Cyber Liability Insurance

... to you? Hackers are alive and well and get a thrill out of making business owners sweat. Cyber Liability Insurance can reduce your risks and help you rest easy knowing your business is covered from even the craftiest of ...

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Cyber Insurance: Is it worth it?

... is too small to attract cyber criminals. Yet, when it comes ... to cyber theft, size doesn't matter ... . Businesses are increasingly vulnerable ... costs and as defence costs for the breach of privacy. This is why cyber insurance should be an important part of your risk management plan, as it provides protection against the expense and legal costs associated ...

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Cyber Security For Small Business

... ? What is the Notifiable Data Breaches Scheme? What to do in the event of a cyber attack or data breach What is Cyber Liability Insurance and why do small businesses need it? Download the White Paper Now Did you Know ...

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Cyber Liability Insurance: the safety net small businesses need

It may have taken some time for the reality to hit, but the wider public is now starting to realise that hackers aren't just fictional brooding movie villains - they ... AS A FIREWALL While prevention is the simplest way to minimise the chance of a cyber-attack occurring, Cyber Liability insurance will help to reduce subsequent damage to your business by covering the expenses and legal ...

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Protecting your Business from Cyber Risks - Part 2

In Part 2 of our cyber risk series, we take a look ... from a cyberattack. We also explain what Cyber Liability insurance is and ... security ... your profitability in the event of a cyber breach or attack. Costs associated with defending a cyber claim are also covered. Examples of the types of risks Cyber Liability insurance can assist with are inadvertent loss ...

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Protecting your Business from Cyber Risks - Part 1

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Stay Smart Online Week: Q&A with experts on Small Business Cyber Risks

This week is Stay Smart Online Week; a government initiative that aims to reverse the threat of cybercrime. Small businesses are some of the biggest growing targets for ... cyber.gov.au/sites/default/files/2019-03/msp_questionnaire.pdf o https://www.cyber.gov.au/publications/questions-to-ask-managed-service-providers · Understand and manage your supply chain risk ... Buy cyber insurance Small ...

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Business Insurance Guide for the Self-Employed - Part 4

... piece of our Business Insurance for the self-employed ... Accident and Illness insurance and Cyber Liability insurance. We share the ... your profitability in the event of a cyber breach or attack. Costs associated with defending a cyber claim are also covered. Examples of the types of risks Cyber Liability insurance can assist with are inadvertent loss ...

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Insurance for Civil Engineers- what you need to know

... about what kinds of business insurance coverage you may need to ... ... your profitability in the event of a cyber breach or attack. Costs associated with defending a cyber claim are also covered. Examples of the types of risks Cyber Liability insurance can assist with are inadvertent loss ...

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7 Types of Insurance Your Small Business Should Consider

... is Small Business Insurance. But what kind of insurance do you actually ... ... Without sufficient protection, you could potentially risk losing not only your business, but your personal assets too. Management Liability Insurance explained. Cyber Liability Insurance If you have a website for your ...

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Insurance for architects- the blueprint to success

... it's not one without risk. From the ground up, your ... ... information, there's a constant risk for potential cyber attacks and data breaches to occur ... areas – don't become a statistic.[i] Cyber Liability insurance provides essential financial protection if your system is hacked ...

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Insurance for Gift Shops

... your profitability in the event of a cyber breach or attack. Costs associated with defending a cyber claim are also covered. Examples of the types of risks Cyber Liability insurance can assist with are inadvertent loss ...

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The Risks of Growing Your Small Business

... to fail is not taking risks. Mark Zuckerberg There comes a ... ... scams, DDOS attacks and session hijacking. Cyber Liability insurance may not prevent an attack, but it ... of events that have the singular power to financially ruin it. Risk is your friend, and while you need to embrace it, ...

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5 Surprising Things Business Insurance Can Cover

When looking for Business Insurance, most small business owners typically ... can get cover for most risks that a small business faces ... ... . But did you know you can get cover for most risks that a small business faces? Have you ever encountered a ... or clients you're an exceptionally prime target. Cyber Liability insurance is a 'must have' policy for all ...

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The Remaining Risk: What Isn't Covered and Why it Matters

... most common issues with Business Insurance is that policy owners often ... protect you against, and the risks that still remain. Being aware ... ... week) until you can work again. Cyber Liability Insurance – Cyber Liability Insurance protects against the expenses and legal ... , so be sure to take stock of the risks specific to your business and select the options that ...

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What are the Insurance Options for Land Surveyors?

... yourself and your company with insurance is a smart investment. Land ... ... your profitability in the event of a cyber breach or attack. Costs associated with defending a cyber claim are also covered. Examples of the types of risks Cyber Liability insurance can assist with are inadvertent loss ...

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5 Questions to ask yourself before buying Insurance for your Small Business

Know you need business insurance but aren't sure how ... while and looking to buy insurance for the first time; there ... ... due to an insured event Cyber Liability insurance protects businesses against the costs ... a large number of exclusions obviously reduces the number of risks that your policy covers. Typical exclusions may include (but ...

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Insurance for Marketing Consultants

... your profitability in the event of a cyber breach or attack. Costs associated with defending a cyber claim are also covered. Examples of the types of risks Cyber Liability insurance can assist with are inadvertent loss ...

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Insurance for Massage & Alternative Therapies

... for public liability, tax audit, employment practices and statutory liability risks Cyber Liability* Cyber Liability insurance- A cyber liability insurance policy is designed* to help protect you from claims and ...

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Insurance for Psychologists

... and statutory liability risks. Cyber Liability* Consider the client data or personal information you may be storing and the consequences if it were to be compromised. Cyber Liability insurance helps to protect ...

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Insurance for Finance & Mortgage Brokers

... your profitability in the event of a cyber breach or attack. Costs associated with defending a cyber claim are also covered. Examples of the types of risks Cyber Liability insurance can assist with are inadvertent loss ...

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Insurance for Allied Health Professionals

... after your clients, we will assist you with looking after your risks . With just a few clicks or a single phone call ... in the event of a cyber breach or attack.  *As with any insurance, cover will be subject to ...

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Insurance for Car Wash and Auto Detailers

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Insurance for Land Surveyors

... as a surveyor means there's the potential risk for a disappointed client to make a claim ... and the potential consequences if it were compromised. Cyber Liability insurance could help protect you from claims and support ...

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Insurance for Consultants

... your profitability in the event of a cyber breach or attack. Costs associated with defending a cyber claim are also covered.  Examples of the types of risks Cyber Liability insurance can assist with are inadvertent loss ...

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Insurance for IT Professionals

... your profitability in the event of a cyber breach or attack. Costs associated with defending a cyber claim are also covered. Examples of the types of risks Cyber Liability insurance can assist with are inadvertent loss ...

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Home Based Business Insurance

... developer, every occupation comes with its own level of risks. Click, compare and save with BizCover and get cover ... to your business. Cyber liability insurance is a type of business insurance product, which protects your ...

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Insurance for Project Managers

... be made against you. Some of the areas of risk project managers may be exposed to include:  Providing incorrect ... it were compromised. Cyber liability insurance is a type of business insurance product which protects ...

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Insurance for Accountants

... liability risks. Consider the following: Is your office contents covered? Is any stock you hold covered? Do you rely on electronic equipment/or specialist machinery to get your work done? Cyber Insurance* Consider ...

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Insurance for Recruitment Consultants

... practices and statutory liability risks. Cyber Liability* Consider the client and candidate data you are storing and the consequences if it were to be compromised. Cyber Liability insurance helps to protect you ...

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Insurance for Professionals

... public liability, tax audit, employment practices and statutory liability risks. Cyber Liability* Cyber liability insurance is a type of business insurance product which protects your business against both the legal ...

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Is Your Businesses Target for Cyber Criminals?

... have become a target for cyber criminals, but there are simple ... managing director Michael Gottlieb explains. Cyber crime is one of the ... ... becoming more and more sophisticated in their ability to exploit businesses using the internet, cyber insurance is a simple way to manage risks. BizCover's top tips to prevent and manage data breaches: Clearly identify ...

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The Risky Business of Insurance

... and future planning. Managing business risk and ensuring that a business ... ... flow, staff, stock and future planning. Managing business risk and ensuring that a business can survive unforseen events, ... or substantial assets you should insure them Cyber Insurance - Protects your business against the ...

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5 Tips for an Insurance Health Check

If your insurance is due for renewal or ... a health check of your insurance to ensure that if the ... ... , misconduct or legislative breaches. Cyber Insurance Protection against the expenses and legal ... well as limits and sub-limits for all of your insured risks. And while your choice of insurer should not be driven ...

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Insurance for Restaurants & Cafes

... burst) or fire (in the kitchen) is a high risk area. Contents - protection for damage to your chairs, ... stress out of an ATO investigation with this insurance. Cyber Insurance As a restaurant owner your exposure could be ...

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Finding the Right Business Insurance Can Be Hard but BizCover Makes it Easy

... and your assets with business insurance. However, figuring out exactly what ... 's why a group of insurance industry [] ... professional indemnity, cyber liability, business interruption and tax audit insurance. In many  ... one hand, you don't want to underinsure your business and risk your assets over one little misstep. On the other hand, you ...

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Small Business Insurance: Why you might want to ensure you're covered!

Running a business can be rewarding, challenging but also stressful. While you will are taking control of your earning potential and the upside can be great, there are ... data, intellectual property and bank account information. The following example show why cyber insurance is an important part of your risk management plan as it provides protection against the expenses and legal costs ...

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Insurance for Real Estate Agents

... the average man in the street. Putting some risk management in place will help ensure your reputation doesn ... would you still be able to earn an income? Cyber Insurance* Consider the client data you are storing and the ...

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The Other Virus - Making Your Small Business Cybersafe When Working From Home

... small business owners working remotely cyber-crime. Small business owners and staff ... vigilant of the types of risks that can damage their business ... staff need to be vigilant of the types of risks that can damage their business, the measures to take to prevent becoming a victim and how Cyber Liability insurance can help protect your business from the consequences of ...

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Scams & Cybercrime at Tax Time

... the prime time for prowling cyber criminals to attack. This is ... ... updated regularly? Lack of education on cyber risks: are you and your employees adequately ... Cyber Liability insurance can be a valuable tool in protecting your business. What is Cyber Liability insurance cover? Cyber ...

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Life after lockdown - How to re-open your small business

After months of being in COVID-19 lockdown, restrictions are beginning to ease and businesses are slowly starting to head back to normality. It will take time and patience ... scams and over $700,000 in losses since the outbreak of the virus. Small businesses are not immune from cyber-crime and Cyber Liability insurance can be a wise choice when it comes to protecting your business online ...

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Help Protect your small business' reputation

When it comes to running a small business, your brand and its reputation are priceless. No doubt you've spent countless hours establishing your name by building strong ... Risk Barometer for 2018 identified that Cyber Attacks were the number one business risk ... your business were to be the victim of a cyber attack, Cyber Liability insurance is there to help by providing coverage for ...

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Business Horror Stories

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Insurance for Retailers

... to protect you from claims and supports your profitability in the event of a cyber breach or attack. *As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy ...

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Preparing your store for the holiday season ahead

... increase in safety and security risks. Here are a few tips ... ... flip side it can also mean an increase in safety and security risks. Here are a few tips to protect your customers, your ... access systems and data. Therefore, a Cyber Liability insurance policy can act as your safety net ...

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Insurance for Restaurants

... coverage for the costs of accountants and other nominated professional fees incurred in the course of an audit. Cyber Insurance* As a restaurant owner your exposure could be at the payment desk - with your EFTPOS machine ...

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Five Tips for Starting your Home-based Business

Sometimes it takes extraordinary circumstances to take the leap of faith to start your own home-based business. The COVID-19 pandemic has made this an option for many ... types of risks. As a home-based business, these are some of the types of insurances you may ... other defined event listed in the policy. Cyber Liability*: Cyber Liability insurance helps to protect you from claims and ...

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7 Ways You Can Protect Your Business and Personal Information Online Today.

Its Privacy Awareness Week, and in recognition of our support weve outline a few ways that individuals and their businesses can keep their important information safe ... all of these things but if it is too overwhelming it's worth considering cyber insurance for your business. Most cyber insurance policies will not only cover your business financially but will help organise the retrieval ...

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Turn the spotlight on hackers and protect your data

... personal information, there's some risk taken on their behalf. Unfortunately ... ... Fine, but keep it simple. If you sense there's a risk to someone, there probably is and you need to act. ... for any potential costs. For example, Cyber Liability Insurance covers your business against the expenses ...

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Doggone Great! Local QLD Business Selected in the $60,000 'Small Business Buddy Program'

Small Business Buddy Winner! Local QLD Business Selected in the $60,000 'Small Business Buddy Program' Woofwatchers, a local dog grooming and pet caring business is ... sized businesses buy Professional Indemnity, Public Liability, Business Insurance, Management Liability and now Cyber Insurance. BizCover provides multiple insurance quotes instantly online and the ability to select and ...

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BizCover Celebrates Third Consecutive Fast 50 Ranking

... . BizCover remains the only commercial insurance business in the list of ... ... sized businesses buy Professional Indemnity, Public Liability, Business Insurance, Management Liability and now Cyber Insurance. BizCover provides multiple insurance quotes instantly online and the ability to select and ...

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Insurance by Industry

... and professionals and that's why our comprehensive insurance offerings include: Professional Indemnity, Public Liability, Business Insurance, Management Liability, Cyber Insurance and Tax Audit. At BizCover, we are aware ...

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Triumph after Tragedy for QLD Fitness Trainer Latest Winner of Bizcover.com.au $60,000 'Small Business Buddy Program'

Latest Winner of Bizcover.com.au $60,000 'Small Business Buddy Program' Michelton resident Charlotte Hansen last week marked a major milestone when she went from cancer ... sized businesses buy Professional Indemnity, Public Liability, Business Insurance, Management Liability and now Cyber Insurance. BizCover provides multiple insurance quotes instantly online and the ability to select and ...

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Insurance for Nurses

... career or possibly drain your assets. Thankfully, Professional Indemnity insurance is there to give you peace of mind if ... be created in the course of your work. Cyber Liability* If you collect and store information about ...

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Insurance for Registered Migration Agents

... premises, or you damage your client's property. Business Insurance* Your clients are important, but so are your ... it is of action due to an insurable event. Cyber Liability* Consider the client data you are storing and ...

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Bizcover and National Retail Association

... to risks every day that can impact your business and your livelihood. Having the right insurance is ... you with cover for Personal Accident and Illness, Cyber Liability and Tax Audit. Your Exclusive Discount National ...

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Insurance for Cabinet Makers

... If things go wrong, you can be held legally and financially responsible, putting your personal assets at risk. Insurance for Cabinet Makers Public Liability* When the little things don't go to plan, the consequences can ...

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Do I need insurance for my market stall?

From fresh food and irresistible treats to clothing, arts, crafts, and bric-a-brac, Australia has become spoiled for choice when it comes to markets. And with the festive ... Operating a market stall at a busy market, event, festival or concert exposes you to a wide range of potential risks. Insurance for market stall holders is designed to protect you and your business against the financial ...

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Legal Requirement for Public Liability Insurance

Public liability insurance covers your business for losses ... liability insurance policy can expose a business to a range of risks ... ... paid out of pocket. Type and Level of Public Liability Insurance As with other forms of insurance, the level of cover required varies dependent on the risk assessment of a business' activities. Naturally, a business in a ...

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6 Common Risks That Small Business Owners Face When Starting Out

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How the cost of Professional Indemnity insurance is calculated

... of a Professional Indemnity (PI) insurance policy is calculated and why ... Professional Indemnity insurance. Insurance policy pricing is generally ... that that impact the cost of Professional Indemnity insurance. Insurance policy pricing is generally calculated on risk factors and put simply, the higher the level of risks, the higher the premium. Some of these keys ...

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Public Liability Insurance for Cabinet Makers

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A guide to Plasterer's insurance that won't leave you, board

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Keep calm and stretch on with Yoga Teacher insurance

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5 Things to Consider When Buying Public Liability Insurance

Public Liability insurance. It's one of those ... ... long run, so don't be afraid to ask your insurance agent what certain features and benefits are if you are ... time to make a regular check on how you reduce risks within your business. Creating a safe work environment not ...

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Business Insurance Guide for the Self-Employed - Part 1

... should have a focus on risk management strategies and protection for ... are a variety of business insurance [] ... ? Here are a few examples of when a self-employed worker may require Public Liability insurance. Home-based office–The risk of a client accidentally injuring themselves on your property is a reality and one that could ...

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Professional Indemnity Insurance for Consultants

... , there is a comes a risk [] ... seem unfair, but the fact remains that you are at risk.One way to ensure that this never happens to you, is by purchasing something called Professional Indemnity Insurance, this is a very safe option to assure you are ...

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Insurance for Furniture Manufacturers

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Managing Risk for Tradesmen

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Common Small Business Insurance Claims and How to Prevent them.

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Professional Indemnity Insurance for Civil Engineers

... . Like any profession there are risks that you are exposed to ... a professional, considering Professional Indemnity insurance to protect* you and ... you out of business. Below we'll explore Professional Indemnity insurance and how it can apply to your work as a Civil engineer. Civil Engineering risks Within the engineering industry there is a large scope around ...

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Business Insurance

... suit you best. And you can include Public Liability Insurance to ensure you are not financially responsible for the ... a few minutes to consider some of the following risk areas and think about which ones impact you and ...

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Professional Indemnity Insurance 101: For Allied Health Professionals

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Management Liability Insurance

... covers the advice or service you provide to your clients, Management Liability insurance covers the risks that arise from running your business. For example: OH& S dramas Unfair Dismissal Sexual Harassment Statutory ...

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Insurance for Bakers

... retail bakery or from your home kitchen, there are risks that you should consider protecting your baking business from. ... were to be stolen. This is where business insurance comes into play and provides the peace of mind ...

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Business Insurance Guide for the Self-Employed - Part 2

Navigating the world of business insurance can be confusing which is ... created a guide to business insurance for the self-employed that ... and outs ... to send you out of business. Without the protection of Professional Indemnity insurance, personal assets like your home may be at risk to cover the claim-related costs. Time Something often overlooked is the amount ...

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Small Business Insurance Index

... price increases in the business insurance market, SMEs are continuing to ... the cost of business insurance, the BizCover SME Insurance Price ... seen no increases in the overall prices for their insurance, there have been changes within product groups and ... platform, particularly for those SMEs in low risk industries.” “Even though they are not experiencing ...

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Misconceptions Around Professional Indemnity Insurance

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Insurance for Nurses

... Board of Australia website. What are the risk factors? Misconduct or being accused of misconduct, ... claim or a series of claims during the period of insurance add up to and exhaust the specified Limit of Indemnity ...

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Dishing up the facts on food business insurance

... you have the right business insurance. When it comes to insuring ... ... plan. What types of insurance should food businesses consider? Public Liability Insurance Dishing up food and beverages to the public everyday exposes your business to a whole variety of risks and the potential for a ...

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Personal Accident and Illness Insurance for Tradies

... are exposed to lots of risks, and if something does go ... ... do happen. Being a tradie, you are exposed to lots of risks, and if something does go wrong, it could cost you ... , the waiting periods and the type of Personal Accident Insurance policy you want to have in place. You can ...

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6 Areas You May Not Have Thought Business Insurance Covers

... assets and revenue against potential risks that may impact your business ... ... protect your business assets and revenue against potential risks that may impact your business, such as ... out $75,000. Money Did you know your Business Insurance policy can also provide cover for money that belongs to your ...

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Insurance for Disability Workers

... you a sole trader, contractor or carer possibly as part of the National Disability Insurance Scheme (NDIS), you could be exposed to risks which may result in a Professional Indemnity or Public Liability claim against you ...

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Business Insurance Guide for the Self-Employed - Part 3

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Insurance for pharmacy and pharmacists

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BizInsure Capitalizes on the Paradigm Shift in Commercial Insurance!

... .com), a leading-edge online insurance model that connects independent professionals ... critical Professional Liability (E&O) insurance solutions ... revenues under 2.5 million dollars) have not had many alternatives when it came to buying business insurance. BizInsure has entered this space to satisfy the needs of this important and growing market; small business ...

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How Does Professional Indemnity Insurance Benefit You?

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A Guide to PI Insurance

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What Tradies Need to Know About Public Liability Insurance

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BizCover SME Insurance Price Index Q1 FY20

... reductions on their Public Liability insurance, while prices have remained steady ... ... its highest in five years and transport costs increasing steadily. The increase did not affect the cost of insurance for small businesses on the BizCover platform as prices dropped to the lowest point in 24 months. The ...

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iSelect partners with BizCover to launch business insurance comparison

... expanded their general insurance offering to include business insurance, through a partnership ... , Australia's leading small business insurance ... to medium (SME) business owners a full end-to-end online service to compare most of their business insurance needs, with policies available from some of Australia's leading insurers. SME customers will have the option of ...

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BizCover SME Insurance Price Index Q1 FY21

... clients buck the trend of insurance price hikes. Whilst the Australian ... the availability and pricing of insurance for SMEs, BizCover can report ... , there were some clear winners and some losers. The Full Report can be viewed here: SME Insurance Price Index Public Liability insurance is an essential cover for SME's and one that most can't afford to operate without ...

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Small Business Insurance Price Index Q3

Insurers hold on to SME Insurance Premium Price Increases! Despite a ... BizCover Small Business Insurance Price Index has shown insurance rates ... Director of BizCover commented “While there is still an abundance of capacity and fierce competition in the insurance market, insurers have managed to hold onto their rate increases from last quarter. I suspect given the ...

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Things you didn't know about small business insurance

Getting the insurance sorted for your small business ... , compare quotes and buy the insurance that suits your business. But ... not know about small ... to review and update your coverage every year. No doubt your business is on the move and changing and so your insurance needs will also be changing and you'll want to make sure you have a policy that covers your business ...

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STABLE INSURANCE RATES A REASSURANCE FOR SMEs

BizCover's SME Insurance Price Index has unveiled a ... the COVID-19 pandemic with insurance rates remaining flat for a ... acquired from BizCover's ... year and fell a further seven per cent this quarter,” he said. “Key sections of business pack insurance that are frequently used by retailers such Contents, Glass and Theft all showed noticeable price declines. “The ...

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What is Cyber Liability Insurance

Hackers. These are not just dodgy movie characters but real life people, doing real damage to businesses across the globe, including Australia. If you’re thinking your small business down under is of no interest to these criminals, think again. Every business with an online presence is at risk of a cyber attack and with cyber crime claiming  6 million victims in 2018it might be time to bite the bullet and get the right cover for your business.i 

Cyber Liability insurance* is designed to help protect you from claims and support your profitability in the event of a cyber breach or attack. Costs associated with defending a cyber claim are also covered.  Examples of the types of risks Cyber Liability insurance can assist with are inadvertent loss or release of customer personal information, cyber crime, cyber extortion/ransomware and business interruption due to a cyber event. 

In a nutshell, your customer data is sacred. If you don’t protect it properly, your business may be fed to the wolves. 

If you’re still not convinced your business may be at risk, here are the cold hard facts about doing business in today’s technically advanced world: 



Independent feedback from our customers rated our service at excellent.

What is included?

  • Business interruption costs 
  • Investigation and data recovery costs 
  • Fines and penalties 
  • Extortion costs 
  • PR and crisis management costs 

What is typically NOT covered?

  • Replacement equipment 
  • Property damage 
  • Prior known facts / circumstances (before the policy commenced)  
  • Intentional acts 

Download Cyber Liability Insurance Fact Sheet

Get the cover that is right for you

With the policies available through BizCover you can choose coverage amounts between $50,000 to $2 million 

Sit back for a minute and think about this….it might be the first time you have considered the impact on your business if your website was taken offline?  Could your business survive the reputation damage, and the losses associated with a data breach 

You should consider what your business requires including by reference to 

Who benefits from this type of Insurance:

*As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording.  The information contained on this web page is general only and should not be relied upon as advice. 

 

Could this happen to you?

Hackers are alive and well and get a thrill out of making business owners sweat. Cyber Liability Insurance can reduce your risks and help you rest easy knowing your business is covered from even the craftiest of criminals. 

Here are is an example: 

The cost of lost data

An insured accountant had an employee who accidentally misplaced a company laptop that contained a list of 1000 client tax records and credit card details. A policy payment totalling $250,000 was made to cover the costs involved with notifying the affected individuals and the Privacy Commisioner of the data breach. The cost of hiring a Public Relations firm to assist the insured with re-building their business reputation was also included.iii 

 


[i] Australian Cyber Security Centre, 2019, https://www.cyber.gov.au/news/sso-launch
[ii] Australian Criminal Intelligence Commision, Cybercrime, 2019, https://www.acic.gov.au/about-crime/organised-crime-groups/cybercrime
[iii] Dual Australia, Cyber Claims Examples, Accessed 2019

 

Cyber Security For Small Businesses

With more and more cyber criminals targeting SMEs, how can small businesses protect themselves?

*As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording. The information contained on this web page is general only and should not be relied upon as advice

Cyber Liability Insurance Infographic