Insurance for Consultants

... Insurance through BizCover include : Agricultural Consultants Agronomist Anthropologist Asset & Facility Management ... a cyber event. * As with any insurance, cover will ...

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Professional Indemnity Insurance for Consultants

A large number of people that start businesses, in Australia have been experiencing a steady growth in business for the past few years. One area that is growing in magnitude ... , this is a very safe option to assure you are covered in the event that someone files suit against you. Professional Indemnity Insurance works by insuring you the cost of a claim made that is equal to your client ...

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7 Types of Insurance Your Small Business Should Consider

... is Small Business Insurance. But what kind of insurance do you actually ... ... your business as a result from interruption caused by material damage events. Management Liability Insurance Management Liability Insurance protects the company and the people who manage the company, such ...

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Business Insurance Guide for the Self-Employed - Part 4

... piece of our Business Insurance for the self-employed ... Accident and Illness insurance and Cyber Liability insurance. We share ... is Personal ... income. Cyber Liability What is Cyber Liability insurance? Cyber Liability insurance* is designed to help protect you from claims and support your profitability in the event of a cyber breach or attack. Costs ...

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Insurance for Furniture Manufacturers

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5 Tips for an Insurance Health Check

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Insurance for Civil Engineers- what you need to know

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Legal Requirement for Public Liability Insurance

Public liability insurance covers your business for losses ... . Failure in obtaining public liability insurance policy can expose a business ... ... including any directors and partners. In the event that someone sustains an injury at the business ... insurance broker. Key Takeaways Public liability insurance is a pre-requisite part of a business' risk management ...

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Insurance for Furniture Manufacturers

... as a result of an interruption to your business caused by an insured event. Management Liability* Management Liability insurance is designed to provide protection to both the business and its directors or ...

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Insurance for Manufacturers

... your business suffered an insurable event (like fire)? This type of insurance provides cover for financial loss as a result of an interruption to your business caused by an insured event. Management Liability* As a ...

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Insurance for Restaurants

... are major power outages? This type of insurance covers for financial loss as a result of an interruption to your business caused by an insured event (such as fire). Management Liability* If you have employees in ...

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Insurance for Car Wash and Auto Detailers

... a fire, storm, malicious activity or another defined event listed in the policy. Contents * Cover for loss ... employment). Management Liability Insurance * Management liability insurance protects directors ...

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Insurance for IT Professionals

... environment, and whether you're involved in project management, development, testing or analysing systems this kind of ... interruption due to a cyber event. *As with any insurance, cover will be subject to ...

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Business Interruption Insurance: Your 'Get Out of Jail Free' Card

Unforeseen events have the potential to cripple ... 'lock up' operations. Business interruption insurance can provide both peace of ... ... loss or damage from an insured event. Business interruption insurance policies are specific, however, and ... the fine print in your policy is 'best practice' management, and a big part of being a responsible business ...

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Business Insurance Guide for the Self-Employed - Part 1

... have a focus on risk management strategies and protection for your ... are a variety of business insurance [] ... have a focus on risk management strategies and protect ion ... insurance. What is Public Liability Insurance? Public Liability insurance  provides protection* for  you and your business in the event ...

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5 Common Beauty Insurance Claims

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5 Questions to ask yourself before buying Insurance for your Small Business

Know you need business insurance but aren't sure how ... while and looking to buy insurance for the first time; there ... ... to an insured event Cyber Liability insurance protects businesses against the costs associated with data breaches, being hacked or the theft of client information Management Liability insurance covers businesses ...

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5 Surprising Things Business Insurance Can Cover

When looking for Business Insurance, most small business owners typically ... ... shut up shop due to an unforeseen event. Business Interruption insurance is designed to compensate you for the ... provides access to cyber security experts, crisis management and PR experts. The tax man comes ...

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Additional Cover for Professional Indemnity Insurance

... Fernando for his certificates of insurance - it's just part ... IT consulting business providing information management services to corporate clients ... , Lynn's clients don't ask to see her certificates of insurance. However, having this cover means she would be protected in the unlikely event of a customer claiming they experienced an adverse reaction to her skincare ...

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Insurance for Gift Shops

... through a shop, you want customers in your store. Public Liability insurance is designed to provide protection for you and your gift shop business in the event a customer, supplier or a member of the public is injured ...

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What are the Insurance Options for Land Surveyors?

... yourself and your company with insurance is a smart investment. Land ... ... surveying projects your business uses. Public Liability Public Liability insurance is designed to provide protection for you and your business in the event a customer, supplier or a member of the public are ...

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Insurance for Disability Workers

... Public Liability insurance an important type of insurance for disability support workers. Public Liability insurance is designed to provide protection for you and your Disability Services business in the event a patient ...

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BizInsure Capitalizes on the Paradigm Shift in Commercial Insurance!

... .com), a leading-edge online insurance model that connects independent professionals ... critical Professional Liability (E&O) insurance solutions ... revenues under 2.5 million dollars) have not had many alternatives when it came to buying business insurance. BizInsure has entered this space to satisfy the needs of this important and growing market; small business ...

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iSelect partners with BizCover to launch business insurance comparison

... expanded their general insurance offering to include business insurance, through a partnership ... , Australia's leading small business insurance ... with one of BizCover's trained consultants. Mark Pangrazio, iSelect's Head of Commercial for Health & General Insurance, said the company was thrilled to be partnering with BizCover to assist it in focusing on the SME ...

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Professional Indemnity Insurance for Civil Engineers

... a professional, considering Professional Indemnity insurance to protect* you and your ... ... Policies for Civil Engineers When it comes to insuring civil engineers, there's no one size fits all insurance solution because every business is different and no two businesses are the same. Each business has its own ...

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Insurance for Sole Traders and Self Emplyed

... who are self employed need to consider is Public Liability insurance. Public Liability insurance* is designed to provide protection for you and your business in the event a customer, supplier or a member of the public ...

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Public Liability Insurance in Perth

... P ublic L iability I nsurance * for Perth businesses Public Liability insurance is designed to provide protection for you and your business in the event a customer, supplier or a member of the public are ...

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Public Liability Insurance in Rockhampton

... L iability I nsurance * for Rockhampton businesses Public Liability insurance is designed to provide protection for you and your business in the event a customer, supplier or a member of the public are ...

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Public Liability Insurance in Mandurah

... L iability I nsurance * for Mandurah businesses Public Liability insurance is designed to provide protection for you and your business in the event a customer, supplier or a member of the public are ...

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Public Liability Insurance in Hobart

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Public Liability Insurance in Darwin

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Public Liability Insurance in Brisbane

... L iability I nsurance * for Brisbane businesses Public Liability insurance is designed to provide protection for you and your business in the event a customer, supplier or a member of the public are ...

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Public Liability Insurance in Adelaide

... ublic L iability I nsurance * for Adelaide businesses Public Liability insurance is designed to provide protection for you and your business in the event a customer, supplier or a member of the public is ...

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Public Liability Insurance in Port Macquarie

... L iability I nsurance * for Port Macquarie businesses Public Liability insurance is designed to provide protection for you and your business in the event a customer, supplier or a member of the public are ...

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Insurance for Carpenters

... contents, stock, tools and commercial premises when an insured event occurs (such as fire, storm, theft or even accidental damage). A Business Insurance package can also cover your portable equipment, glass and loss ...

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Business Insurance in Melton

... contents, stock, tools and commercial premises when an insured event occurs (such as fire, storm, theft or even accidental damage). A Business Insurance package can also cover your portable equipment, glass and for ...

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Business Insurance in Parramatta

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Business Insurance in Toowoomba

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Business Insurance in Wollongong

... contents, stock, tools and commercial premises when an insured event occurs (such as fire, storm, theft or even accidental damage). A Business Insurance package can also cover your portable equipment, glass and for ...

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Business Insurance in Launceston

... contents, stock, tools and commercial premises when an insured event occurs (such as fire, storm, theft or even accidental damage). A Business Insurance package can also cover your portable equipment, glass and for ...

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Business Insurance in Mackay

... contents, stock, tools and commercial premises when an insured event occurs (such as fire, storm, theft or even accidental damage). A Business Insurance package can also cover your portable equipment, glass and for ...

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Business Insurance on the Central Coast

... contents, stock, tools and commercial premises when an insured event occurs (such as fire, storm, theft or even accidental damage). A Business Insurance package can also cover your portable equipment, glass and for ...

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Business Insurance in Cairns

... contents, stock, tools and commercial premises when an insured event occurs (such as fire, storm, theft or even accidental damage). A Business Insurance package can also cover your portable equipment, glass and for ...

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Business Insurance in Bundaberg

... contents, stock, tools and commercial premises when an insured event occurs (such as fire, storm, theft or even accidental damage). A Business Insurance package can also cover your portable equipment, glass and for ...

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Business Insurance in Geelong

... contents, stock, tools and commercial premises when an insured event occurs (such as fire, storm, theft or even accidental damage). A Business Insurance package can also cover your portable equipment, glass and for ...

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Insurance for Registered Tax Agents

... by TPB which are based on your businesses turnover (as set out in the table below). Professional Indemnity insurance can be complicated, but with BizCover you can easily compare quotes from some of Australia's leading ...

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Do I need Professional Indemnity insurance?

... it or not, a claim must be defended - ignoring it won't go away. Don't despair. Professional Indemnity insurance is your best defence when faced with a claim. You get the assistance of an expert insurer by your side to ...

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Small Business Insurance Index

... price increases in the business insurance market, SMEs are continuing to ... the cost of business insurance, the BizCover SME Insurance Price ... and Retail & Hospitality. Whilst all three groups saw have seen no increases in the overall prices for their insurance, there have been changes within product groups and industries. The Full Report can be viewed here . ...

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The Risky Business of Insurance

... a business can survive unforseen events, should also be top of ... ... of mind. Yet many small businesses are uninsured or underinsured and the Insurance Council of Australia estimates that 70% of these affected by a major event never recover. So how does a small business owner make savvy ...

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Management Liability Insurance

... What’s included & what’s not? Get the right cover Could this happen to you? What is Management Liability Insurance?* Everyone loves a surprise, except when you are a company director. If you own or are involved in ...

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Business Insurance Guide for the Self-Employed - Part 3

... in the world of business insurance, it can feel like you ... guide on all things Business Insurance for the self-employed. In ... back to basics ... contents, stock, tools and commercial premises when an insured event occurs (such as fire, storm, theft or even accidental damage). A Business Insurance package can also cover your portable equipment, glass, tax ...

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Dishing up the facts on food business insurance

... you have the right business insurance. When it comes to insuring ... ... a disaster was to strike? Fortunately, there's an insurance policy for that! With a whole menu full of cover ... at full capacity due to damage caused by an insurable event. *It is important to note that this kind of ...

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Insurance for Restaurants & Cafes

... minute to sit back, relax and look at our menu of insurance options for your business. What's more, you don't ... of custom from customers who don't return. Management Liability If you have employees in your restaurant ...

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Public Liability Insurance for Cabinet Makers

... as part of your risk management plan and can be done ... the right kind of business insurances in place. Regardless [] ... ... like an accident or a claim, should be considered as part of your risk management plan and can be done easily with the right kind of business insurances in place. Regardless if you are self-employed, a sole trader or a ...

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What Tradies Need to Know About Public Liability Insurance

... the most common types of insurances for tradies, but do you ... and outs of Public Liability insurance and what you need to ... . So what is Public ... even be a contractual requirement that you have Public Liability insurance in place well before picking up the tools and putting ... negligence Contractual liability Events occurring before or after ...

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Keep calm and stretch on with Yoga Teacher insurance

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Insurance for Nurses

... that you may do, such as assisting at sporting events or offering your services to a charity group. ... claim or a series of claims during the period of insurance add up to and exhaust the specified Limit of Indemnity, ...

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Business Insurance

... by not protecting your business assets from unexpected events. No matter how much you plan and prepare ... suit you best. And you can include Public Liability Insurance to ensure you are not financially responsible for the ...

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Common Small Business Insurance Claims and How to Prevent them.

... . Whilst you've got the insurance to help you out, you ... ... avoid the disruption to your business that these unexpected events can cause, that's where having a good risk ... Here are some of the most common BizCover Business Insurance customer claims, and tips on how to prevent ...

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Insurance for pharmacy and pharmacists

... AHPRA and other regulatory bodies. Public Liability insurance * is another type of cover likely ... provide protection for you and your pharmacy business in the event a  customer , supplier or a member of the ...

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Understanding Insurance for Interior Designers

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Understanding Insurance for Graphic Designers

... , that's when your business insurance comes into play. We've ... ... damaged in a fire, storm or due to malicious damage or some other defined event listed in the policy. Portable Equipment Insurance* Even when you're out meeting clients, you need your equipment like your ...

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Insurance for Bakers

... which makes Public Liability an important type of insurance to consider. Public Liability insurance is designed to provide protection for you and your bakery business in the event a customer, supplier or a member of the ...

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Tax Audit Insurance

... with the disruption to your business and costs incurred in responding. Tax Audit Insurance* covers a business for specified costs in the event that it is selected by the Australian Tax Office for auditing. The policy ...

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What Limit of Professional Indemnity Insurance Do I Need?

... 'What limit of Professional Indemnity insurance do I need?' While this ... ... is a minimum limit of Professional Indemnity Insurance you are required to maintain to comply with ... accurate picture as to the full financial exposures in the event of a total loss. The potential scope of your advice ...

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Professional Indemnity Insurance 101: For Allied Health Professionals

... yourself is with professional indemnity insurance. This type of policy provides ... ... ways to protect yourself is with professional indemnity insurance . This type of policy provides cover for ... their professional duties. It means in the event policyholders are sued for professional negligence, they ...

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A Guide to PI Insurance

... to make Professional Indemnity Insurance simple (also known as ... errors and omissions insurance, PI or Professional Indemnity ... is Professional ... know if they are getting the best deal. This is where BizCover steps in to satisfy your Professional Indemnity Insurance needs. BizCover allows you to get live online quotes in under 2 minutes , and purchase in only ...

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Business Insurance Guide for the Self-Employed - Part 2

Navigating the world of business insurance can be confusing which is ... created a guide to business insurance for the self-employed that ... and outs ... we've made it our mission to make it a bit easier . We've created a guide to business insurance for the self-employed that profil es the main types of cover to consider and how it can protect ...

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BizCover SME Insurance Price Index Q1 FY20

... reductions on their Public Liability insurance, while prices have remained steady ... ... its highest in five years and transport costs increasing steadily. The increase did not affect the cost of insurance for small businesses on the BizCover platform as prices dropped to the lowest point in 24 months. The ...

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BizCover SME Insurance Price Index Q1 FY21

... clients buck the trend of insurance price hikes. Whilst the Australian ... the availability and pricing of insurance for SMEs, BizCover can report ... there were some clear winners and some losers. The Full Report can be viewed here: SME Insurance Price Index Public Liability insurance is an essential cover for SME's and one that most can't afford to operate without ...

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Things you didn't know about small business insurance

Getting the insurance sorted for your small business ... , compare quotes and buy the insurance that suits your business. But ... not know about small ... to review and update your coverage every year. No doubt your business is on the move and changing and so your insurance needs will also be changing and you'll want to make sure you have a policy that covers your business ...

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How Does Professional Indemnity Insurance Benefit You?

... advisable that you have professional insurance, which can also be referred ... to as professional indemnity insurance. Professionals are expected ... , which can be filed against them by their clients. It is advisable that you have general business insurance in order to protect you from financial losses caused by property damage or bodily injury. In addition to ...

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BizCover SME Insurance Price Index Q2 FY20

More larger businesses with simple insurance needs are using BizCover for ... their insurance, while smaller businesses benefit from ... this quarter ... Retail & Hospitality. Whilst all three groups have experienced no increases in the overall price of their insurance, there have been changes within product groups and industries. The Full Report can be viewed here: SME ...

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A guide to Plasterer's insurance that won't leave you, board

... by not having the right insurance in place? Read on to ... ... victim and still be able to survive financially? Many contracts will require you to have your own Public Liability insurance before you even step foot on site. Make you sure you arrange your cover with the right limits ...

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Insurance Premiums for Retailers Continue to Climb

Insurance Premiums for Retailers Continue to ... The latest BizCover Small Business Insurance Price Index has been released ... an increase in small ... and similar to quarter 2 of last financial year, the index is showing an increase in small business insurance rates, with the index rising 3 points over last quarter. This increase however is not universal. Graph ...

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Small Business Insurance Price Index Q3

Insurers hold on to SME Insurance Premium Price Increases! Despite a ... BizCover Small Business Insurance Price Index has shown insurance rates ... Director of BizCover commented “While there is still an abundance of capacity and fierce competition in the insurance market, insurers have managed to hold onto their rate increases from last quarter. I suspect given the ...

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Reviews related to insurance for events management

  • I have played phone tag with several brokers and insurance providers...what a relief to finally find a simple online service.

    Paul C Cunningham
    Consultancy Occupations

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Why do Consultants need insurance?

You offer game-changing results for your clients; we offer a game-changing way to get your insurance. With just a few clicks or a phone call, you’ll get multiple competitive quotes from some of Australia’s leading insurers. Select your preferred policy and you’ll be covered instantly, so you can continue running your business.  

 

Did you Know?

If you’re a consultant working as a sole-trader you are personally responsible, both legally and financially, for all aspects of your business. In other words, there is a potential for you to have enormous liability exposure, which may affect your personal assets if things go wrong. 

Insurance for Consultants

Professional Indemnity*

There are literally hundreds of different consulting professions, yet all are required to provide a professional service or specialist advice.  Professional Indemnity insurance is designed to protect you from losses claimed by clients that are incurred as a result of your actual or alleged negligence or omission in the provision of your professional service or advice.  

Your Professional Indemnity policy, will cover the award of compensation payable to a third party together with your defence costs (which can include legal fees, investigator fees and expert fees)   

Examples of some of the many consultancies  who can take out Professional Indemnity Insurance through BizCover include: 

^Accurate as at  September 2019 

Public Liability Insurance*

Public Liability insurance is a no brainer for all types of consultancy services. Public Liability insurance is designed to provide protection for you and your business in the event a customer, supplier or a member of the public are injured or sustain property damage as a result of your negligent business activities.

Meeting with your clients, either at your office or if you visit them at their premises, means you’ll be exposed to potential mishaps and accidents – think of a client tripping over at your premises or if in the excitement of presenting your proposal at their office you knock over that expensive art work.

Business Insurance*

Your clients bring in your income, but where would you be without your business assets?  

Business Insurance is an insurance package designed to provide cover for your business contents, stock, tools and commercial premises when an insured event occurs (such as fire, storm, theft or even accidental damage).  A Business Insurance package can also cover your portable equipment, glass and for loss of revenue due to business interruption in specified circumstances.  In addition, cover is available for public liability, tax audit, employment practices and statutory liability risks. 

Cyber Liability*

Consider the client data you may storing and the consequences if your systems were compromised.  

A cyber liability insurance policy is designed to help protect you from claims and support your profitability in the event of a cyber breach or attack. Costs associated with defending a cyber claim are also covered.  Examples of the types of risks Cyber Liability insurance can assist with are inadvertent loss or release of customer personal information, cyber crime, cyber extortion/ransomware and business interruption due to a cyber event. 

*As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy document.  The information contained on this webpage is general only and should not be relied upon as advice.

Common causes of claims