What is Business Insurance?

... The options include: Building Insurance which covers any physical buildings which you may ... this sort of damage and the business owner received $6,000 for building contents, $4,500 for loss of income, $600 for lost ...

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Common Small Business Insurance Claims and How to Prevent them.

... . Whilst you've got the insurance to help you out, you ... ... and your bottom line. Whilst you've got the insurance to help you out, you'd ultimately rather avoid ... sure there is adequate lighting outside and/or inside the building after hours can go a long way in deterring break- ...

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Business Insurance the Smart Way

... over 6,000 occupations. BizCover instantly provides multiple insurance quotes online and you can select and purchase the ... point of contact to help you with any insurance questions you might have. BizCover works for you ...

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Professional Attire Insurance

... hat better than a member of the Village People? There's now a revolutionary solution; Professional Attire Insurance, that covers you for any damage to your professional uniform, offering a rapid replacement service for ...

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Business Insurance in Melton

... good with BizCover, that made me reject other Insurance Company offer I was applying for a cover.” ... you just want a quick idea of how much your insurance is actually going to cost.  However, it's important ...

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Business Insurance in Parramatta

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Business Insurance in Toowoomba

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Business Insurance in Townsville

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Business Insurance in Wollongong

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Business Insurance in Launceston

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Business Insurance in Mackay

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Business Insurance on the Gold Coast

... Pottery manufacturer H ow much does Business insurance cost? On average, small businesses on the ... want a quick idea of how much your insurance is actually going to cost.  However, it' ...

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Business Insurance in Geelong

... storm, theft or even accidental damage). A Business Insurance package can also cover your portable equipment, glass and ... just want a quick idea of how much your insurance is actually going to cost.  However, it's ...

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Business Insurance on the Central Coast

... theft or even accidental damage). A Business Insurance package can also cover your portable equipment, glass ... you just want a quick idea of how much your insurance is actually going to cost.  However, it's important ...

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Business Insurance in Cairns

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Business Insurance in Bundaberg

... answer any questions I had. Also had my insurance sorted out under 20 minutes which was fantastic. ... Mobile Food Van Operator How much does Business insurance cost? On average, small businesses in Bundaberg ...

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Business Insurance in Bunbury

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Business Insurance in Newcastle

... storm, theft or even accidental damage). A Business Insurance package can also cover your portable equipment, glass and ... just want a quick idea of how much your insurance is actually going to cost.  However, it's ...

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How much does Business Insurance cost?

... Public Liability cover in a Business Insurance pack. The beauty of Business Insurance is that it can be ... graph, it is clear to see that Public Liability insurance is the most popular taken out by retail businesses at ...

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Business Insurance FAQs

... Insurance? We've got the answers! Check out our library of FAQ's designed to make insurance ... easy to understand. Get Free Quotes Ready to sort out your Business Insurance? Your small ...

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Business Interruption

... running following a major insured event. Business Interruption insurance should be just one part of your wider ... - a plan that should include both a broader insurance package and a clear guideline for how your business ...

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Machinery Breakdown

... of types of breakdown which are not covered by an insurance policy such as those related to wear, tear and gradual ... breakdown of the machinery specified on the insurance policy Schedule. What's typically NOT covered ...

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Portable Equipment

... Business Insurance Portable Equipment* Portal Equipment insurance (also known as General Property insurance) covers ... policy terms and conditions. *As with any insurance, cover will be subject to the terms ...

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Employment Practices Liability

... Business Insurance Employment Practices Liability Cover* Employment Practices Liability (EPL) Insurance is ... to them in that period *As with any insurance, cover will be subject to the terms, conditions ...

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Statutory Liability

... Back to Business Insurance Statutory Liability* Statutory Liability insurance covers the company ... as pollution liability defence costs. *As with any insurance, cover will be subject to the terms, ...

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Theft

... or armed hold up. It is not uncommon for theft insurance to require the item stolen to have been securely stored before ... /cfi/cfi043^ (2017) *As with any insurance, cover will be subject to the terms, ...

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Money

... Things to consider Back to Business Insurance Money Cover* Money insurance protects your business money (which will ... trading the following day. *As with any insurance, cover will be subject to the terms ...

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Goods in Transit

... & what’s not Things to consider Back to Business Insurance Goods in Transit* Goods in Transit covers (subject ... plant transfers - market value *As with any insurance, cover will be subject to the terms, ...

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Insurance for Civil Engineers- what you need to know

... in the hard-yards to build your engineering business, so it ... about what kinds of business insurance coverage you may need to ... ... of the other things Business Insurance can also provide cover for include Building insurance (if you own your building) Contents and Machinery breakdown. Cyber Liability Insurance If your engineering business ...

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Understanding Insurance for Physiotherapists

Your clients rely on your expert advice and services as a physiotherapist. You help ease their aches and pains from minor sprains to long-term rehabilitation programs ... -build and maintain an income if a disaster were to strike ? Building insurance c overs your building ... call to our friendly team. We're all about making insurance easy, so there's no messy paperwork or jargon. ...

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Insurance for Cafes

... claims caused by your products. Business Insurance* Your business assets help make your ... s building, consider insuring one of your biggest assets. Building insurance will cover for loss and damage to buildings you ...

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Insurance for Allied Health Professionals

... you severely out of pocket. Business Insurance* is an insurance package designed to provide cover for your ... Allied Health professionals include: Building insurance: This covers your building in the event of ...

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Insurance for Pizza Shops

... you would do if your pizza shop didn't have insurance in place . Do you have enough spare dough to ... in town with Business Insurance . Building - Cover for loss and damage to buildings you own, as a ...

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Insurance for martial art teachers

... a martial arts teacher, making sure you have the right insurance in place to protect your business is one of the ... stolen or damaged anywhere within Australia. Building Insurance*  covers the cost of repairing or ...

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5 insurances every convenience store owner needs to know about

You're a retail lifesaver, helping customers at all hours with all sorts of essentials, from early morning coffees to midnight snacks. As a convenience store, you've ... your convenience store is exposed to and how insurance can help safeguard it from potential disasters. ... , you are going to want to insure it! Building insurance covers the costs of repairing or rebuilding your store ...

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Insurance for Cabinet Makers- What You Need to Know

When it comes to building and creating quality pieces of ... and creativity learnt over time. Building custom cabinets for kitchens, bathrooms ... ... risks every day. Having the right types of insurance in place to protect your cabinet making business ... ver for Portable items Over time you have probably built up a collection of tools that you rely on ...

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Insurance for Restaurants & Cafes

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5 Surprising Things Business Insurance Can Cover

When looking for Business Insurance, most small business owners typically ... mind assets such as their building, contents and stock. But did ... ... Insurance , most small business owners typically worry about covering the major things such as their legal liabilities and top of mind assets such as their building ... . Machinery Breakdown insurance is an important ...

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Insurance for Gift Shops

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Insurance for Furniture Manufacturers

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Insurance for pharmacy and pharmacists

... Public Liability insurance * is ... insurance cover. Business i nsurance * offers a nu mber of c overage options including: Building: provides protection for your pharmacy building ...

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Business Insurance Guide for the Self-Employed - Part 2

Navigating the world of business insurance can be confusing which is ... created a guide to business insurance for the self-employed that ... and outs ... a bit easier . We've created a guide to business insurance for the self-employed that profil es the main types of ... comply with Australian standards of building setbacks for transmission lines , which ...

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5 Tips for an Insurance Health Check

If your insurance is due for renewal or ... a health check of your insurance to ensure that if the ... ... it's worth taking time to do a health check of your insurance to ensure that if the unthinkable happens and your business is hit ... location. Business Insurance Tailored cover to protect your building and contents: ...

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Dishing up the facts on food business insurance

... you have the right business insurance. When it comes to insuring ... ... a disaster was to strike? Fortunately, there's an insurance policy for that! With a whole menu full of ... cover is only available if you insure Building or Contents. Machinery Breakdown - offers protection ...

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5 Things to Consider When Buying Public Liability Insurance

Public Liability insurance. It's one of those ... ... a common requirement for those that work on building sites and those working within gyms and fitness ... the long run, so don't be afraid to ask your insurance agent what certain features and benefits are if you are unsure. ...

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What Tradies Need to Know About Public Liability Insurance

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Understanding Insurance for Retailers

... , and that's where business insurance can help save the day ... ... risk of a n insurance claim occurring. We know ... buildings you own, as a result of an insured event (such as fire, storm, wind). Glass* - a typical type of coverage for retail businesses is glass insurance ...

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7 Surprising ways business insurance can help your company

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BizInsure Capitalizes on the Paradigm Shift in Commercial Insurance!

... .com), a leading-edge online insurance model that connects independent professionals ... critical Professional Liability (E&O) insurance solutions ... and extensive negotiations with top-tier insurance companies, we have built a robust platform that has driven ... many alternatives when it came to buying business insurance. BizInsure has entered this space to satisfy the ...

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Business Insurance Guide for the Self-Employed - Part 3

... in the world of business insurance, it can feel like you ... guide on all things Business Insurance for the self-employed. In ... back to basics ... potential risks . A way to look at what business insurance options your business may need is by gauging what you ... violent entry to locked vehicles or locked buildings Theft of equipment securely attached to a ...

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Tax Audit Insurance

... or filing tax returns you should consider Tax Audit insurance. Could this happen to your business? No-one ... then you should consider Tax Audit Insurance. Beat the build up The construction industry was under ...

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Mind the Gap: Understanding Underinsurance

... insuring their business assets and building premises. One of the first ... ... ? Underinsurance occurs when you don't have adequate insurance coverage in place. In the event of a ... which are often overlooked when arranging a Building insurance policy. Taking these additional costs in ...

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6 Areas You May Not Have Thought Business Insurance Covers

Your business is your livelihood. So it's vital to protect your business assets and revenue against potential risks that may impact your business, such as fire, storms ... Building If you own your building would you be able to afford to re-build or restore your building ... cover options offered through Business Insurance if you make a claim on an underinsured building, (perhaps you were ...

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5 Ways To Prepare Your Business Premises For The Cooler Seasons

As we say goodbye to those sunny summer days and hello to fresh, frosty mornings, the change in seasons is a prime time to make sure your business premises is prepared ... This helps minimise the damage caused i f your building was to e xperience heavy rainfall or storm. ... of an eye, and that's why making sure your insurance is covering you for the right things , with adequate levels ...

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When it Rains it Pours: Understanding Flood Cover.

When it comes to Business Insurance, understanding what's included and ... ... take out cover for your building, contents and/or stock a Business Insurance policy usually comes with ... by case basis by the insurer. If approved, your insurance provider will be able to provide you with the additional ...

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How to Promote your Cabinet Making Business: Online and for Free

Most adults find contractors and other product specialists online. It's also true that more than 50% of all homeowners are active participants on social media platforms ... any business. One easy way to begin the link building process with others in your industry is to connect do ... or mobile phones, the website needs to be built adaptive and responsive. This allows your site visitors to ...

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Role of a Civil Engineer

Civil engineers impact people's lives on a daily basis. They help to improve or develop the facilities and infrastructure that are used to provide and facilitate vital ... their insurance options , including Professional Indemnity Insurance . Construction ... design the Pantheon and other historic buildings. The Egyptians built pyramids, Europeans built castles, and many other nations ...

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Why Land Surveying is an Important Career

What began nearly 3,000 years ago during the rise of the Egyptian pyramids and introduction of infrastructure has grown into one of the most crucial career paths across ... a foundation on which to develop roads, build bridges, and new buildings. It's one of Australia's oldest and ... improve the infrastructure for underdeveloped countries. Insurance for land surveyors is also available, ...

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How to Become a Professional Land Surveyor in Australia

... or existing structures, construction of buildings, roads, bridges, sports fields, farming ... , land and building development and monitoring and environmental ... planners on how to best proceed on the building project. Often the first to arrive at any ... , and meet all the minimum requirements. Land Surveyor insurance should also be considered and this may include professional ...

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What is the Job of a Land Surveyor?

If you consider yourself a problem-solving ninja, are strong with technology, have a good foundation of mathematics and science, and enjoy working outdoors, you'll find ... elevations or undeveloped property. Anytime a homeowner is building fences or development approaching their property line, a ... different cities, counties, and states. Insurance for land surveyor options are also ...

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The Remaining Risk: What Isn't Covered and Why it Matters

... most common issues with Business Insurance is that policy owners often ... ... Insurance Owners will sometimes underestimate their business building and contents' value for insurance ... an $800,000 property for $500,000 and a fire burns the building to the ground, you'll need to find $300,000 to ...

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Insurance for Restaurants

... on the plastic mat in the prep area. Business Insurance* Even though you can't insure the ambiance you ... the building and all its contents: Building* -This type of insurance provides cover for your building if ...

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all good

all good--Rommel L--Building Engineering Consulting Service (Except As Prime Contractor)

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all good

all good--Christos T--Building Engineering Consulting Service (Except As Prime Contractor)

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Great Work

Great Work--Shannon P--Building Engineering Consulting Service (Except As Prime Contractor)

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So easy

So easy--Cobus S--Building Engineering Consulting Service (Except As Prime Contractor)

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very easy to use

very easy to use--Stuart D--Building Engineering Consulting Service (Except As Prime Contractor)

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Insurance for IT Professionals

... techy stuff doesn't mean you can't get the right insurance. Being the IT person that you are, we don't ... might want to consider Business Insurance for coverage of one or more of building, contents, machinery breakdown, ...

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Civil Engineering Explained

From the roads that we drive on, to the bridges we cross, and the homes we live in - all of these are planned and designed by civil engineers. Some of the most elegant ... for improving the aesthetics and efficiency of buildings in urban and outlaying communities. Today, civil ... projects. Bizcover can help your business choose insurance for civil engineering options, which can include ...

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Managing Risk for Tradesmen

... work on domestic or commercial building sites, undertake maintenance and repair ... ... , whether you work on domestic or commercial building sites, undertake maintenance and repair jobs or ... news is you can protect yourself with Personal Accident & Illness insurance. It pays up to 85% of your income, with ...

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Keep cool and carry on - A summer survival guide for restaurants and cafés

Iced teas, tropical fruits, a cheeky ice cream those signature flavours of summer are something you would be all too familiar with as a restaurant or caf owner. Summer ... unattended Business Insurance can act as a safety net to protect your business building and assets ... this kind of cover is only available if you insure Building or Contents. Keep cool and carry on The summer ...

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Don't be a pork chop - insure your butcher shop

... days as an apprentice to building up your name and opening ... ... starting with the early days as an apprentice to building up your name and opening your own store. Many ... arm and a leg to replace. If you already have business insurance in place, now is a good time to revise your policy, ...

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Help Protect your small business' reputation

... hours establishing your name by building strong relationships with your customers ... ... spent countless hours establishing your name by building strong relationships with your customers and ... to be the victim of a cyber attack, Cyber Liability insurance is there to help by providing coverage for expenses and ...

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BizCover wins dual accolades over two big nights

... to building a better customer experience in the Small Business Insurance space ... award recognised the Small Business Insurance [] ... highlighting their commitment to building a better customer experience in the Small Business Insurance space. On Tuesday ... the finer print and getting their insurance sorted online, BizCover developed a Chinese ...

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Insurance for Car Wash and Auto Detailers

... Insurance coverages you may want to consider as a car wash and auto detailer include: Building * Covers your building ... of stock. Personal Accident and Illness insurance* Take the time to think about ...

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Insurance for Convenience Stores

... daily makes Money cover a vital form of insurance to consider, particularly considering data from the ... is inoperable due to breakdown. Building* – if you own your business premises then Building cover is a no-brainer. ...

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Insurance for Furniture Manufacturers

... to get your products built and out to ... building if it was damaged as a result of a fire, storm, malicious activity or another defined event listed in the policy. Machinery Breakdown* - Machinery breakdown insurance ...

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Getting your tax returns back on track

... your mind when you're building a client's house or ... ... July, keeping your tax obligations squared away is usually the last thing on your mind when you're building a client's house or fixing a drain pipe. Unfortunately, keeping your bookkeeping, tax, superannuation and BAS up ...

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What is a Cabinet Maker?

... specialize in designing and making built-in or customized cabinets. They also ... panel, or solid timber materials, building many products individually ... flat panel, or solid timber materials, building many products individually for clients based on ... well lit, and ventilated for health and safety concerns. Insurance for cabinet makers is also available. What is the ...

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Cyber Liability Insurance

... the right cover for your business. i Cyber Liability insurance * is designed to help protect you from claims and ... firm to assist the insured with re-building their business reputation was also included. iii ...

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Insurance for Marketing Consultants

... , we don't need to convince you that comparing insurance from some of Australia's leading insurers online is the ... for your building, contents, stock or event an interruption to your business. A business insurance package ...

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Insurance for Manufacturers

... the insured location. Building* - this type of insurance will cover for loss and damage to buildings you own, as ... an insurable event (like fire)? This type of insurance provides cover for financial loss as a result of ...

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World Snake Day Customer Spotlight

Here at BizCover we find ourselves insuring all kinds of different businesses. From caf owners and electricians to personal trainers and reptile rescuers. Today, on ... that I have found to be very important is building my public profile in the local community. Social media ... be synonymous with what you do. It is important to build a reputation among the local community as someone who is ...

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Beauty Laine wins the 39th BizGiver Grant Competition

Working in the beauty industry for over a decade now, Elaine OHara previously owned a salon for two years before selling it so she could spend more time at home with ... , with her partner and some contractors helping with more of the heavy lifting. Elaine is also incredibly proud of building up her client base from nothing to now having a steady flow of people visiting her salon. So ...

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The business of Business Insurance*

Whether you have just served your first customer or you have been in your business for many years, you have put a lot of time and effort into building your business. Don’t risk wasting all this effort by not protecting your business assets from unexpected events. No matter how much you plan and prepare for things, sometimes there are circumstances that are out of your control – you need to ensure you have a plan to protect your business today to ensure you’ll be in business tomorrow.

Business Insurance can provide financial cover for your business, including the premises and contents, against loss, damage or theft as well as cover against any resulting financial loss from an insured interruption to the business. The type of cover and amount will depend on the nature of your business and what areas you think you are the riskiest for you. Pick and choose the cover options that suit you best. And you can include Public Liability Insurance to ensure you are not financially responsible for the costs of a legal claim should a third party get injured or suffer property damage whilst you are doing business.

Excellence in Customer Service


Independent feedback from our customers rated our service at excellent.

What is included?

A) Material damage loss for your physical assets

B) Financial loss due to Business Interruption

Choose cover options below!

What is typically NOT covered?

  • Negligence/breach of duty arising from an act, error or omission as a result of your professional services
  • Flood damage is generally excluded from standard policies
  • Known claims and circumstances

Download Business Insurance Fact Sheet

Link to Business Insurance Factsheet

Get the cover that is right for you

Your business may be considered ‘small’ but it’s big to you and big to us. That’s why we want to make sure you have the right protection. We offer various cover options to suit a variety of businesses.  Take a few minutes to consider some of the following risk areas and think about which ones impact you and how much cover your business would need should things not quite go to plan.

*As with any insurance, cover is subject to the terms, conditions and exclusions contained in your policy document.  The information contained on this webpage is general only and should not be relied upon as advice.