Insurance for Electricians

... testing their own work. Get the cover that’s right for your electrician business Public Liability Insurance* Let's be honest, there's a lot that can go wrong. No matter how good you are at your work as ...

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A Guide to Helping Your Business Make a Stress-Free Claim

Lodging an insurance claim is never a fun ... something that mattered to your business due to a disastrous event ... you just want your small business ... (for example the assistance of plumbers or electricians) before you lodge your claim, make sure ... with a hefty financial gap. For example, your business' stock and contents are valued at $ 1 00k and you are only ...

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Do I need Public Liability insurance?

... , it is a legal requirement in Queensland for electricians to hold the Consumer Protection extension with a minimum ... and contents insurance, this is not always the case when it comes to operating a home-based business. If ...

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5 Questions to ask yourself before buying Insurance for your Small Business

Know you need business insurance but aren't sure how ... up a new business or have been in business for a while ... and looking to buy insurance ... pay? To help you decide when considering the amount of Business Insurance you need list all of your business assets, including any property that you own, your contents, stock and equipment. Then think about how much it ...

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5 Common Beauty Insurance Claims

... a devastating effect on your business. We take a look at ... ... on it. “Thankfully my Business Insurance policy included building and contents cover”, says Sarah. She ... such as plumbers and electricians etc., and have a backup plan for your business's operations should a catastrophic ...

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Insurance for Tradesmen

... Liability claim. Public Liability insurance is designed to provide protection for you and your business in the event a ... insurance covers a broad range of modalities, including: Carpenters & Woodworkers Electricians ...

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Insurance for Electrical Engineers

... leave you se riously out of pocket. Think about insuring your business assets with insurance options including cover for your contents, stock and premises to protect against fire, storm, theft ...

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Common Small Business Insurance Claims and How to Prevent them.

If you are a small business owner you know that things ... your business and your bottom line. Whilst you've got the insurance ... ... Here are some of the most common BizCover Business Insurance customer claims, and tips on how to ... the wrong place. One claim occurred after an electrician drilled through a wall destroying electrical heated cables. ...

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Tips for making a Stress-Free Claim

Making an insurance claim can be stressful but ... it is to get your business back up and running as ... ... You can find out more about Business Interruption insurance here . When Disaster Strikes Call ... Electrician Plumber Utility providers Accountant IT services Keep a record: taking photos of your contents ...

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Personal Accident and Illness Insurance for Tradies

Does the thought of being off work for three months due to a major mishap with a nail gun horrify you? As far-fetched some accident stories may sound, the reality is ... self-employed small business owner or a contractor, Personal Accident and Illness insurance is an important ... take some time to consider the poor self-employed electrician who suffered the unthinkable when he fell off a ...

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Taking the W: The Art of Celebrating a Win

In the insurance world, we focus on loss ... ... getting through the month of July. For an electrician, finding the right apprentice might be a special ... the negatives. In fact, we see insurance as a hugely positive part of your business plan. But the truth is, we ...

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Business Interruption Insurance: Your 'Get Out of Jail Free' Card

... cripple your business and effectively 'lock up' operations. Business interruption insurance can provide ... lucky country, but sometimes your ... of Working' is included, Business Interruption insurance may take care of both ... the moving costs and rent if a new property is required. Limited Transit – Refers to damage to contents ...

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The Risky Business of Insurance

... Costs to Australian Small Business? Small business owners tend to be ... and future planning. Managing business risk and ensuring that a . ... that 70% of these affected by a major event never recover. So how does a small business owner make savvy insurance decisions? Define “must haves” It's important to distinguish between 'must have' and 'nice to ...

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BizCover SME Insurance Price Index Q2 FY20

... businesses with simple insurance needs are using BizCover for their insurance, while smaller businesses ... this quarter. The BizCover ... . The increase can be attributed to more demand for Business Contents insurance particularly from businesses with an annual turnover greater than $400,000. Cover for contents in the Trades sector saw a big increase of ...

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Insurance for Personal Trainers

... This provides cover for your tools and other equipment used for business purposes only which travel with you  Contents insurance – Covers your business contents or stock if they were damaged in a fire, storm or ...

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Insurance for Pizza Shops

... Insurance . Building - Cover for loss and damage to buildings you own, as a result of an insured event (such as fire, storm, wind). Contents - Covers your business contents or stock if they ...

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Insurance for Bakers

... Protect the things that help you bake the best pastries in town with Business Insurance . Contents  - Covers your business contents or stock if they were damaged in a fire, storm or due to ...

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Business Insurance Guide for the Self-Employed - Part 3

... print in the world of business insurance, it can feel like you ... , comprehensive guide on all things Business Insurance for the self-employed. In ... of coverage options to consider. What is Business Insurance? Business Insurance* is an insurance package designed to provide cover for your business contents, stock, tools and commercial premises when ...

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Dishing up the facts on food business insurance

... whether you have the right business insurance. When it comes to insuring ... your small food business, sometimes it can feel like ... ... policies might even be compulsory, for example, Public Liability insurance is often required when you take out a commercial lease; while Contents, Glass and Business Interruption are a smart selection to also include as ...

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Insurance for pharmacy and pharmacists

... (without forcible and violent entry) of business contents from or immediately outside the pharmacy premises during b usiness h ours. *As with any insurance, cover will be subject to the ...

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Insurance for Pet Professionals

... injury or death to a dog in your care. Business Insurance Business Insurance* is a package designed to provide cover for your business contents, stock, tools and commercial premises when an insured event ...

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Insurance for Hair & Beauty Services

... so is stock, your equipment, salon contents and you're your commercial premises. Business Insurance is an insurance package designed to provide cover for your business contents, stock, tools and commercial premises ...

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Insurance for Allied Health Professionals

... challenges that could leave you severely out of pocket. Business Insurance* is an insurance package designed to provide cover for your business, contents, stock, tools and commercial premises when an insured event ...

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Understanding Insurance for Interior Designers

... is where having the right business insurance in place is vital. Let ... ins and outs of how business insurance can protect your interior design ... you create the best designs for your clients so it makes sense to insure them. Contents insurance c overs your business contents or stock if they were damaged in a fire, storm or due to malicious damage ...

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Understanding Insurance for Graphic Designers

... plan, that's when your business insurance comes into play. We've ... ... are essential . W ithout them how would you be able to get the job done? Contents insurance c overs your business contents or stock at your premises if they were damaged in a fire, storm or due to ...

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Insurance for Restaurants

... This type of insurance provides cover for your building if it is damaged as a result of a fire, storm, malicious activity or another defined event listed in the policy. Contents* -Covers your business contents or stock ...

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5 Surprising Things Business Insurance Can Cover

When looking for Business Insurance, most small business owners typically worry about covering ... assets such as their building, contents and ... When looking for Business Insurance , most small business owners typically worry about covering the major things such as their legal liabilities and top of mind assets such as their building, contents and stock. But ...

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Insurance for Real Estate Agents

... a result of your negligent business activities . Business Insurance* Business Insurance is an insurance package designed to provide cover for your business contents, stock, tools and commercial premises ...

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Insurance for Car Wash and Auto Detailers

... damage as a result of your negligent business activities. Business Insurance* Business Insurance is a package designed to provide cover for your business contents, stock, tools and commercial premises when an ...

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Business Insurance in Bunbury

... , tax audit, employment practices and statutory liability risks. Business Insurance is an insurance package designed to provide cover for your business contents, stock, tools and commercial premises when an insured event ...

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Insurance for IT Professionals

... for coverage of one or more of building, contents, machinery breakdown, repairs, theft, restoration or even business interruption insurance. Cyber Insurance* Consider the client information or data you may ...

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Home Based Business Insurance

... , unfair dismissal and sexual or workplace harassment. Business Insurance* Options include: Contents* Having a home based business means there are certain business assets that you will require to perform your ...

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Insurance for Cafes

... assets. Building insurance will cover for loss and damage to buildings you own as a result of an insured event (such as fire, storm, wind). Contents *- Provides cover for loss of or damage to business and kitchen ...

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Insurance for Accountants

... providing the most competitive insurance prices we can! Business Insurance* Business Insurance is an insurance package designed to provide cover for your business contents, stock, tools and commercial ...

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Insurance for Handymen

... or damage anywhere in Australia, on or off the job. Business Insurance* is an insurance package designed to provide cover for your business contents, stock, tools and commercial premises when an insured event occurs ...

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Things you didn't know about small business insurance

Getting the insurance sorted for your small business can be pretty straightforward, jump ... quotes and buy the insurance that suits your business ... key thing to be aware of is that your personal insurance may not cover your business liabilities or property. If you work from home, your home and contents insurance policy might not cover all the liabilities related to ...

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Insurance for Tutors

... of your negligent business activities. Business Insurance* Your students help bring in your income, but where would you be without your business assets? Contents : covers your business contents if they were ...

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Five Tips for Starting your Home-based Business

... start your own home-based business. The COVID-19 pandemic has ... all walks of life and business experience. If you've ever ... get started. 1. ... your business contents or stock if they were damaged in a fire, storm or due to malicious damage or some other defined event listed in the policy. Cyber Liability * : Cyber Liability insurance helps ...

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Insurance for Dog Grooming

... magic from Broome to Brisbane! Business Insurance* Contents* If your dog groomi ng business operates from a shopfront you will need to consider Contents insurance*. This gives you peace of ...

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Insurance for Finance & Mortgage Brokers

... * Your clients are important, but so are your business assets. Business Insurance is an insurance package designed to provide cover for your business contents, stock, tools and commercial premises when an insured ...

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Insurance for Retailers

... a few unwanted challenges that could leave you severely out of pocket. Business Insurance can provide cover for: Contents and stock* - this type of insurance provides cover for loss of or damage to items such as ...

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Insurance for Carpenters

... include legal costs, investigator costs and expert fees). Business Insurance Business Insurance* is a package designed to provide cover for your business contents, stock, tools and commercial premises when an insured ...

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Business Insurance in Parramatta

Business Insurance for Small businesses in Parramatta Business Insurance is an insurance package designed to provide cover for your business contents, stock, tools and commercial premises when an insured event ...

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Business Insurance in Wollongong

Business insurance* for Small businesses in Wollongong Business Insurance is an insurance package designed to provide cover for your business contents, stock, tools and commercial premises when an insured event ...

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Business Insurance in Launceston

Business Insurance* for Small Businesses in Launceston Business Insurance is an insurance package designed to provide cover for your business contents, stock, tools and commercial premises when an insured event ...

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Business Insurance in Bundaberg

Business Insurance* for Bundaberg businesses Business Insurance is an insurance package designed to provide cover for your business contents, stock, tools and commercial premises when an insured event occurs (such ...

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Insurance for Professionals

... could leave your bank account a little worse for wear. Business Insurance is an insurance package designed to provide cover for your business contents, stock, tools and commercial premises when an insured event ...

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STABLE INSURANCE RATES A REASSURANCE FOR SMEs

BizCover's SME Insurance Price Index has unveiled a ... the COVID-19 pandemic with insurance rates remaining flat for a ... acquired from BizCover's ... a further seven per cent this quarter,” he said. “Key sections of business pack insurance that are frequently used by retailers such Contents, Glass and Theft all showed noticeable price declines. “The pandemic has ...

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Insurance for Architects

... that could leave you reaching deep into your pockets. Business Insurance is an insurance package designed to provide cover for your business contents, stock, tools and commercial premises when an insured event ...

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Insurance for Consultants

... income, but where would you be without your business assets? Business Insurance is an insurance package designed to provide cover for your business contents, stock, tools and commercial premises when an ...

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Insurance for Recruitment Consultants

... inadvertently damaging your client's property. Business Insurance* Business Insurance is an insurance package designed to provide cover for your business contents, stock, tools and commercial premises ...

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Insurance for Psychologists

... advantage, but where would you be without your business assets? Business Insurance is an insurance package designed to provide cover for your business contents, stock, tools and commercial premises when an ...

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Insurance for Landscapers

... also be a requirement to join trade associations. Business Insurance* Business Insurance is a package designed to provide cover for your business contents, stock, tools and commercial premises when an insured ...

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Insurance for Plumber

... or managing claims which are covered by the policy. Business Insurance Business Insurance* is a package designed to provide cover for your business contents, stock, tools and commercial premises when an insured event ...

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Business Insurance in Melton

... I nsurance * for Melton businesses Business Insurance is an insurance package designed to provide cover for your business contents, stock, tools and commercial premises when an insured event occurs ...

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Business Insurance in Toowoomba

... I nsurance * for Toowoomba small businesses Business Insurance is an insurance package designed to provide cover for your business contents, stock, tools and commercial premises when an insured event ...

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Business Insurance in Townsville

... I nsurance * for Townsville businesses Business Insurance is an insurance package designed to provide cover for your business contents, stock, tools and commercial premises when an insured event occurs ...

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Business Insurance in Mackay

Business Insurance for small businesses in Mackay Business Insurance is an insurance package designed to provide cover for your business contents, stock, tools and commercial premises when an insured event ...

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Business Insurance on the Gold Coast

... * for Gold Coast Small Businesses Business Insurance is an insurance package designed to provide cover for your business contents, stock, tools and commercial premises when an insured event occurs (such as ...

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Business Insurance in Geelong

... I nsurance * for Geelong businesses Business Insurance is an insurance package designed to provide cover for your business contents, stock, tools and commercial premises when an insured event occurs ...

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Business Insurance on the Central Coast

... I nsurance * for Central Coast businesses Business Insurance is an insurance package designed to provide cover for your business contents, stock, tools and commercial premises when an insured event ...

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Business Insurance in Cairns

Business Insurance* for Cairns businesses Business Insurance is an insurance package designed to provide cover for your business contents, stock, tools and commercial premises when an insured event occurs (such as ...

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Business Insurance in Newcastle

... I nsurance * for Newcastle businesses Business Insurance is an insurance package designed to provide cover for your business contents, stock, tools and commercial premises when an insured event occurs ...

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Insurance for Engineers

... Your clients are important, but so are your business assets. Business Insurance is an insurance package designed to provide cover for your business contents, stock, tools and commercial premises when an ...

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5 Tips for an Insurance Health Check

If your insurance is due for renewal or ... a general review of your business, it's worth taking time ... your insurance to ensure that if the ... related activities, either at the workplace or at another location. Business Insurance Tailored cover to protect your building and contents: for material damage losses suffered from an unexpected event like ...

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Insurance for Furniture Manufacturers

... When you run your own business, there is a lot ... wrong. This is where business insurance comes into play and should ... business' risk management ... things don't go to plan and for when you need it most. Some of the types of Business Insurance coverages available include: Contents and stock* - Cover for loss of or damage to items such as ...

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7 Ways to Spring Clean Your Business

... perfect time to revive your business. Whether it's learning a ... an overhaul, spring cleaning your business is an opportunity to refresh ... to ... right areas and ultimately increases business. Review your insurance As your business grows and changes , so do your insurance needs. Revisi ti ng your business insurance policies is something for ...

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Insurance for martial art teachers

... That's why it is important to protect all the key things that make your business run smoothly with a Business Insurance policy . There are a number of different cover options for you to choose from ...

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Professional Indemnity Insurance for Consultants

... number of people that start businesses, in Australia have been experiencing ... a steady growth in business for the past few years ... idea of starting ... you may have had to put out initially. This type of insurance is usually offered as a part of a business's insurance policy. The cover will form the center of your insurance coverage and you will usually be able to add ...

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Understanding Insurance for Physiotherapists

Your clients rely on your expert advice and services as a physiotherapist. You help ease their aches and pains from minor sprains to long-term rehabilitation programs ... going , so it pays to invest in looking after your contents. Contents insurance c overs your business contents or stock if they were damaged in a fire, storm or due to malicious damage or some other defined ...

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What is Business Insurance?

Do I need business insurance? Claim Example What is Business Insurance? Business Insurance can provide cover for your business' premises and contents, against loss, damage or theft, also offering protection ...

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Insurance for architects- the blueprint to success

The career of an architect is an exciting one, yet it's not one without risk. From the ground up, your responsibilities are skyscraper high. Beginning with the first ... running if they were damaged, destroyed or even stolen? Business Insurance provides tailored protection for your contents (including IT equipment) stock and premises against fire, storm, theft, vandalism and accidental ...

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The Risks of Growing Your Small Business

The only strategy that is guaranteed to fail is not taking risks. Mark Zuckerberg There comes a time when every successful enterprise needs to ditch the baby steps ... risk management, however, and a tailored insurance plan, your business will be in the best position to ... ? Are your business valuables often in transit between locations? What's the value of your contents? Is your ...

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Business Interruption

... s not Things to consider Back to Business Insurance Business Interruption Cover* Most small business owners like to prepare for unexpected events by insuring their premises, contents or stock. But have you thought ...

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5 Tips for getting the best Public Liability insurance for your business

... a sole trader or small business owner, there's no doubt ... protecting your business and your customers with Public Liability insurance. It ... for holding Public Liability insurance. Each state and territory has their own regulations regarding the licensing of some businesses. For instance, in Queensland it is mandatory for all electricians, and in Victoria the ...

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Insurance for Gift Shops

... , you could be hit with a few unwanted financial challenges that could throw a spanner in the works. Business Insurance cover includes: Contents* - This insurance will cover for loss of or damage to items such as ...

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Insurance for Convenience Stores

... a small fortune if unplanned challenges crop up. Protect your business needs with tailored Business Insurance options that can provide cover for: Contents and Stock* – you rely on your fixtures, fittings and stock ...

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Insurance for Butcher Shops

... challenge strikes. Don't get snagged, get covered. Business Insurance can be tailored to suit your business needs and can provide cover for: Contents and stock* – without your produce, refrigerators and tools ...

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Reviews related to electricians business contents insurance

  • easy and fast

    Geoffrey M
    Electrician/Electrical Services

  • Easy to use

    Darcie P
    Electrician/Electrical Contractor - Domestic

  • Fast & helpful!

    Michael A
    Electrician/Electrical Services

  • great

    Bradley C
    Electrician/Electrical Services

  • Great

    Tony F
    Electrician/Electrical Services

  • Great experience, easy, streamlined and clear to understand.

    Simon L
    Electrician/Electrical Contractor - Domestic

  • GREAT SEVICES MADE ME LAUGH AFTER A HARD DAYS WORK

    Dusan B
    Electrician/Electrical Services

  • Loved it

    Adam M
    Electrician/Electrical Services

  • nice and easy

    David P
    Electrician/Electrical Contractor - Domestic

  • QUICK AND EASY, GOOD PRICE

    Timothy P
    Electrician/Electrical Contractor - Domestic

  • Quock easy cover no hassle!

    Ryan P
    Electrician/Electrical Services

  • simple and easy to use

    Anthony L
    Electrician/Electrical Services

  • Simple and easy, good service

    Ben T
    Electrician/Electrical Services

  • Thank you. Very easy great to use.

    Jason J
    Electrician/Electrical Contractor - Domestic

  • Very easy to use for online renewals

    Callum T
    Electrician/Electrical Services

  • very simple process

    Alan J
    Electrician/Electrical Services

  • website is a winner

    Mitchell P
    Electrician/Electrical Services

  • Easy to use online to renew. Thanks.

    Ben E
    Electrician/Electrical Services

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Why do Electricians need it?

Don’t let a potential slip-up in your work or a client with a short fuse, short circuit your business. Protect it against liability claims and other unexpected events. With just a few clicks or a single phone call you can get multiple competitive quotes from leading insurers. Select your preferred policy and get covered instantly, so the only thing you need to worry about is adding a bit of spark to your client’s day.

Did you Know?

Public Liability insurance is a mandatory licensing requirement in most states and territories of Australia, usually requiring a minimum cover level of $5 million.

If you work in Queensland you’ll also be required to hold the Consumer Protection extension with a minimum level of $55,000 of cover to provide protection to consumers for defects in electrical work, non-completion of electrical work and liability resulting in an electrician testing their own work.

Get the cover that’s right for your electrician business

Public Liability Insurance*

Let’s be honest, there’s a lot that can go wrong. No matter how good you are at your work as an electrician, the risk of causing fire, property damage or personal injury is high. Even the smallest of mistakes can have big consequences, for example, the good old ‘putting a foot through the ceiling’ can set you back a couple of grand.

Public Liability insurance is something every responsible electrician should have and is designed to provide protection for you and your electrical business in the event a customer, supplier or a member of the public is injured or sustains property damage as a result of your negligent business activities.

Business Insurance*

Your tools and equipment are essential to your livelihood, so what would you do if suddenly you’re left without them? Protecting them with General Property cover will ensure you’re not left in the lurch. Also called Portable Equipment insurance, it can cover specified items such as tools, business equipment or electronic items.

Personal Accident and Illness insurance*

You rely on your physical ability to get the work done – but have you stopped to think about how you would keep on paying the bills if you were to injure yourself or fall ill and had to take time off work? Accidents can happen anywhere, anytime. It could be at work or even when you’re out and about enjoying your spare time.

Personal Accident and Illness insurance can provide cover should you become permanently disabled or pass away as a result of an accident. Cover can also include a weekly benefit for loss of income if you are unable to work as a result of an unexpected injury or illness (even if it occurs outside of your employment).

 

*As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this web page is general only and should not be relied upon as advice.

A claim could arise from

An electrician was relocating a power outlet for a fridge when he accidentally cut into a plumbing pipe causing a burst of water throughout the kitchen. The entire floor was flooded which went through the kitchen and into the lounge and bedrooms. The owner of the property had just renovated the kitchen and the new cabinetry also suffered water damage.

The electrician had to call in a plumber for emergency repairs to the pipe, and the occupants of the house were unable to stay there. Fortunately, the electrician had Public Liability insurance and was able to make a claim to cover the cost of the plumber, replacement of the flooring and kitchen cupboards, and temporary accommodation for the owners of the house whilst the repairs were being attended to. The policy paid out $16,329.50 in total. Had the electrician not held Public Liability insurance he would have been personally responsible for paying these costs.

^QLD Electrical contractor insurance requirement sourced from ESO (2016, August 19th) worksafe.qld.gov.au/licensing-and-registrations/electrical-licences/electrical-contactor-licences