Insurance for Consultants

... Insurance through BizCover include: Agricultural Consultants Agronomist Anthropologist Asset & Facility Management ... business interruption due to a cyber event. *As with any insurance, cover will be subject to the ...

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Professional Indemnity Insurance for Consultants

A large number of people that start businesses, in Australia have been experiencing a steady growth in business for the past few years. One area that is growing in magnitude ... , this is a very safe option to assure you are covered in the event that someone files suit against you. Professional Indemnity Insurance works by insuring you the cost of a claim made that is equal to your client ...

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Business Insurance Guide for the Self-Employed - Part 4

... piece of our Business Insurance for the self-employed ... Accident and Illness insurance and Cyber Liability insurance. We share ... is Personal ... Accident and Illness insurance provided a weekly ... event. What is typically included*? Business interruption costs Investigation and data recovery costs Fines and penalties Extortion costs PR and crisis management ...

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Insurance for Furniture Manufacturers

... wrong. This is where business insurance comes into play and should ... business' risk management plan. The process of arranging your insurance ... loss as a result of an interruption to your business caused by an insured event. Management Liability* Management Liability insurance is designed to provide protection to both the business and its directors or ...

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7 Types of Insurance Your Small Business Should Consider

... is Small Business Insurance. But what kind of insurance do you actually ... ... of running your business as a result from interruption caused by material damage events. Management Liability Insurance Management Liability Insurance protects the company and the people who manage the company, such as ...

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Insurance for Civil Engineers- what you need to know

... about what kinds of business insurance coverage you may need to ... ... specification, poor time and project management. Having the right business insurance in place is a sound ... extortion/ransomware and business interruption due to a cyber event. Level of Cover When it comes to the right ...

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5 Tips for an Insurance Health Check

If your insurance is due for renewal or ... a health check of your insurance to ensure that if the ... is hit by a major event, you not only have ... event like fire, theft, storm and accidental damage. for financial loss consequent upon a material damage claim (Business Interruption) Management ... consider insurance if the financial impact of an event is high ...

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Legal Requirement for Public Liability Insurance

Public liability insurance covers your business for losses ... . Failure in obtaining public liability insurance policy can expose a business ... ... , including any directors and partners. In the event that someone sustains an injury at the business as ... insurance broker. Key Takeaways Public liability insurance is a pre-requisite part of a business' risk management ...

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Insurance for Furniture Manufacturers

... loss as a result of an interruption to your business caused by an insured event. Management Liability* Management Liability insurance is designed to provide protection to both the business and its directors or ...

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Insurance for Manufacturers

... business suffered an insurable event (like fire)? This type of insurance provides cover for financial loss as a result of an interruption to your business caused by an insured event. Management Liability* As a company ...

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Insurance for IT Professionals

... business interruption due to a cyber event. *As with any insurance, cover will be subject to the ... IT contractor was engaged to recommend and provide a management system for professional services client. There were a ...

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Business Interruption Insurance: Your 'Get Out of Jail Free' Card

Unforeseen events have the potential to cripple ... 'lock up' operations. Business interruption insurance can provide both peace of ... ... loss or damage from an insured event. Business interruption insurance policies are specific, however, and don ... the fine print in your policy is 'best practice' management, and a big part of being a responsible business ...

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Business Insurance Guide for the Self-Employed - Part 1

... have a focus on risk management strategies and protection for your ... are a variety of business insurance [] ... should have a focus on risk management strategies and protection for your business ... insurance. What is Public Liability Insurance? Public Liability insurance provides protection* for you and your business in the event ...

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5 Questions to ask yourself before buying Insurance for your Small Business

Know you need business insurance but aren't sure how ... while and looking to buy insurance for the first time; there ... ... due to an insured event Cyber Liability insurance protects businesses against the costs associated with data breaches, being hacked or the theft of client information Management Liability insurance covers businesses and ...

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5 Common Beauty Insurance Claims

... like to hope otherwise, unexpected events happen! Things can go dreadfully ... ... help you minimise your risk: Develop a risk management plan to prepare for a possible natural disaster. ... and safeguard against them by making sure you have the right insurance policies in place. It's also a wise idea to ...

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5 Surprising Things Business Insurance Can Cover

When looking for Business Insurance, most small business owners typically ... ... shut up shop due to an unforeseen event. Business Interruption insurance is designed to compensate you for the ... provides access to cyber security experts, crisis management and PR experts. The tax man comes knocking ...

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Additional Cover for Professional Indemnity Insurance

... Fernando for his certificates of insurance - it's just part ... IT consulting business providing information management services to corporate clients ... , Lynn's clients don't ask to see her certificates of insurance. However, having this cover means she would be protected in the unlikely event of a customer claiming they experienced an adverse reaction to her skincare ...

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Insurance for Electrical Engineers

... provide protection for you and your engineering business in the event a client, supplier or a member of the public ... and accidental damage. Management Liability* Management liability insurance* protects directors and ...

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The Easter Bunny's Guide to Business Insurance

Each year at Easter millions of kilograms of chocolate are purchased and consumed around the world. In Australia alone close to $200 million is spent on Easter chocolate ... are stored in stop working? Within a Business Insurance pack the Easter Bunny would have cover for machinery ... credit facility is classified as a “Crisis Event” in a Management Liability Policy. This type of policy can ...

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Insurance for Restaurants

... are major power outages? This type of insurance covers for financial loss as a result of an interruption to your business caused by an insured event (such as fire). Management Liability* If you have employees in your ...

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Insurance for Car Wash and Auto Detailers

... of a fire, storm, malicious activity or another defined event listed in the policy. Contents* Cover for loss of ... of your employment). Management Liability Insurance* Management liability insurance protects directors and ...

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Insurance for Cafes

... an insured event by paying ongoing expenses such as rent and wages.? Management Liability* When your business starts to grow, you employ more staff, introducing a new range of risks. Management Liability insurance is ...

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Small Business Insurance Index

... price increases in the business insurance market, SMEs are continuing to ... the cost of business insurance, the BizCover SME Insurance Price ... Retail & Hospitality. Whilst all three groups saw have seen no increases in the overall prices for their insurance, there have been changes within product groups and industries. The Full Report can be viewed here. Trades ...

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Insurance for Gift Shops

... through a shop, you want customers in your store. Public Liability insurance is designed to provide protection for you and your gift shop business in the event a customer, supplier or a member of the public is injured ...

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What are the Insurance Options for Land Surveyors?

... yourself and your company with insurance is a smart investment. Land ... ... of land surveying projects your business uses. Public Liability Public Liability insurance is designed to provide protection for you and your business in the event a customer, supplier or a member of the public are ...

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Insurance for Disability Workers

... Public Liability insurance an important type of insurance for disability support workers. Public Liability insurance is designed to provide protection for you and your Disability Services business in the event a patient ...

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BizInsure Capitalizes on the Paradigm Shift in Commercial Insurance!

... .com), a leading-edge online insurance model that connects independent professionals ... critical Professional Liability (E&O) insurance solutions ... revenues under 2.5 million dollars) have not had many alternatives when it came to buying business insurance. BizInsure has entered this space to satisfy the needs of this important and growing market; small business ...

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Professional Indemnity Insurance for Civil Engineers

... a professional, considering Professional Indemnity insurance to protect* you and your ... ... Policies for Civil Engineers When it comes to insuring civil engineers, there's no one size fits all insurance solution because every business is different and no two businesses are the same. Each business has its own ...

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iSelect partners with BizCover to launch business insurance comparison

... expanded their general insurance offering to include business insurance, through a partnership ... , Australia's leading small business insurance ... to medium (SME) business owners a full end-to-end online service to compare most of their business insurance needs, with policies available from some of Australia's leading insurers. SME customers will have the option of ...

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Insurance for Massage & Alternative Therapies

... included with  your Home & Contents Insurance may not cover events related to your business activities. Business Insurance*  Business Insurance is an insurance package designed to provide cover for your business ...

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Insurance for Sole Traders and Self Emplyed

... cover for your business assets including its premises, contents, stock and in the event of business interruptions. *As with any insurance, cover will be subject to the terms, conditions and exclusions contained in ...

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Public Liability Insurance in Perth

... workmanship Professional negligence Contractual liability Motor vehicle claims Events occurring before or after the policy period How much does Public Liability insurance cost for Perth businesses? On average, small ...

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Public Liability Insurance in Rockhampton

... Professional negligence Contractual liability Motor vehicle claims Events occurring before or after the policy period How much does Public Liability insurance cost for Rockhampton businesses? On average, small ...

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Public Liability Insurance in Mandurah

... workmanship Professional negligence Contractual liability Motor vehicle claims Events occurring before or after the policy period How much does Public Liability insurance cost for Mandurah businesses? On average, small ...

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Public Liability Insurance in Hobart

... * for Hobart businesses Public Liability insurance is designed to provide protection for you and your business in the event a customer, supplier or a member of the public are injured or sustain property damage as ...

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Public Liability Insurance in Darwin

... workmanship Professional negligence Contractual liability Motor vehicle claims Events occurring before or after the policy period How much does Public Liability insurance cost? On average, small businesses in Darwin pay ...

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Public Liability Insurance in Brisbane

... workmanship Professional negligence Contractual liability Motor vehicle claims Events occurring before or after the policy period How much does Public Liability insurance cost? On average, small businesses in Brisbane ...

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Public Liability Insurance in Adelaide

... * for Adelaide businesses Public Liability insurance is designed to provide protection for you and your business in the event a customer, supplier or a member of the public is injured or sustain property damage as ...

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Public Liability Insurance in Port Macquarie

... workmanship Professional negligence Contractual liability Motor vehicle claims Events occurring before or after the policy period How much does Public Liability insurance cost for Port Macquarie businesses? On average ...

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Business Insurance in Geelong

... contents, stock, tools and commercial premises when an insured event occurs (such as fire, storm, theft or even accidental damage). A Business Insurance package can also cover your portable equipment, glass and for ...

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Business Insurance on the Central Coast

... contents, stock, tools and commercial premises when an insured event occurs (such as fire, storm, theft or even accidental damage). A Business Insurance package can also cover your portable equipment, glass and for ...

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Insurance for Carpenters

... contents, stock, tools and commercial premises when an insured event occurs (such as fire, storm, theft or even accidental damage). A Business Insurance package can also cover your portable equipment, glass and loss ...

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Insurance for Registered Tax Agents

... be more than what is set as the minimum requirement. ^Minimum PI insurance requirements source from TPB tpb.gov.au/professional-indemnity-insurance-tax-agents on 8 August 2019 What could cause a PI claim? Errors and ...

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What does Public Liability insurance cover?

... you could well end up paying for the claim straight from your back pocket. Bear in mind that Public Liability insurance is designed for all types of businesses, not just those who work in an office or have a fixed ...

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Do I need Professional Indemnity insurance?

... it or not, a claim must be defended - ignoring it won't go away. Don't despair. Professional Indemnity insurance is your best defence when faced with a claim. You get the assistance of an expert insurer by your side to ...

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The Risky Business of Insurance

... a business can survive unforseen events, should also be top of ... ... Council of Australia estimates that 70% of these affected by a major event never recover. So how does a small business owner make savvy insurance decisions? Define “must haves” It's important to distinguish between 'must ...

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Management Liability Insurance

What’s included & what’s not?Get the right coverCould this happen to you? What is Management Liability Insurance?* Everyone loves a surprise, except when you are a company director. If you own or are involved in the ...

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Business Insurance Guide for the Self-Employed - Part 3

... in the world of business insurance, it can feel like you ... guide on all things Business Insurance for the self-employed. In ... back to basics ... place, your business contents are likely to be excluded. Some of the insured events that are typically covered* by a Contents insurance policy include: Fire Lightning and explosions Storm, wind and water Earthquake ...

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Dishing up the facts on food business insurance

... you have the right business insurance. When it comes to insuring ... ... and policy options to choose from. Why do I need insurance for my food business? Whether you are serving up fancy ... at full capacity due to damage caused by an insurable event. *It is important to note that this kind of ...

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Insurance for Restaurants & Cafes

... minute to sit back, relax and look at our menu of insurance options for your business. What's more, you don't need ... of custom from customers who don't return. Management Liability If you have employees in your restaurant, ...

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Finding the Right Business Insurance Can Be Hard but BizCover Makes it Easy

... and your assets with business insurance. However, figuring out exactly what ... 's why a group of insurance industry [] ... clients, customers, or even people who happen to be passing by your office. Business insurance can protect you in the event something goes wrong. It can also protect your commercial property and assets - physical ...

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Public Liability Insurance for Cabinet Makers

... as part of your risk management plan and can be done ... the right kind of business insurances in place. Regardless [] ... ... , like an accident or a claim, should be considered as part of your risk management plan and can be done easily with the right kind of business insurances in place. Regardless if you are self-employed, a sole trader or a ...

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Insurance for IT Professionals Colour Test 2

... techy stuff doesn't mean you can't get the right insurance. Being the IT person that you are, we don't ... environment, and whether you're involved in project management, development, testing or analysing systems this kind ...

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Insurance for IT Professionals Colour Test

... techy stuff doesn't mean you can't get the right insurance. Being the IT person that you are, we don't ... environment, and whether you're involved in project management, development, testing or analysing systems this kind ...

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Keep calm and stretch on with Yoga Teacher insurance

... of arranging your yoga teacher insurance go. As a yogi or ... business. Let us centre your insurance chakra by exploring some of ... ... of calm wash over, letting the stress of arranging your yoga teacher insurance go. As a yogi or yogini, you don't have time ... location such as your yoga studio against unforeseen events for example, fire, storm or theft. ...

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Insurance for Nurses

... that you may do, such as assisting at sporting events or offering your services to a charity group. Registration ... claim or a series of claims during the period of insurance add up to and exhaust the specified Limit of ...

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Business Insurance

... by not protecting your business assets from unexpected events. No matter how much you plan and prepare ... suit you best. And you can include Public Liability Insurance to ensure you are not financially responsible for the ...

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Common Small Business Insurance Claims and How to Prevent them.

... . Whilst you've got the insurance to help you out, you ... ... avoid the disruption to your business that these unexpected events can cause, that's where having a good risk ... Here are some of the most common BizCover Business Insurance customer claims, and tips on how to prevent ...

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Insurance for pharmacy and pharmacists

... insurance* offers a number of coverage options including: Building: provides protection for your pharmacy building if it was damaged as a result of a fire, storm, malicious activity or another defined event listed ...

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What Limit of Professional Indemnity Insurance Do I Need?

... 'What limit of Professional Indemnity insurance do I need?' While this ... ... is a minimum limit of Professional Indemnity Insurance you are required to maintain to comply ... more accurate picture as to the full financial exposures in the event of a total loss. The potential scope of your advice ...

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Tax Audit Insurance

... with the disruption to your business and costs incurred in responding. Tax Audit Insurance* covers a business for specified costs in the event that it is selected by the Australian Tax Office for auditing. The policy ...

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Professional Indemnity Insurance 101: For Allied Health Professionals

... yourself is with professional indemnity insurance. This type of policy provides ... ... their professional duties. It means in the event policyholders are sued for professional negligence, they ... price. BizCover is the best way to get immediate insurance protection, and because everything is online, there's no ...

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BizCover SME Insurance Price Index Q2 FY20

More larger businesses with simple insurance needs are using BizCover for ... their insurance, while smaller businesses benefit from ... this quarter ... decline that began 12 months ago. The increase can be attributed to more demand for Business Contents insurance particularly from businesses with an annual turnover greater than $400,000. Cover for contents in the Trades ...

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BizCover SME Insurance Price Index Q1 FY20

... reductions on their Public Liability insurance, while prices have remained steady ... ... its highest in five years and transport costs increasing steadily. The increase did not affect the cost of insurance for small businesses on the BizCover platform as prices dropped to the lowest point in 24 months. The ...

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Business Insurance Guide for the Self-Employed - Part 2

Navigating the world of business insurance can be confusing which is ... created a guide to business insurance for the self-employed that ... and outs ... which is why we've made it our mission to make it a bit easier. We've created a guide to business insurance for the self-employed that profiles the main types of cover to consider and how it can protect you for the long ...

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How Does Professional Indemnity Insurance Benefit You?

... advisable that you have professional insurance, which can also be referred ... to as professional indemnity insurance. Professionals are expected ... , which can be filed against them by their clients. It is advisable that you have general business insurance in order to protect you from financial losses caused by property damage or bodily injury. In addition to ...

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A Guide to PI Insurance

... to make Professional Indemnity Insurance simple (also known as ... errors and omissions insurance, PI or Professional Indemnity ... is Professional ... 't know if they are getting the best deal. This is where BizCover steps in to satisfy your Professional Indemnity Insurance needs. BizCover allows you to get live online quotes in under 2 minutes, and purchase in only a ...

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STABLE INSURANCE RATES A REASSURANCE FOR SMEs

BizCover's SME Insurance Price Index has unveiled a ... the COVID-19 pandemic with insurance rates remaining flat for a ... acquired from BizCover's ... year and fell a further seven per cent this quarter,” he said. “Key sections of business pack insurance that are frequently used by retailers such Contents, Glass and Theft all showed noticeable price declines. “The ...

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How the cost of Professional Indemnity insurance is calculated

... of a Professional Indemnity (PI) insurance policy is calculated and why ... the cost of Professional Indemnity insurance. Insurance policy pricing ... than another? We look some of the key factors that that impact the cost of Professional Indemnity insurance. Insurance policy pricing is generally calculated on risk factors and put simply, the higher the level of risks ...

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Small Business Insurance Price Index Q3

Insurers hold on to SME Insurance Premium Price Increases! Despite a ... BizCover Small Business Insurance Price Index has shown insurance rates ... Director of BizCover commented “While there is still an abundance of capacity and fierce competition in the insurance market, insurers have managed to hold onto their rate increases from last quarter. I suspect given the ...

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Things you didn't know about small business insurance

Getting the insurance sorted for your small business ... , compare quotes and buy the insurance that suits your business. But ... not know about small ... to review and update your coverage every year. No doubt your business is on the move and changing and so your insurance needs will also be changing and you'll want to make sure you have a policy that covers your business ...

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Small Business Insurance Index Q2: 5 point increase, largest in 10 quarters

The Quarterly BizCover Small Business Insurance Index has shown that Australian ... enjoyed the end of declining insurance premiums with an increase of ... increase of 5 points in the second quarter of FY2015/2016, the first increase seen in 10 quarters. This brings the insurance rates back to the same level as Q4 2013/14 (6 quarters ago). It should be noted that rates are ...

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A guide to Plasterer's insurance that won't leave you, board

... by not having the right insurance in place? Read on to ... ... cover with the right limits in advance. Some industry bodies will require you to have your own Public Liability insurance policy before being able to join Cover your bits Your tools of trade are vital to getting the job ...

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Social Media Insurance

... , try to make a sale out of a day of grieving, or trying to jump on a politically charged bandwagon. The insurance will cover your costs of PR to rebuild your brand, costs of loss of sales and other costs in the case of ...

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Insurance Premiums for Retailers Continue to Climb

Insurance Premiums for Retailers Continue to ... The latest BizCover Small Business Insurance Price Index has been released ... an increase in small ... 1), and similar to quarter 2 of last financial year, the index is showing an increase in small business insurance rates, with the index rising 3 points over last quarter. This increase however is not universal. Graph 1 ...

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Misconceptions Around Professional Indemnity Insurance

... that the claims professional indemnity insurance covers are only the experiences ... ... to time depending on the size of a job contract or the level of risk involved. Businesses or consultants whose insurance coverage is not sufficient may need to draw funds from their own pockets and that is never a good ...

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Michael Gottlieb featured in Insurance Business

In January, our Managing Director Michael Gottlieb was interviewed by Insurance Business magazine, giving his outlook on 2014. Insurance Business - The In January, our Managing Director Michael Gottlieb was interviewed by Insurance Business magazine, giving his outlook on 2014. Insurance Business - The Year Ahead

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Michael Gottlieb Featured on the Insurance Business Hotlist for 2014

... successful in taking out the Insurance Business Brokerage of the Year ... ... the broking world, and not just because his Mega Capital business was successful in taking out the Insurance Business Brokerage of the Year award and featured in the Deloitte Technology Fast 50 Australia ranking for the ...

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Small Business Continues to Win on Insurance Prices!

... ; however the BizCover Small Business Insurance Price Index for the first ... ... they have remain flat over the quarter (Graph 1). A win for small businesses! Prices across all insurance classes were stable across the quarter, and this was reflected across most industries as well. The retail industry ...

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Sometimes Professional Indemnity Insurance is Needed

Professional indemnity insurance is handcrafted to provide coverage ... ... any potential policy holder needs to consider when deciding upon whether or not they should buy professional indemnity insurance is the potential financial loss that can occur as a result of legal fees whether or not you ...

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Business Insurance the Smart Way

... each policy if you use the code SMART50 and a dedicated point of contact to help you with any insurance questions you might have. BizCover works for you by: Compare multiple providers and buy your policy online in just ...

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Professional Attire Insurance

... hat better than a member of the Village People? There's now a revolutionary solution; Professional Attire Insurance, that covers you for any damage to your professional uniform, offering a rapid replacement service for ...

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Reviews related to insurance for events management

  • I have played phone tag with several brokers and insurance providers...what a relief to finally find a simple online service.

    Paul C Cunningham
    Consultancy Occupations

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Why do Consultants need insurance?

You offer game-changing results for your clients; we offer a game-changing way to get your insurance. With just a few clicks or a phone call, you’ll get multiple competitive quotes from some of Australia’s leading insurers. Select your preferred policy and you’ll be covered instantly, so you can continue running your business.  

 

Did you Know?

If you’re a consultant working as a sole-trader you are personally responsible, both legally and financially, for all aspects of your business. In other words, there is a potential for you to have enormous liability exposure, which may affect your personal assets if things go wrong. 

Insurance for Consultants

Professional Indemnity*

There are literally hundreds of different consulting professions, yet all are required to provide a professional service or specialist advice.  Professional Indemnity insurance is designed to protect you from losses claimed by clients that are incurred as a result of your actual or alleged negligence or omission in the provision of your professional service or advice.  

Your Professional Indemnity policy, will cover the award of compensation payable to a third party together with your defence costs (which can include legal fees, investigator fees and expert fees)   

Examples of some of the many consultancies  who can take out Professional Indemnity Insurance through BizCover include: 

^Accurate as at  September 2019 

Public Liability Insurance*

Public Liability insurance is a no brainer for all types of consultancy services. Public Liability insurance is designed to provide protection for you and your business in the event a customer, supplier or a member of the public are injured or sustain property damage as a result of your negligent business activities.

Meeting with your clients, either at your office or if you visit them at their premises, means you’ll be exposed to potential mishaps and accidents – think of a client tripping over at your premises or if in the excitement of presenting your proposal at their office you knock over that expensive art work.

Business Insurance*

Your clients bring in your income, but where would you be without your business assets?  

Business Insurance is an insurance package designed to provide cover for your business contents, stock, tools and commercial premises when an insured event occurs (such as fire, storm, theft or even accidental damage).  A Business Insurance package can also cover your portable equipment, glass and for loss of revenue due to business interruption in specified circumstances.  In addition, cover is available for public liability, tax audit, employment practices and statutory liability risks. 

Cyber Liability*

Consider the client data you may storing and the consequences if your systems were compromised.  

A cyber liability insurance policy is designed to help protect you from claims and support your profitability in the event of a cyber breach or attack. Costs associated with defending a cyber claim are also covered.  Examples of the types of risks Cyber Liability insurance can assist with are inadvertent loss or release of customer personal information, cyber crime, cyber extortion/ransomware and business interruption due to a cyber event. 

*As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy document.  The information contained on this webpage is general only and should not be relied upon as advice.

Common causes of claims