with your clients, Public Liability insurance is a no brainer ...

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Business Insurance

... best. And you can include Public Liability Insurance to ensure you are ... not quite go to plan. Public Liability Building & Contents Glass Tax ...

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Insurance For accountants

... lowest rate for your PI. Public Liability If you have an office ... their home or office, then Public Liability insurance will protect you from ...

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Thinking of taking on Cupid?

Make Sure you're Covered. Cupid has been at his game for centuries, and years on he is still very successful. But let's face it – in this world there is always room ... at the end of a public liability claim. Make sure you have ... the right Public Liability insurance to cover you for ...

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Insurance For real estate agents

... hammer should something go wrong. Public Liability It's most likely that you ... a property that they own. Public Liability insurance will protect you from ...

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BizCover Celebrates Third Consecutive Fast 50 Ranking

BizCover has once again been listed by the Deloitte Technology Fast 50 Awards as one of Australia's fastest growing technology companies. BizCover remains the only commercial ... sized businesses buy Professional Indemnity, Public Liability, Business Insurance, Management Liability and ...

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Prevention & Protection - The Big Burglary Buffers

If you've ever arrived at your shop or store to find a smashed window or broken door, you'll remember the sinking feeling and the despair that follows. Having your business ... with other insurances such as Public Liability. Even though it's called 'Theft' ...

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Professional Indemnity Insurance for Consultants

A large number of people that start businesses, in Australia have been experiencing a steady growth in business for the past few years. One area that is growing in magnitude ... to add business insurance or public liability insurance for your own protection. ...

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Investec Acquisition of BizCover the Right Decision

The acquisition of BizCover, an Australian-owned online professional insurance broker marks another key milestone for Investec. FOR IMMEDIATE RELEASE PRLog (Press ... products, including Business Insurance and Public Liability insurance.  It has become the ...

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Reviews related to public liability comparison

  • Easy very fast and efficient, 1st timer on public liability insurance

    Les K
    Door Or Window Wholesaling

  • seems easy enough to obtain our public liability. Hopefully we are fully covered now.

    Natalie R
    Commercial Cleaning Services

  • Very affordable insurance for public liability. I now use Bizcover for both my fast food business and my contractual training work.

    Katrina S
    Fast Food Retailing

  • very easy to get my public liability insurance done within minutes!! Thanks.

    Troy M
    Landscape Construction

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Get the cover that's right for your business

With BizCover you can choose policies from 3 levels of cover, $5 million, $10 million and $20 million.

Policies are usually tailored to individual businesses. Each business will require a different amount of cover and when deciding on how much cover you should have you should think about the following factors:

  • Do any of your contracts require a minimum level of cover?
  • Has your industry body set a minimum level of cover for membership?
  • Does your business or trade license require a minimum amount of cover?
  • Do the terms of your lease require a minimum level of cover?
  • Finally think about what your level of risk and exposure could be. What kind of accidents could occur and what could be the potential cost of a claim?