Insurance for Consultants

... 2019 Public Liability Insurance* Public Liability insurance is a no brainer for all types of consultancy services. Public Liability insurance is designed to provide protection for you and your business in the event a ...

read more

Professional Indemnity Insurance for Consultants

A large number of people that start businesses, in Australia have been experiencing a steady growth in business for the past few years. One area that is growing in magnitude ... covered in the event that someone files suit against you. Professional Indemnity Insurance works by insuring ... insurance or public liability insurance for your own protection. When you buy a Professional Indemnity insurance ...

read more

Legal Requirement for Public Liability Insurance

Public liability insurance covers your business for losses ... business' activities. Failure in obtaining public liability insurance policy can expose ... with an insurance broker. Key Takeaways Public liability insurance is a pre-requisite part of a business' risk management policy. While not compulsory, the risks of not having public liability insurance are significant ...

read more

Cyber Liability Insurance: the safety net small businesses need

... to hit, but the wider public is now starting to realise ... ... time for the reality to hit, but the wider public is now starting to realise that hackers aren't just ... Liability insurance are: · Business interruption costs · Data recovery and investigation costs · PR & crisis management ...

read more

7 Types of Insurance Your Small Business Should Consider

... is Small Business Insurance. But what kind of insurance do you actually ... ... and your liabilities. Public Liability Insurance Every business should consider Public Liability Insurance - even ... by material damage events. Management Liability Insurance Management Liability Insurance protects the ...

read more

Insurance for Car Wash and Auto Detailers

... Public Liability insurance comes into play. Public Liability insurance is designed to protect your business in the event ... employment). Management Liability Insurance* Management liability insurance protects directors ...

read more

Business Insurance Guide for the Self-Employed - Part 1

... have a focus on risk management strategies and protection for your ... are a variety of business insurance [] ... have a focus on risk management strategies and protection for your ... Public Liability insurance. What is Public Liability Insurance? Public Liability insurance provides protection* for you and your business in the event ...

read more

Insurance for Civil Engineers- what you need to know

... about what kinds of business insurance coverage you may need to ... ... types of risks. Public Liability insurance Civil Engineers should also consider Public Liability insurance. Public Liability insurance is designed to provide protection* for you and your business in the event a client ...

read more

5 Questions to ask yourself before buying Insurance for your Small Business

Know you need business insurance but aren't sure how ... while and looking to buy insurance for the first time; there ... ... . Public Liability insurance covers ... event Cyber Liability insurance protects businesses against the costs associated with data breaches, being hacked or the theft of client information Management Liability insurance ...

read more

Insurance for Restaurants

... should consider protecting your business with Public Liability insurance. Public Liability insurance is designed to provide protection for you and your restaurant business in the event a customer, supplier or a member ...

read more

Insurance for Cafes

... an insured event by paying ongoing expenses such as rent and wages.? Management Liability* When your business starts to grow, you employ more staff, introducing a new range of risks. Management Liability insurance is ...

read more

Insurance for Architects

... public. Public Liability insurance is designed to provide protection for you and your business in the event ... that may leave you personally liable. Management liability insurance protects directors and officers and the ...

read more

Insurance for Furniture Manufacturers

... mandatory safety standards. Insurance for Furniture Manufacturers Public & Products Liability* There are a ... caused by an insured event. Management Liability* Management Liability insurance is designed to provide ...

read more

Insurance for IT Professionals

... * Chances are you spend most of your time visiting your client's offices. Public Liability insurance is designed to provide protection for you and your IT business in the event a customer, supplier or a member of the ...

read more

Insurance for Real Estate Agents

... the average man in the street. Putting some risk management in place will help ensure your reputation doesn't ... Public Liability insurance is designed to provide protection for you and your real estate agency in the event ...

read more

Insurance for Project Managers

... or you're out and about onsite, Public Liability insurance is important to your project management business. It is designed to provide protection for you and your business in the event a client, supplier or a member of ...

read more

Insurance for Professionals

... Liability Insurance* Public Liability insurance can be an important form of cover for all types of professionals. It is designed to provide protection for you and your business in the event ... Crisis management costs ...

read more

Insurance for architects- the blueprint to success

The career of an architect is an exciting one, yet it's not one without risk. From the ground up, your responsibilities are skyscraper high. Beginning with the first ... awry and the chance of a claim occurring. Public Liability insurance is an essential form of cover to protect you ... and PR management costs. A grand plan Don't let the thought of arranging your architect’s insurance put ...

read more

Public Liability Insurance in Perth

Public Liability Insurance* for Perth businesses Public Liability insurance is designed to provide protection for you and your business in the event a customer, supplier or a member of the public are injured or sustain ...

read more

Public Liability Insurance in Rockhampton

Public Liability Insurance* for Rockhampton businesses Public Liability insurance is designed to provide protection for you and your business in the event a customer, supplier or a member of the public are injured or ...

read more

Public Liability Insurance in Mandurah

Public Liability Insurance* for Mandurah businesses Public Liability insurance is designed to provide protection for you and your business in the event a customer, supplier or a member of the public are injured or ...

read more

Public Liability Insurance in Hobart

Public Liability Insurance* for Hobart businesses Public Liability insurance is designed to provide protection for you and your business in the event a customer, supplier or a member of the public are injured or sustain ...

read more

Public Liability Insurance in Darwin

Public Liability Insurance* for Darwin businesses Public Liability insurance is designed to provide protection for you and your business in the event a customer, supplier or a member of the public are injured or sustain ...

read more

What is Public Liability Insurance?

Do I need public liability insurance?Claim Example What is Public Liability Insurance?* Public Liability insurance protects your business if a customer, supplier or member of the public is injured or sustains property ...

read more

5 Tips for getting the best Public Liability insurance for your business

... business and your customers with Public Liability insurance. It offers protection should a ... , or even member of the public, sue your business for ... as it sounds, accidents happen. If you don't have Public Liability insurance you face the risk of being out of pocket for hefty ... to hold a minimum of $5 million PL insurance in order to secure a plumbing license. There ...

read more

Public Liability Insurance for Cabinet Makers

... as part of your risk management plan and can be done ... the right kind of business insurances in place. Regardless [] ... ... of your risk management plan and can be done easily with the right kind of business insurances in place. Regardless ... . If so, make sure you have your Public Liability insurance policy sorted before you pick up the tools ...

read more

Public Liability Insurance in Brisbane

... claims Events occurring before or after the policy period How much does Public Liability insurance cost? On average, small businesses in Brisbane pay around $55**per month for a Public Liability insurance policy. Public ...

read more

Public Liability Insurance in Adelaide

Public Liability Insurance* for Adelaide businesses Public Liability insurance is designed to provide protection for you and your business in the event a customer, supplier or a member of the public is injured or ...

read more

Public Liability Insurance in Port Macquarie

Public Liability Insurance* for Port Macquarie businesses Public Liability insurance is designed to provide protection for you and your business in the event a customer, supplier or a member of the public are injured or ...

read more

How much Public Liability insurance do I need?

... of Public Liability insurance to be in place -stipulating the amount of Public Liability insurance you ... of financial protection you will need in the event a public liability claim is made against you. With BizCover ...

read more

Do I need Public Liability insurance?

... private client contract, or as part of a lease agreement for renting a commercial property. Do I need Public Liability Insurance if I have a home-based business? Running your business from home can bring a whole host of ...

read more

How much does Public Liability Insurance Cost?

... owners can expect to pay around $63.53 per month^ for Public Liability insurance. Public Liability insurance is one of the most popular types of insurance for businesses. In fact, it is essential for almost every kind ...

read more

What does Public Liability insurance cover?

... means you could well end up paying for the claim straight from your back pocket. Bear in mind that Public Liability insurance is designed for all types of businesses, not just those who work in an office or have a ...

read more

Public Liability Insurance Scenario

Just imagine: A phone call out of the blue. The caller has a voice you don't recognise. He's telling you he is hurt - badly - and you're responsible. You hang up. He ... story might have been avoided altogether in just a few minutes online. What Janine needed was public liability insurance or insurance that protects you and your business from being found liable to a third party for loss ...

read more

Public Liability

... steps for the safety of your customers, suppliers, community and their property. Public Liability Insurance is designed to provide protection for you and your business in the event a customer, supplier or a member of the ...

read more

Public Liability PPC

... damage. Public Liability Insurance does just ... event of somebody being injured or their property is damaged as a result of your business activities. Our Price Promise You can relax knowing you've secured the right insurance ...

read more

Public Liability WA

... want to think about is paying for unexpected accidents – but they do happen. Public Liability insurance is designed to provide protection for you and your business in the event a customer, supplier or a member of the ...

read more

Public Liability NSW

... you want to think about is paying for unexpected accidents – they do happen! Public Liability insurance is designed to provide protection for you and your business in the event a customer, supplier or a member of the ...

read more

Public Liability QLD

... thing you want to think about is for unexpected accidents – but they do happen. Public Liability insurance is designed to provide protection for you and your business in the event a customer, supplier or a member of the ...

read more

Management Liability Insurance

What’s included & what’s not?Get the right coverCould this happen to you? What is Management Liability Insurance?* Everyone loves a surprise, except when you are a company director. If you own or are involved in the ...

read more

Cyber Liability Insurance

... i Cyber Liability insurance* is designed to help protect you from claims and support your profitability in the event of ... the data breach. The cost of hiring a Public Relations firm to assist the insured with re-building ...

read more

What is Product Liability Insurance?

... parties relating to property damage or personal injury caused by your products. Product Liability insurance usually forms part of a Public Liability policy and the word 'product' will be a defined term in the policy ...

read more

Don't let your business be an online target - what you need to know about Cyber Liability Insurance

While the terms 'cybercrime' and 'data breach' may not have existed 25 years ago, they are now commonplace threats facing small business. In fact, in 2017 approximately ... Cyber Liability Insurance will ... insurance can provide financial protection by covering: Forensic investigation costs to find the issue Data recovery costs Extortion amounts that ransomware may demand Crisis management ...

read more

Insurance for Plasterers

... Public Liability Insurance* Protecting your business with Public Liability insurance is a concrete decision. Public Liability insurance is designed to provide protection for you and your plastering business in the event ...

read more

Do I need insurance for my market stall?

From fresh food and irresistible treats to clothing, arts, crafts, and bric-a-brac, Australia has become spoiled for choice when it comes to markets. And with the festive ... risks. Insurance for market stall holders is designed to protect you and your business against the financial risk in the event that something goes wrong, It usually consists of two types of cover - Public Liability and ...

read more

BizCover SME Insurance Price Index Q1 FY20

... material price reductions on their Public Liability insurance, while prices have remained steady ... ... all products, driven by both a 5% (Retail) and 13% decrease (Professionals) in the price of their Public Liability insurance for the most recent quarter. This contradicts the steady industry increases we have seen for ...

read more

Insurance for martial art teachers

... Liability insurance is important for martial arts trainers by providing protection for you and your business in the event a student, supplier or a member of the public is injured or sustains property damage as a result ...

read more

Insurance for Landscapers

... go belly up. That's where Public Liability insurance comes into play. Public Liability protects you and your business in the event a customer, supplier or a member of the public is injured or sustains property damage as ...

read more

Insurance for Tradesmen

... , you're not going to be able to talk your way out of a Public Liability claim. Public Liability insurance is designed to provide protection for you and your business in the event a customer, supplier or a member of the ...

read more

Insurance for Hair & Beauty Services

... an important cover for hairdressers and beauty therapists. Public Liability insurance is designed to provide protection for you and your hair and beauty business in the event a customer, supplier or a member of the ...

read more

Insurance for Plumber

... website. Insurance for Plumbers Public Liability One of the first types of business insurance to consider is Public Liability insurance*. It is designed to provide protection for you and your business in the event a ...

read more

Insurance for Electricians

... Liability insurance is something every responsible electrician should have and is designed to provide protection for you and your electrical business in the event a customer, supplier or a member of the public is injured ...

read more

Insurance for Carpenters

... the fees charged by you to complete the job. Insurance for Carpenters Public Liability One of the basic types of insurance carpenters need to consider is Public Liability insurance*. It provides cover for legal fees and ...

read more

Insurance for Handymen

... mishaps can go on! Public Liability insurance is designed to cover legal ... Insurance* is an insurance package designed to provide cover for your business contents, stock, tools and commercial premises when an insured event ...

read more

Insurance for Yoga Teachers

... Liability insurance is important for Yoga teachers. It is designed to provide protection for you and your business in the event a student, supplier or a member of the public makes a claim following being injured as ...

read more

Insurance for Cleaners

... if things go wrong. Public Liability Insurance* Do you need it? The short answer is yes. Thankfully, Public Liability insurance is there to provide protection for you and your business in the event a customer, supplier ...

read more

Insurance for Gift Shops

... * If you operate through a shop, you want customers in your store. Public Liability insurance is designed to provide protection for you and your gift shop business in the event a customer, supplier or a member of the ...

read more

Dishing up the facts on food business insurance

... you have the right business insurance. When it comes to insuring ... ... at full capacity due to damage caused by an insurable event. *It is important to note that this kind of ... café owners pay approximately $75 per month for their Public Liability insurance policy. That's a wrap! No need to ...

read more

Insurance for Restaurants & Cafes

... insurers within minutes. Did you Know? Public Liability Insurance: The average level of cover our ... good people, theft in small business is commonplace. Management liability protects against such instances. Tax Audit As a ...

read more

Keep calm and stretch on with Yoga Teacher insurance

... of arranging your yoga teacher insurance go. As a yogi or ... business. Let us centre your insurance chakra by exploring some of ... ... happening, and that's why Public Liability insurance is equally important for yoga ... Insurance pack to protect your valuable equipment at your fixed business location such as your yoga studio against unforeseen events ...

read more

Who is Covered Under an IT Liability Policy?

Information Technology Insurance Professionals in the information technology sector face potential liabilities from ... ... between consultants and clients requiring these insurances in addition to professional indemnity. The benefit of having professional indemnity, products liability and public liability contained in the same policy is ...

read more

Business Insurance

... by not protecting your business assets from unexpected events. No matter how much you plan and prepare ... that suit you best. And you can include Public Liability Insurance to ensure you are not financially responsible for ...

read more

A guide to Plasterer's insurance that won't leave you, board

... by not having the right insurance in place? Read on to ... ... your cover with the right limits in advance. Some industry bodies will require you to have your own Public Liability insurance policy before being able to join Cover your bits Your tools of trade are vital to getting the ...

read more

Small Business Insurance Index

... price increases in the business insurance market, SMEs are continuing to ... the cost of business insurance, the BizCover SME Insurance Price ... , and both sectors saw no changes to the cost of their Public Liability insurance. SME Professionals have been seeing increases in their Public Liability insurance over the last few years, however this year the increases ...

read more

Insurance for Massage & Alternative Therapies

... always working closely with them, making Public Liability insurance an important form of cover. Public Liability insurance is designed to provide protection for you and your business in the event a client, supplier or a ...

read more

Insurance for Retailers

... Public Liability Insurance* Public Liability insurance is an important type of insurance cover for retail shop owners. Public Liability insurance is designed to provide protection for you and your business in the event ...

read more

Insurance for Psychologists

... * Considering you work closely with your clients; Public Liability insurance is an easy choice. for psychologists. It provides protection for you and your business in the event a client, supplier or a member of the ...

read more

Insurance for Butcher Shops

... and suppliers daily, Public Liability insurance is an important consideration for your business. Public Liability insurance is designed to provide protection for you and your business in the event a customer, supplier ...

read more

Insurance for Personal Trainers

... studio, or to obtain a council permit to operate your business in public areas. Public Liability insurance is designed to provide protection for you and your business in the event a customer, supplier or a member of the ...

read more

Insurance for Marketing Consultants

... Liability insurance is important to your business. It is designed to provide protection for you and your marketing business in the event a customer, supplier or a member of the public is injured or sustains property ...

read more

Insurance for Pizza Shops

... an important form of insurance to consider. Public Liability insurance is designed to provide protection for you and your restaurant business in the event a customer, supplier or a member of the public is injured or ...

read more

Insurance for Recruitment Consultants

... Insurance* Public Liability insurance is an easy choice for recruitment consultancy services. It is designed to provide protection for you and your business in the event a client, supplier or a member of the public ...

read more

Insurance for makeup artists

... something could go wrong, which is why Public Liability insurance is an important form of insurance. It provides protection for you and your makeup artistry business in the event that a customer, supplier or a member ...

read more

Insurance for Dog Walkers

... Walkers Public Liability Insurance* Public Liability insurance is important for dog walkers. Public Liability insurance is designed to provide protection for you and your dog walking business in the event a client ...

read more

Insurance for Convenience Stores

... Insurance* Public Liability insurance is an important form of insurance to consider before opening the doors to your convenience store. It is designed to provide protection for you and your business in the event ...

read more

Insurance for Civil Engineers

... be having regular contact with clients, contractors and members of the public. Public Liability insurance is designed to provide protection* for you and your business in the event a customer, supplier or a member of the ...

read more

Insurance for Sole Traders and Self Emplyed

... and those who are self employed need to consider is Public Liability insurance. Public Liability insurance* is designed to provide protection for you and your business in the event a customer, supplier or a member of the ...

read more

Insurance for Nurses

... Considering how closely you have with your patients; Public Liability insurance is an easy choice for nurses. It is designed to provide protection for you and your business in the event a patient, supplier or a member of ...

read more

Insurance for Registered Migration Agents

... Insurance* Public Liability insurance is an easy choice for Migration Agents. It is designed to provide protection for you and your business in the event a customer, supplier or a member of the public is injured ...

read more

Insurance for Tutors

... Liability insurance is an important form of cover to consider. It is designed to provide protection for you and your business in the event a student, supplier or a member of the public brings a claim against you due ...

read more

5 insurances every convenience store owner needs to know about

You're a retail lifesaver, helping customers at all hours with all sorts of essentials, from early morning coffees to midnight snacks. As a convenience store, you've ... being very costly without the right protection. Public Liability insurance can provide you with peace of mind ... due to an interruption caused by an insured event? Business Interruption provides cover for loss of turnover ...

read more

Insurance by Industry

... and professionals and that's why our comprehensive insurance offerings include: Professional Indemnity, Public Liability, Business Insurance, Management Liability, Cyber Insurance and Tax Audit. At BizCover, we are aware ...

read more

Insurance for Cabinet Makers- What You Need to Know

When it comes to building and creating quality pieces of craftsmanship, cabinet makers know a thing or two. This highly skilled trade involves having an eye for detail ... pocket hard. As with many trades in Australia, it may also be a legal requirement to have Public Liability insurance in place before you undertake a contract or step on site. Protecting your most valuable asset No ...

read more

Insurance Considerations for Personal Trainers

Working as a personal trainer can be a rewarding career. Not only do you get to help your clients achieve their goals and transform their lifestyles, but it's also the ... (or even damages property) as a result of you providing your training services. Find Out More About Public Liability Insurance As a personal trainer you'll also be giving advice to your clients, ranging from the type of ...

read more

5 Reasons To Review Your Business Insurance This Christmas

Christmas can be a busy (as well as stressful!) time for many small businesses. Come December the big Christmas countdown is on as people are busy preparing for the end ... Now's the time to make sure you have Public Liability insurance, and if you do have it, ensuring you have ... having enough cover for stock and contents in the unhappy event of a break-in, but also think about your machinery ...

read more

What is Business Insurance?

... against burglary, theft and accidental damage of office equipment, such as chairs, desks and computers. Public Liability Insurance which covers your business against the legal costs of a claim for injury or damage to the ...

read more

Reviews related to event management public liability insurance

  • I have played phone tag with several brokers and insurance providers...what a relief to finally find a simple online service.

    Paul C Cunningham
    Consultancy Occupations

Get instant quotes

Why do Consultants need insurance?

You offer game-changing results for your clients; we offer a game-changing way to get your insurance. With just a few clicks or a phone call, you’ll get multiple competitive quotes from some of Australia’s leading insurers. Select your preferred policy and you’ll be covered instantly, so you can continue running your business.  

 

Did you Know?

If you’re a consultant working as a sole-trader you are personally responsible, both legally and financially, for all aspects of your business. In other words, there is a potential for you to have enormous liability exposure, which may affect your personal assets if things go wrong. 

Insurance for Consultants

Professional Indemnity*

There are literally hundreds of different consulting professions, yet all are required to provide a professional service or specialist advice.  Professional Indemnity insurance is designed to protect you from losses claimed by clients that are incurred as a result of your actual or alleged negligence or omission in the provision of your professional service or advice.  

Your Professional Indemnity policy, will cover the award of compensation payable to a third party together with your defence costs (which can include legal fees, investigator fees and expert fees)   

Examples of some of the many consultancies  who can take out Professional Indemnity Insurance through BizCover include: 

^Accurate as at  September 2019 

Public Liability Insurance*

Public Liability insurance is a no brainer for all types of consultancy services. Public Liability insurance is designed to provide protection for you and your business in the event a customer, supplier or a member of the public are injured or sustain property damage as a result of your negligent business activities.

Meeting with your clients, either at your office or if you visit them at their premises, means you’ll be exposed to potential mishaps and accidents – think of a client tripping over at your premises or if in the excitement of presenting your proposal at their office you knock over that expensive art work.

Business Insurance*

Your clients bring in your income, but where would you be without your business assets?  

Business Insurance is an insurance package designed to provide cover for your business contents, stock, tools and commercial premises when an insured event occurs (such as fire, storm, theft or even accidental damage).  A Business Insurance package can also cover your portable equipment, glass and for loss of revenue due to business interruption in specified circumstances.  In addition, cover is available for public liability, tax audit, employment practices and statutory liability risks. 

Cyber Liability*

Consider the client data you may storing and the consequences if your systems were compromised.  

A cyber liability insurance policy is designed to help protect you from claims and support your profitability in the event of a cyber breach or attack. Costs associated with defending a cyber claim are also covered.  Examples of the types of risks Cyber Liability insurance can assist with are inadvertent loss or release of customer personal information, cyber crime, cyber extortion/ransomware and business interruption due to a cyber event. 

*As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy document.  The information contained on this webpage is general only and should not be relied upon as advice.

Common causes of claims