How much does Business Insurance cost?

... . *Data based on NSW BizCover customers How much do food businesses pay for Business Insurance? The average cost of a Business Insurance package for businesses operating in the food industry is $132.75 per month ...

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Business Insurance in Bunbury

... in Bunbury pay around $54** a month for a Business insurance policy. Business insurance is one of the most popular types of insurance for small businesses in Bunbury. In fact, it is arguably important for almost ...

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Business Insurance in Newcastle

... in Newcastle pay around $71.06** per month for their business insurance package. Business insurance is one of the most popular types of insurance for small businesses in Newcastle. In fact, it is arguably important for ...

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What is Business Insurance?

... or offsite) or you have stock items, then you need to protect these with the right Business Insurance cover: Businesses that own stock &/or fixtures and fittings and contents Consultants that use portable valuables like ...

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Business Insurance in Melton

... in Melton pay $79.55** a month for their business insurance package. Business insurance is one of the most popular types of insurance for small businesses in Melton. In fact, it is arguably important for almost ...

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Business Insurance in Parramatta

... Amy E. Real Estate Agent How much does Business insurance cost? On average, small businesses in Parramatta pay $71.30** a month for their business insurance package. Business insurance is one of the most popular types of ...

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Business Insurance in Toowoomba

... in Toowoomba pay $60.97** per month for their business insurance packages. Business insurance is one of the most popular types of insurance for small businesses in Toowoomba. In fact, it is arguably important for ...

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Business Insurance in Townsville

... in Townsville pay $91.55** per month for their business insurance package. Business insurance is one of the most popular types of insurance for small businesses in Wollongong. In fact, it is arguably important for ...

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Business Insurance in Wollongong

... B., Beauty Salon Owner How much does Business insurance cost? On average, small businesses in Wollongong pay $70.12** per month for their business insurance package. Business insurance is one of the most popular types ...

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Business Insurance in Launceston

... !” Anne G. Bookkeeper How much does Public Liability insurance cost? On average, small businesses in Launceston pay $52.8 **for their business insurance packs. Business insurance is one of the most popular types of ...

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Business Insurance in Mackay

... in Mackay pay around $68.55** per month for their business insurance package. Business insurance is one of the most popular types of insurance for businesses in Mackay. In fact, it is arguably important for almost ...

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Business Insurance on the Gold Coast

... tools and commercial premises when an insured event occurs (such as fire, storm, theft or even accidental damage). A Business Insurance package can also cover your portable equipment, glass and for loss of revenue due to ...

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Business Insurance in Geelong

... . Beauty Salon Operator How much does Business insurance cost? On average, small businesses in Geelong pay around $79.43**for their business insurance policy. A business insurance package is arguably important for almost ...

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Business Insurance on the Central Coast

... Central Coast pay around $68.66 a month**for a Business insurance policy. Public Liability insurance is one of the most popular types of insurance for businesses. In fact, it is arguably important for almost every kind ...

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Business Insurance in Cairns

... in Cairns pay around $73.93** a month for a Business insurance package. Business insurance is one of the most popular types of insurance for small businesses in Cairns. In fact, it is arguably important for almost ...

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Business Insurance in Bundaberg

... in Bundaberg pay around $60.51** a month for a Business insurance policy. Business insurance is one of the most popular types of insurance for small businesses in Bundaberg. In fact, it is arguably important for almost ...

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Business Insurance

What’s included & what’s not?Get the right cover The business of Business Insurance* Whether you have just served your first customer or you have been in your business for many years, you have put a lot of time and ...

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Common Small Business Insurance Claims and How to Prevent them.

If you are a small business owner you know that things ... your business and your bottom line. Whilst you've got the insurance ... ... Given our limited resources it's hard to plan for everything. Here are some of the most common BizCover Business Insurance customer claims, and tips on how to prevent them. Theft Theft is unfortunately common for small ...

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Business Insurance FAQs

... understand. Get Free Quotes Ready to sort out your Business Insurance? Your small business is a big deal to us. Get the right cover by comparing quotes from Australia's leading insurers today. Get Free Quotes

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Statutory Liability

What’s covered & what’s notThings to considerBack to Business Insurance Statutory Liability* Statutory Liability insurance covers the company, senior management and employees for allegations of wrongful breaches of key ...

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Business Insurance Guide for the Self-Employed - Part 1

... plans for success. Any solid business plan should have a focus ... strategies and protection for your business for the long haul. From ... , there ... may require Public Liability insurance. Home-based office–The risk of ... insurance policy includes coverage for Product Liability. Mobile business– Public Liability insurance protects your business anywhere in Australia ...

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Business Insurance Guide for the Self-Employed - Part 3

... print in the world of business insurance, it can feel like you ... , comprehensive guide on all things Business Insurance for the self-employed. In ... home-based business with a personal contents policy in place, your business ... business insurance easy and lingo-free. Receive multiple quotes from some of Australia's leading insurers in minutes. * As with any insurance ...

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Business Insurance Guide for the Self-Employed - Part 2

Navigating the world of business insurance can be confusing which is ... 've created a guide to business insurance for the self-employed that ... and ... For more information on business insurance give us a call or jump online. At BizCover we're all about making insurance easy and hassle-free, providing multiple quotes from some of Australia's leading insurers in minutes ...

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Home Based Business Insurance

... Australia's top insurers to protect your home-based business today. We cover many types of home businesses ... your business. Cyber liability insurance is a type of business insurance product, which protects your business ...

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Public Liability Insurance for Cabinet Makers

... up your tools. Protecting your business against unplanned challenges, like an ... with the right kind of business insurances in place. Regardless ... , you may be working at a client's home installing cabinets, they trip over an extension cord ... we care about helping Australia's small businesses get protection. We deliver hassle-free insurance solutions for cabinet ...

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Insurance for Allied Health Professionals

... If you have a home-based practice, the Public Liability insurance provided under your Home and Contents insurance may exclude claims relating to your business activities. Business Insurance* Your clients are important ...

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The bricks and mortar of building insurance cover- what you need to know

Your business property is like your home away from home and is the place ... . Whether you're in the business of providing expert advice to ... a common mistake made by many small business owners in Australia, but with a bit of care and guidance is one that can be easily avoided. The Insurance Council of Australia defines underinsurance as: “When the value you ...

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Insurance for Massage & Alternative Therapies

... , if you have a home-based practice the Public Liability insurance included with  your Home & Contents Insurance may not cover events related to your business activities. Business Insurance*  Business Insurance is an ...

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Insurance for Finance & Mortgage Brokers

... Insurance? We're sure we don't need to convince you that getting multiple competitive quotes from some of Australia's leading insurers is a smart way to get your business ... if you visit them at home, means you'll be exposed ...

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Insurance for martial art teachers

... arts training equipment if it's lost, stolen or damaged anywhere within Australia. Building Insurance* covers the cost of repairing or rebuilding business premises (that you own) as a result of insured events, such as ...

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Insurance for Hair & Beauty Services

... ? Whilst you're busy keeping heads turning, BizCover partners with some of Australia's leading insurers to offer you business insurance, a cut above the rest. With just a few clicks or a phone call, you'll get multiple ...

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Insurance for Personal Trainers

... - This provides cover for your tools and other equipment used for business purposes only which travel with you  Contents insurance – Covers your business contents or stock if they were damaged in a fire, storm or ...

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Keep calm and stretch on with Yoga Teacher insurance

... of arranging your yoga teacher insurance go. As a yogi or ... to protect your business. Let us centre your insurance chakra by exploring ... go to plan and you may need to have insurance to protect your business! Teaching yoga brings with it a whole host ... insurance certificate. Did you know? Yoga Australia recommends the following minimum levels of insurance ...

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The Art of Being a Creative Small Business

... you're running your own business as a small team or ... creative skills, the industry is home to a variety of careers ... and many more. Any small ... home to a variety of careers from poets to photographers, screenwriters and many more. Any small business ... creative business insurance needs, providing a variety of competitive quotes from some of Australia's leading ...

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Insurance for Plasterers

... construction site or on a home renovation, your Public Liability ... business assets against accidental loss or damage, as well as theft from a locked vehicle – anywhere in Australia. Personal Accident and Illness insurance ...

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Insurance for Tutors

... quotes from some of Australia's leading insurers in minutes. Did You know? You have the option to pay your policy monthly or annually to suit your individual business needs^ Insurance for Tutors Public Liability ...

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The Business of Love: Small Business Couples Tell All - Part 2

... of what running a small business together is really like. From ... on what jumping into the business bed together is like. Mums ... ... especially after setting solid boundaries around what we can talk about at home. We don't want to cross-over too much if we ... a business together? At BizCover we provide a range of different business insurance policies ...

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Insurance for Cabinet Makers

... all instances which can be protected with the right business insurances in place. At BizCover, in just a few clicks or a call, we can provide quotes from some of Australia's top insurers, so you can compare, save and be ...

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5 Common Beauty Insurance Claims

... a devastating effect on your business. We take a look at ... ... business insurance coverage can save a small business in these kinds of situations. Disaster strikes Australia ... when wet Whether you operate a salon, run a home-based business, or provide a mobile service, no matter what ...

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Is your Small Business Summer Proof?

Summer in Australia is a great time of ... challenges and risks every small business should be aware of. Complete ... ... . Machinery Breakdown can be covered under a Business Insurance pack; this will cover the repair or ... hectares of land have been burnt in bushfires across Australia, the majority of these between the months of November ...

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The Best Thing Dad Told Me About Business

... best bits of advice small business owners have been given by ... it comes to running a business and putting their best foot ... ... now sending over 4,000 care packages to every corner of Australia. Anu Sawhney, the Human behind Bidiliia Running a bespoke jewellery business, Anu's business goal is to create elegant pieces that spark joy and ignite ...

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Dishing up the facts on food business insurance

... whether you have the right business insurance. When it comes to insuring ... your small food business, sometimes it can feel like ... ... like there is an overwhelming choice of policies and policy options to choose from. Why do I need insurance for my food business? Whether you are serving up fancy dishes in a restaurant, coffees in a café or tacos in a ...

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Finding the Right Business Insurance Can Be Hard but BizCover Makes it Easy

... minutes. If you run a business, it is absolutely essential that ... yourself and your assets with business insurance. However, figuring out exactly ... , you don't want to waste money on coverage you don't need.  In the past, the best way to find business insurance was to talk to people in your industry and ask for a recommendation of a broker familiar with your area ...

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5 Surprising Things Business Insurance Can Cover

When looking for Business Insurance, most small business owners typically worry about covering ... most risks that a small business faces? Have ... thieves to make themselves welcome. Glass cover is often an option that can be taken out as part of your Business Insurance policy. In some cases may even be a requirement by your landlord. It not only covers repair or ...

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iSelect partners with BizCover to launch business insurance comparison

... insurance offering to include business insurance, through a partnership with BizCover, Australia's leading small business insurance ... owners a full end-to-end online service to compare most of their business insurance needs, with policies available from some of Australia's leading insurers. SME customers will have the option of completing the purchase ...

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Things you didn't know about small business insurance

Getting the insurance sorted for your small business can be pretty straightforward, jump ... quotes and buy the insurance that suits your business ... key thing to be aware of is that your personal insurance may not cover your business liabilities or property. If you work from home, your home and contents insurance policy might not cover all the liabilities related to ...

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Business Insurance Guide for the Self-Employed - Part 4

... final piece of our Business Insurance for the self-employed ... Accident and Illness insurance and Cyber Liability insurance. We share .. ... a variety of business insurance options to help protect your business. At BizCover we're all about making insurance easy and hassle-free, providing multiple quotes from some of Australia's leading insurers in minutes ...

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6 Areas You May Not Have Thought Business Insurance Covers

... 's vital to protect your business assets and revenue against potential ... risks that may impact your business, such as fire, storms, theft ... accidental ... , but your payout could be less than you think. As with all the other cover options offered through Business Insurance if you make a claim on an underinsured building, (perhaps you were hoping to saving on some premium ...

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Small Business Insurance Index

... strong price increases in the business insurance market, SMEs are continuing to ... in the cost of business insurance, the BizCover SME Insurance ... the market at large has seen an increase in the cost of business insurance, the BizCover SME Insurance Price Index shows that overall pricing for SME insurance has remained flat over the last year. The BizCover index is ...

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Getting the Best Value on Your Business Insurance

The new year is now in full swing, and if you're like some of us in this office, you will probably have resolved to be a bit smarter with your money in 2016 and perhaps ... plan for you we can help you with tips on getting the best value on your business insurance. Cover yourself up! Check your insurance cover levels to see whether you have the right levels of cover. First let's make ...

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Small Business Insurance Price Index Q3

Insurers hold on to SME Insurance Premium Price Increases! Despite a ... Quarterly BizCover Small Business Insurance Price Index has shown insurance ... are holding on to pricing gains made last quarter. The latest Quarterly BizCover Small Business Insurance Price Index has shown insurance rates dropping back two points. Despite this drop, some insurers have managed to ...

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Small Business Insurance Index Q2: 5 point increase, largest in 10 quarters

The Quarterly BizCover Small Business Insurance Index has shown that Australian ... enjoyed the end of declining insurance premiums with an increase of ... insurers will be able to continue to further push premium rates up. It is a great time to be a buyer of insurance and if businesses are willing to obtain multiple quotes it is likely they could still save on their ...

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5 Reasons To Review Your Business Insurance This Christmas

... stressful!) time for many small businesses. Come December the big Christmas ... ... carrying increased stock levels. Do you have Business Insurance to cover your stock and contents from theft ... seen the effect of bushfires in Perth and South Australia. If your business was to be affected by fire do you ...

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The Easter Bunny's Guide to Business Insurance

... consumed around the world. In Australia alone close to $200 million ... denying that Easter is big business. In the Easter game, the ... ... are stored in stop working? Within a Business Insurance pack the Easter Bunny would have cover for ... The Easter Bilby has been growing in popularity in Australia steadily year on year, with many chocolate brands favouring ...

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7 Types of Insurance Your Small Business Should Consider

If you own a small business, there's no denying one ... assets is Small Business Insurance. But what kind of insurance do you actually ... it ... assets, your revenue, and your liabilities. Public Liability Insurance Every business should consider Public Liability Insurance - even home-based businesses. It covers you and your employees for potential liabilities ...

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Insurance for Furniture Manufacturers

When you run your own business, there is a lot ... wrong. This is where business insurance comes into play and should ... business' risk management ... loss. BizCover assists furniture manufacturers to find the right insurance options to protect their business. Working with some of Australia's leading insurance providers means we can provide a range of competitive ...

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Insurance for Civil Engineers- what you need to know

... think about what kinds of business insurance coverage you may need to ... ... activities. Allegation of professional negligence are typically excluded from cover. Business Insurance Business Insurance can provide cover for your business assets* including its premises, contents, stock and in the ...

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5 Questions to ask yourself before buying Insurance for your Small Business

Know you need business insurance but aren't sure how ... up a new business or have been in business for a while ... and looking to buy insurance ... include a sub-limit of $100,000 for claims arising from flood damage. 5. Where can I buy business insurance? Researching the market can be a time consuming process, but thankfully there are a few options when it comes ...

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BizInsure Capitalizes on the Paradigm Shift in Commercial Insurance!

... -edge online insurance model that connects independent professionals and small businesses to ... critical Professional Liability (E&O) insurance ... (annual revenues under 2.5 million dollars) have not had many alternatives when it came to buying business insurance. BizInsure has entered this space to satisfy the needs of this important and growing market; small ...

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Insurance for Real Estate Agents

... requirements for each State and Territory in Australia. You should consider those which apply to your business. Insurance for Real Estate Agents Professional Indemnity Insurance* Are the details accurate? Is the ...

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Insurance for Car Wash and Auto Detailers

... your tools of trade anywhere in Australia. This will give you peace of mind, especially if your business is mobile. Insurance for Car Wash and Auto Detailers Public Liability Insurance* When you are working with the ...

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What are the Insurance Options for Land Surveyors?

... yourself and your company with insurance is a smart investment. Land ... ... this critical service throughout Australia. Understanding the Types of Insurance for Land Surveyors One ... . Business Insurance To protect your office or place of business from damage or loss, Business Insurance for ...

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5 Tips for an Insurance Health Check

If your insurance is due for renewal or ... a general review of your business, it's worth taking time ... your insurance to ensure that if the ... who rank ‘being unable to trade’ as one of their top concerns, claim not to have Business Interruption Insurance. (Vero SME Insurance Index,2016) 3. Do I have enough cover to safeguard against a major event or loss ...

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Public Liability Insurance Scenario

Just imagine: A phone call out of the blue. The caller has a voice you don't recognise. He's telling you he is hurt - badly - and you're responsible. You hang up. He ... the insurance I needed, it would have been a very different story for me,” Janine says from her new home in ... . In partnership with Australia's leading insurance companies, it has made its business to think through, and ...

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Insurance for Professionals

... meet with your clients, at your office, at your client's home or at the coffee shop, there is always the potential for mishaps and accidents. Business Insurance* Your clients are your bread and butter, but would you be ...

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Insurance for IT Professionals

... your work done? If the answer to any of these questions is yes, you might want to consider Business Insurance for coverage of one or more of building, contents, machinery breakdown, repairs, theft, restoration or even ...

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Insurance for Gift Shops

... to protect it. And that means having business insurance. Let BizCover give you the gift of hassle-free insurance with multiple competitive insurance quotes from some of Australia's leading insurers, in minutes. Did you ...

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Insurance for Cafes

... , croissants or a cheeky muffin, so leave your order for business insurance with BizCover, the small business insurance specialist. Protecting your business has never been easier, receive multiple quotes, compare and get ...

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Insurance for Pet Professionals

... professional business with insurance that suits your needs. BizCover offers a range of insurance solutions at the click of a mouse or a quick phone call. You can receive multiple quotes from some of Australia's leading ...

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Insurance for Carpenters

... having a plan in place to protect your carpentry business is a solid investment. At BizCover we offer a framework of insurance options from some of Australia's leading insurers, with quotes and cover arranged in minutes ...

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Insurance for Retailers

... s leading insurers. Select your preferred policy and you'll be covered instantly, so you can continue getting down to business. Did you Know? Commercial leases often require tenants to maintain Public Liability insurance ...

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Insurance for Furniture Manufacturers

... with the right business insurance. In a few clicks of a mouse or a phone call, you can get cover for your furniture manufacturing business, with a variety of competitive quotes from some of Australia's top insurers to ...

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The Risky Business of Insurance

... Costs to Australian Small Business? Small business owners tend to be ... and future planning. Managing business risk and ensuring that a . ... can survive unforseen events, should also be top of mind. Yet many small businesses are uninsured or underinsured and the Insurance Council of Australia estimates that 70% of these affected by a major event never recover ...

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Insurance for makeup artists

... protection for your tools of the trade in the case of them being lost, damaged, or stolen. General business insurance is designed to provide cover when insured events occur (for example, fire, storm or theft). It can ...

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Insurance for Convenience Stores

... you could be left paying a small fortune if unplanned challenges crop up. Protect your business needs with tailored Business Insurance options that can provide cover for: Contents and Stock* – you rely on your fixtures ...

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Insurance for Butcher Shops

Why do Butcher Shops need it? While you're busy bringing home the bacon and serving up the best cuts in town, let us look after your Business Insurance. Competitive quotes from leading insurers are only a few clicks or a ...

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Insurance for Sole Traders and Self Emplyed

... on site or have a mobile business, protecting your assets with Business Insurance* can provide added peace of mind for your business. Business Insurance can provide cover for your business assets including its premises ...

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Insurance for Land Surveyors

... or certifying in Cairns, your Public Liability insurance policy will cover you anywhere in Australia. Business Insurance* Business Insurance can provide cover for your business assets including but not limited to your ...

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Insurance for Architects

... BizCover! Did you Know? The architecture professionin Australia is regulated by each of the States and ... , storm, theft or even accidental damage). A Business Insurance package can also cover your portable equipment, glass ...

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Insurance for Marketing Consultants

... profits, but you should consider appropriate business insurance to protect you against potential pain-points ... t need to convince you that comparing insurance from some of Australia's leading insurers online is the smart ...

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Insurance for Psychologists

... , you need to nurture your business too. Having business insurance is an important part of protecting ... Board of Australia. We know, sometimes you just want a quick idea of how much your insurance is actually going ...

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Insurance for Consultants

... insurance. With just a few clicks or a phone call, you'll get multiple competitive quotes from some of Australia's ... business assets? Business Insurance is an insurance package designed to provide cover for your business ...

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Professional Indemnity Insurance for Civil Engineers

... Professional Indemnity insurance to protect* you and your business from [] ... ... to insuring civil engineers, there's no one size fits all insurance solution because every business is different and no two businesses are the same. Each business has its own unique needs which depend on a variety of ...

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Insurance for architects- the blueprint to success

The career of an architect is an exciting one, yet it's not one without risk. From the ground up, your responsibilities are skyscraper high. Beginning with the first ... and your business, but it also gives your clients peace of mind too. So, let's deconstruct the layers of what you need to know about insurance for architects. Why do I need architect's insurance? Within Australia, the ...

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Beauty to go! What Mobile make-up artists need to know about insurance

There are some obvious pros to working as a mobile freelance make-up artist - you have control over the hours you work, you get to work with a wide range of clientele ... is just one aspect of running a mobile make-up business. No matter how careful you are whilst delivering your professional ... thing about Public Liability insurance is that it covers you anywhere in Australia, so you have ...

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Insurance for Plumber

... to or managing claims which are covered by the policy. Business Insurance Business Insurance* is a package designed to provide cover for your business contents, stock, tools and commercial premises when an insured event ...

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The Remaining Risk: What Isn't Covered and Why it Matters

... the most common issues with Business Insurance is that policy owners often ... ... processes or taking on considerable stock. Whatever the case, whenever there is a significant change in the business, the insurance shouldn't policy shouldn't be too far behind. You don't need to think about your policy ...

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Insurance for Manufacturers

... you can get multiple competitive quotes from some of Australia's leading insurers. Select your preferred policy and get ... acts in the management of the business. *As with any insurance, cover will be subject to ...

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The business of Business Insurance*

Whether you have just served your first customer or you have been in your business for many years, you have put a lot of time and effort into building your business. Don’t risk wasting all this effort by not protecting your business assets from unexpected events. No matter how much you plan and prepare for things, sometimes there are circumstances that are out of your control – you need to ensure you have a plan to protect your business today to ensure you’ll be in business tomorrow.

Business Insurance can provide financial cover for your business, including the premises and contents, against loss, damage or theft as well as cover against any resulting financial loss from an insured interruption to the business. The type of cover and amount will depend on the nature of your business and what areas you think you are the riskiest for you. Pick and choose the cover options that suit you best. And you can include Public Liability Insurance to ensure you are not financially responsible for the costs of a legal claim should a third party get injured or suffer property damage whilst you are doing business.

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Independent feedback from our customers rated our service at excellent.

What is included?

A) Material damage loss for your physical assets

B) Financial loss due to Business Interruption

Choose cover options below!

What is typically NOT covered?

  • Negligence/breach of duty arising from an act, error or omission as a result of your professional services
  • Flood damage is generally excluded from standard policies
  • Known claims and circumstances

Download Business Insurance Fact Sheet

Link to Business Insurance Factsheet

Get the cover that is right for you

Your business may be considered ‘small’ but it’s big to you and big to us. That’s why we want to make sure you have the right protection. We offer various cover options to suit a variety of businesses.  Take a few minutes to consider some of the following risk areas and think about which ones impact you and how much cover your business would need should things not quite go to plan.

*As with any insurance, cover is subject to the terms, conditions and exclusions contained in your policy document.  The information contained on this webpage is general only and should not be relied upon as advice.