Insurance for Electricians

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Tips for making a Stress-Free Claim

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Do I need Public Liability insurance?

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5 Questions to ask yourself before buying Insurance for your Small Business

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5 Common Beauty Insurance Claims

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Insurance for Sole Trader

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What is Business Insurance?

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When it Rains it Pours: Understanding Flood Cover.

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Insurance for Gift Shops

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Insurance for Cafes

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How much does Business Insurance cost?

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5 Surprising Things Business Insurance Can Cover

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Insurance for Retailers

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Insurance for Convenience Stores

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Insurance for Butcher Shops

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5 Tips for getting the best Public Liability insurance for your business

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6 Areas You May Not Have Thought Business Insurance Covers

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Pure Flowers wins the latest BizGiver

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Insurance for Civil Engineers- what you need to know

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Insurance for Tradesmen

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Insurance for IT Professionals

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Insurance for martial art teachers

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The Remaining Risk: What Isn't Covered and Why it Matters

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Insurance for Restaurants

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Things you didn't know about small business insurance

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Keep calm and stretch on with Yoga Teacher insurance

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Insurance for Manufacturers

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Insurance for Accountants

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Business Insurance

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Insurance by Industry

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Insurance for Dog Grooming

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Common Small Business Insurance Claims and How to Prevent them.

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Is your Small Business Summer Proof?

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A roadmap to staying in business for the long haul: Part 2

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The Art of Being a Creative Small Business

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5 Tips for an Insurance Health Check

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7 Types of Insurance Your Small Business Should Consider

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Being financially prepared for Bushfire Season

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Insurance for Furniture Manufacturers

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World Snake Day Customer Spotlight

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Insurance for Architects

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Personal Accident and Illness Insurance for Tradies

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The Risks of Growing Your Small Business

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Insurance for architects- the blueprint to success

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Business Interruption

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Insurance for Marketing

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Insurance for Psychologists

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Insurance for Consultants

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Insurance for Civil Engineers

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Insurance for Land Surveyors

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Insurance for Professionals

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Business Interruption Insurance: Your 'Get Out of Jail Free' Card

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BizGiver finds it's latest winner in Wild Forage

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Marketing Basics for Cabinet Manufacturers

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Insurance for Engineers

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Insurance for makeup artists

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Getting the Best Value on Your Business Insurance

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Don't be a pork chop - insure your butcher shop

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Insurance for Handyman

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Reviews related to electricians business contents insurance

  • easy and fast

    Geoffrey M
    Electrician/Electrical Services

  • Easy to use

    Darcie P
    Electrician/Electrical Contractor - Domestic

  • Fast & helpful!

    Michael A
    Electrician/Electrical Services

  • great

    Bradley C
    Electrician/Electrical Services

  • Great

    Tony F
    Electrician/Electrical Services

  • Great experience, easy, streamlined and clear to understand.

    Simon L
    Electrician/Electrical Contractor - Domestic

  • GREAT SEVICES MADE ME LAUGH AFTER A HARD DAYS WORK

    Dusan B
    Electrician/Electrical Services

  • Loved it

    Adam M
    Electrician/Electrical Services

  • nice and easy

    David P
    Electrician/Electrical Contractor - Domestic

  • QUICK AND EASY, GOOD PRICE

    Timothy P
    Electrician/Electrical Contractor - Domestic

  • Quock easy cover no hassle!

    Ryan P
    Electrician/Electrical Services

  • simple and easy to use

    Anthony L
    Electrician/Electrical Services

  • Simple and easy, good service

    Ben T
    Electrician/Electrical Services

  • Thank you. Very easy great to use.

    Jason J
    Electrician/Electrical Contractor - Domestic

  • Very easy to use for online renewals

    Callum T
    Electrician/Electrical Services

  • very simple process

    Alan J
    Electrician/Electrical Services

  • website is a winner

    Mitchell P
    Electrician/Electrical Services

Get instant quotes

Why do Electricians need it?

Don’t let a potential slip-up in your work or a client with a short fuse, short circuit your business. Protect it against liability claims and other unexpected events. With just a few clicks or a single phone call you can get multiple competitive quotes from leading insurers. Select your preferred policy and get covered instantly, so the only thing you need to worry about is adding a bit of spark to your client’s day.

Did you Know?

Public Liability insurance is a mandatory licensing requirement in most states and territories of Australia, usually requiring a minimum cover level of $5 million.

If you work in Queensland you’ll also be required to hold the Consumer Protection extension with a minimum level of $55,000 of cover to provide protection to consumers for defects in electrical work, non-completion of electrical work and liability resulting in an electrician testing their own work.

Get the cover that’s right for your electrician business

Public Liability Insurance*

Let’s be honest, there’s a lot that can go wrong. No matter how good you are at your work as an electrician, the risk of causing fire, property damage or personal injury is high. Even the smallest of mistakes can have big consequences, for example, the good old ‘putting a foot through the ceiling’ can set you back a couple of grand.

Public Liability insurance is something every responsible electrician should have and is designed to provide protection for you and your electrical business in the event a customer, supplier or a member of the public is injured or sustains property damage as a result of your negligent business activities.

Business Insurance*

Your tools and equipment are essential to your livelihood, so what would you do if suddenly you’re left without them? Protecting them with General Property cover will ensure you’re not left in the lurch if somebody steals them, or they’re damaged due to a fire or vehicle collision. It covers you for incidents that happen on or off the job, anywhere in Australia.

Personal Accident and Illness insurance*

You rely on your physical ability to get the work done – but have you stopped to think about how you would keep on paying the bills if you were to injure yourself or fall ill and had to take time off work? Accidents can happen anywhere, anytime. It could be at work or even when you’re out and about enjoying your spare time.

Personal Accident and Illness Insurance provides levels of cover for loss of income, permanent disablement and even death if you are unable to work as a result of an injury or illness (even if it occurs outside of work) so you’re not left wondering how you’ll be able to keep paying the bills and put food on the table.

 

*As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this web page is general only and should not be relied upon as advice.

A claim could arise from

An electrician was relocating a power outlet for a fridge when he accidentally cut into a plumbing pipe causing a burst of water throughout the kitchen. The entire floor was flooded which went through the kitchen and into the lounge and bedrooms. The owner of the property had just renovated the kitchen and the new cabinetry also suffered water damage.

The electrician had to call in a plumber for emergency repairs to the pipe, and the occupants of the house were unable to stay there. Fortunately, the electrician had Public Liability insurance and was able to make a claim to cover the cost of the plumber, replacement of the flooring and kitchen cupboards, and temporary accommodation for the owners of the house whilst the repairs were being attended to. The policy paid out $16,329.50 in total. Had the electrician not held Public Liability insurance he would have been personally responsible for paying these costs.

^QLD Electrical contractor insurance requirement sourced from ESO (2016, August 19th) worksafe.qld.gov.au/licensing-and-registrations/electrical-licences/electrical-contactor-licences