Insurance for architects- the blueprint to success

The career of an architect is an exciting one, yet ... the challenge of crafting plans and working on demanding projects where ... ... and territories, each with their own Architects Act and registration boards . And with that comes varying Professional Indemnity insurance ... go awry and the chance of a claim occurring. Public Liability insurance is an ...

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What are some types of insurance available for small businesses?

... insurance sorted. There are many kinds of coverages on the market and ... it comes to getting your insurance sorted because no two businesses ... Professional Indemnity insurance is available include: chiropractors, consultants, engineers, architects, real estate agents, and ... the types of risks Cyber Liability insurance can assist with are inadvertent ...

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7 Types of Insurance Your Small Business Should Consider

... is Small Business Insurance. But what kind of insurance do you actually ... ... Professional Indemnity Insurance is applicable to many professions, such as chiropractors, consultants, engineers, architects, real estate agents, and ... Liability Insurance explained. Cyber Liability Insurance ...

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Business Insurance Guide for the Self-Employed - Part 2

... Navigating the world of business insurance can be confusing which is ... a guide to business insurance for the self-employed ... of cover to consider ... our guide , we explore the ins and outs of Professional Indemnity insurance. What is P rofessional Indemnity insurance * ? Professional Indemnity insurance is an important form of protection ...

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What is the Job of a Land Surveyor?

... a good foundation of mathematics and science, and enjoy working outdoors, you ... to the growth and development of cities, states and< ... level would not be possible. Today's land surveyor works with geologists, architects, government agencies, engineers and builders to provide valuable data needed to begin any new construction project. What Skills Are ...

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Why Land Surveying is an Important Career

... rise of the Egyptian pyramids and introduction of infrastructure has grown ... solid understanding of science, mathematics, and engineering principles ... gathered by land surveyors is sent to architects, engineers, and other developers who design the plans ... underdeveloped countries. Insurance for land surveyors is also available, including professional indemnity . ...

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A roadmap to staying in business for the long haul: Part 2

... is one of twists, turns and the occasional speed bump. In ... the long run. Strap in and come along for the ride ... ... and regardless of whether you are a mechanic or an architect, curveballs can be thrown in the way. Having business insurance ... you are not found liable, your Public Liability policy will cover the associated legal costs ...

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Help Protect your small business' reputation

... a small business, your brand and its reputation are priceless. No ... strong relationships with your customers and clients, and it can take ... that you weren't expecting. Management Liability insurance is created to assist in protecting the management and director roles when running a company. Unlike Professional Indemnity insurance, which protects the act of ...

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Taking the W: The Art of Celebrating a Win

In the insurance world, we focus on loss ... on the nature of risk and we pride ourselves on the ... for the wins as well, and [] ... and deserve to be put on a pedestal. Wins are what you want them to be. If you're an architect ... together. THE UPS AND DOWNS Insurers don't always focus on the negatives. In fact, we see insurance as a hugely ...

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Public Liability Insurance for Cabinet Makers

... and can be done easily with the right kind of business insurances ... ... a condition of entry to a worksite. If so, make sure you have your Public Liability insurance policy sorted before you pick up the tools and that you have the right level of cover required. What can happen if your ...

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The difference between Public Liability and Professional Indemnity insurance

... common types of business insurance, but do you really ... and how they can protect your business. What is Public Liability insurance*? Public ... holding professional indemnity insurance is a pre requisite for registration and/or association membership. Public Liability insurance: what is typically covered and excluded? Public Liability insurance ...

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Professional Indemnity Insurance for Civil Engineers

... expert in construction and oversee the development of civil engineering projects, you ... . As a professional, considering Professional ... out of business. Below we'll explore Professional Indemnity insurance and how it can apply to your work as a Civil engineer. Civil Engineering risks Within the engineering industry there is a large scope around ...

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Top 5 Reasons for Having Professional Indemnity and Public Liability Insurance

... and maintain Professional Indemnity and Public Liability insurance. #1 Protection against claims of negligence, malpractice and professional ... 5 reasons NHAA members should hold and maintain Professional Indemnity and Public Liability insurance . #1 Protection against claims of negligence, malpractice and professional misconduct Your service comes with ...

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5 Tips for getting the best Public Liability insurance for your business

... protecting your business and your customers with Public Liability insurance. It offers protection ... , or damage to their property. And whilst ... state/territory, industry association, professional memberships, and contractual agreements Be aware of local laws regarding requirements for holding Public Liability insurance. Each state and territory has their own ...

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What Tradies Need to Know About Public Liability Insurance

... the most common types of insurances for tradies, but do you ... break down the ins and outs of Public Liability insurance and what you need ... , without the boring bits. So what is Public Liability insurance? In a nutshell, Public Liability insurance * is there to protect you and your business if a customer, supplier or member of ...

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5 Things to Consider When Buying Public Liability Insurance

Public Liability insurance. It's one of those ... ? Not all Public Liability policies are the same and along with cost ... ... 's relevant authority to know what is required. Public Liability insurance is also requirement for many industry associations and professional memberships, which will also stipulate the minimum level of cover ...

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Legal Requirement for Public Liability Insurance

Public liability insurance covers your business for losses ... ' activities. Failure in obtaining public liability insurance policy can expose a business ... ; Product Recall; or Punitive Damages. However, this is only a basic list as to what public liability insurance covers and a policy should be tailored to a business' needs based on the risk areas identified in ...

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How Does Professional Indemnity Insurance Benefit You?

If you are a professional and have your own company, then ... have professional insurance, which can also be referred to as professional indemnity ... If you are a professional and have your own company, then it is advisable that you have professional insurance, which can also be referred to as professional indemnity insurance . Professionals are expected to possess ...

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What Limit of Professional Indemnity Insurance Do I Need?

... consumers is 'What limit of Professional Indemnity insurance do I need?' While ... . If you belong to a professional association, it is always ... Costs in addition to the limit of Professional Indemnity insurance . You need to ensure your limit of Professional Indemnity Insurance is adequate to encompass both the claim and the costs in defending it. The nature ...

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How the cost of Professional Indemnity insurance is calculated

... cost of a Professional Indemnity (PI) insurance policy is calculated and why one ... of Professional Indemnity insurance. Insurance ... look some of the key factors that that impact the cost of Professional Indemnity insurance. Insurance policy pricing is generally calculated on risk factors and put simply, the higher the level of risks, the higher the ...

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Misconceptions Around Professional Indemnity Insurance

... misconception is that the claims professional indemnity insurance covers are only the ... not true, in this day and age anyone can sue anyone ... unhappy client, the word can spread like wildfire over the internet and community. This is where the value of professional indemnity insurance can be recognized. If you were somehow involved in consulting or advising ...

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Professional Indemnity Insurance 101: For Allied Health Professionals

Our optometrists, chiropractors and occupational therapists, as well as ... to protect yourself is with professional indemnity insurance. This ... a result of the claim - no matter whether it's proven or not. Professional indemnity insurance gives people in the allied health professions, and their families, peace of mind that their assets are safe if they do face ...

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Sometimes Professional Indemnity Insurance is Needed

Professional indemnity insurance is handcrafted to provide coverage ... the policy holder due to professional carelessness or accusations. Sometimes ... . This is why many people turn to a concept like professional indemnity insurance, which can cover and protect both parties where they need the coverage and protection most: Their bank account. In life, mistakes happen ...

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Additional Cover for Professional Indemnity Insurance

... Fernando for his certificates of insurance - it's just part ... is not only insured with professional indemnity, but also with the ... ... holds extra cover options to her professional indemnity insurance. Lynn purchased public and products liability (PPI) when she started her business selling natural and organic skincare products in 2013. Suppliers ...

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Public Liability Insurance Scenario

... is hurt - badly - and you're responsible. You hang ... ... been avoided altogether in just a few minutes online. What Janine needed was public liability insurance or insurance that protects you and your business from being found liable to a third party for loss, injury or ...

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Cyber Liability Insurance: the safety net small businesses need

... the globe, particularly in Australia and especially to small businesses. The ... , no small business is immune and [] ... even the best security systems are vulnerable to breaches. By implementing a few basic preventative measures and robust Cyber Liability insurance, small business' are ensuring they are able to survive cyber-attacks, now ...

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Professional Indemnity Insurance for Consultants

A large number of people that start businesses, in Australia have been experiencing a steady growth in business for the past few years. One area that is growing in magnitude ... loss based on your advice may turn around and file an insurance claim against you. The result is that ... insurance or public liability insurance for your own protection. When you buy a Professional Indemnity insurance ...

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BizInsure Capitalizes on the Paradigm Shift in Commercial Insurance!

... insurance model that connects independent professionals and small businesses to critical Professional Liability (E&O) insurance ... ... to a new way of thinking, a new way of underwriting, and a new way of pricing professional liability insurance for independent professionals and small businesses. Our online model (made mainstream by the personal auto ...

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BizCover expands into New Zealand and launches BizCover.co.nz

... online insurance marketplace in Australia and leading provider of online professional indemnity insurance, has ... announced today ... in Public Liability, Statutory Liability, Employers Liability, Employment Dispute Liability and other associated insurance products. To obtain a quote for professional indemnity insurance , and get instant coverage ...

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Insurance for Furniture Manufacturers

... is where business insurance comes into play and should be one of ... . The process of arranging your insurance can feel overwhelming at times ... you are exposed to a variety of risks and the last thing you want is a liability claim. Public and Product Liability (often sold together) are two types of business insurance to think about when protecting your business ...

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Business Insurance Guide for the Self-Employed - Part 4

... final piece of our Business Insurance for the self-employed ... Personal Accident and Illness insurance and Cyber Liability insurance ... Accident and Illness insurance and Cyber Liability insurance. We share the ins and outs of ... Professional sports Motor sports Why do self-employed workers need to consider Personal Accident and Illness insurance ...

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Civil Engineering Explained

... , to the bridges we cross, and the homes we live in ... of these are planned and designed by civil engineers. Some of the ... the iconic Sydney ... or development projects. Design engineers, civil engineers, and railway engineers are three specific skills that ... choose insurance for civil engineering options, which can include professional indemnity insurance . ...

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BizCover SME Insurance Price Index Q1 FY20

... retailers and professionals have seen material price reductions on their Public Liability insurance, while ... prices have remained steady across ... quarter across all products, driven by both a 5% (Retail) and 13% decrease (Professionals) in the price of their Public Liability insurance for the most recent quarter. This contradicts the steady industry increases we ...

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Professional Indemnity for Real Estate Agents

In the Real Estate Industry Professional Indemnity Insurance provides essential financial protection against ... out of acts, errors and omissions ... Stock and Business Agents Act 2002 hold a minimum of $1 million Professional Indemnity Insurance with ... misrepresentation is plainly stated in the advertising material and liability on the real estate agent is easy to see ...

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A Guide to PI Insurance

... make Professional Indemnity Insurance simple (also known as errors and omissions insurance, PI or Professional ... Indemnity ... (also known as errors and omissions insurance, PI or Professional Indemnity). What is Professional Indemnity Insurance? Professional Indemnity Insurance is a form of business insurance for professionals who are in ...

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Business Interruption Insurance: Your 'Get Out of Jail Free' Card

... your business and effectively 'lock up' operations. Business interruption insurance can provide ... both peace of mind and a much ... ... will cover the clerical and professional costs involved in re-writing necessary business 'records and documents following loss or damage from an insured event. Business interruption insurance policies are specific ...

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A Mumpreneurs Guide to Understanding Business Insurance

... attention, from managing client requests and orders, packing the kids ... marketing campaigns, sending packages, oh and maybe squeezing in 5 minutes ... professions that typically take out Professional Indemnity insurance may include: Accountants Medical professionals Architects Marketing specialists IT professionals Various types of consultants Indeed ...

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What is Civil Engineering

... Civil engineers are responsible for overseeing the development, planning, construction, maintenance, and repair ... private contractors or for construction ... will be managed and led by professional civil engineers, with the support of advanced technology such as drones, 3D printing, BIM, and cloud computing. Civil Engineers should also consider insurance cover options , ...

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How to Become a Professional Land Surveyor in Australia

... surveying is the science, technique and profession that goes into a ... variety of tasks including planning and designing new or existing structures ... advise and inform engineers, architects, geologists, developers, and town ... and meet all the minimum requirements. Land Surveyor insurance should also be considered and this may include professional indemnity insurance ...

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Insurance for Civil Engineers- what you need to know

... hard-yards to build your engineering business, so it's important ... about what kinds of business insurance coverage you may need to ... ... between Professional Indemnity and Public Liability insurance, as these are two very different covers that offer protection for different types of risks. Public Liability insurance Civil Engineers should ...

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Role of a Civil Engineer

Civil engineers impact people's lives ... or develop the facilities and infrastructure that are used ... to provide and facilitate vital services ... foundations for construction projects. It's common for civil engineers to work with architects, building contractors, land surveyors, and other industry professionals to complete these projects. As such, a good civil ...

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Who is Covered Under an IT Liability Policy?

... Technology Insurance Professionals in the information technology sector face potential liabilities from clients and ... so their systems work ... contracts between consultants and clients requiring these insurances in addition to professional indemnity. The benefit of having professional indemnity, products liability and public liability contained in the ...

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7 Surprising ways business insurance can help your company

... often means wearing many hats and making important decisions about your ... to looking after your staff and everything else in between there ... ... management of a company. While Professional Indemnity insurance provides cover in relation to the advice and services you provide to your clients, Management Liability insurance covers the risks that occur ...

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Beauty to go! What Mobile make-up artists need to know about insurance

... a wide range of clientele, and you can build your own ... of. But making people look and feel amazing is just [ ... ... brides in Brisbane knowing that you're covered and it usually comes combined as a liability package with your Professional Liability insurance. Portable Equipment Insurance As a makeup artist, you need your ...

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Keep calm and stretch on with Yoga Teacher insurance

Breathe in, breathe out, and let a wave of calm ... of arranging your yoga teacher insurance go. As a yogi or ... business. Let us centre your insurance ... and valued on your insurance certificate. Did you know? Yoga Australia recommends the following minimum levels of insurance cover for their yoga teacher members: $10m Public Liability $5m Professional ...

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Understanding Insurance for Real Estate Agents

... estate agent is an exciting and ever-changing career. You' ... to help your clients find and sell their properties, a ... its risks. From providing ... Negligence in rendering professional services  Misleading and deceptive conduct  Poor property management  Some statutory breaches   Public Liability Insurance * Interacting with ...

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What are the Insurance Options for Land Surveyors?

... exceptionally hard, mistakes can occur and have the potential to lead ... the nature of the job and the potential of other work ... issues, protecting ... your professional service or advice. The level of cover you may need is typically based on the size, scope, and type of land surveying projects your business uses. Public Liability Public Liability insurance is ...

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Understanding Insurance for Mortgage Brokers

... involves experience, strong product knowledge and trust. When your clients put ... the appropriate types of business insurance. [] ... one which involves experience, strong product knowledge and trust. When your clients put major life ... Professional Indemnity insurance policies that can meet the requirements of RG210. Public Liability Insurance ...

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Understanding Insurance for Physiotherapists

... rely on your expert advice and services as a physiotherapist. You ... help ease their aches and pains from minor sprains to ... ... insurance coverages you may need to consider. Professional Indemnity insurance* Providing specialised advice and ... for you to have your own Public Liability insurance policy. Always be sure to check the ...

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The Remaining Risk: What Isn't Covered and Why it Matters

... most common issues with Business Insurance is that policy owners often ... it does protect you against, and the risks that still remain ... ... again. Cyber Liability Insurance – Cyber Liability Insurance protects against the expenses and legal costs ... Using Professional Liability as an example again, you could be covered for any amount between $250,000 and ...

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Understanding Insurance for Interior Designers

... using an eye for detail and a creative flair. Like any ... where having the right business insurance in place is vital. Let ... through the ins ... an eye for detail and a creative flair . ... Professional Indemnity insurance will also assist with the legal costs associated with managing claims which are covered by the policy.  Public Liability insurance ...

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5 Questions to ask yourself before buying Insurance for your Small Business

Know you need business insurance but aren't sure how ... business for a while and looking to buy insurance for the first ... ... Management Liability insurance covers businesses and their directors personal assets against legal costs for allegations of mismanagement, misconduct or legislative breaches Tax Audit insurance covers professional ...

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Understanding Insurance for Graphic Designers

... graphic designer is an exciting and creative job but like other ... invest in your artistic talents and have high expectations when it ... , that ... Liability insurance can protect you anywhere within Australia. It provides coverage for you and ... professional and organised working conditions. Should the unexpected happen, Personal Accident and Illness insurance ...

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Insurance Considerations for Personal Trainers

... your clients achieve their goals and transform their lifestyles, but it ... consider how to protect yourself and your business from the [ ... ... is for $1,000,000 Professional Indemnity and $10,000,000 Public Liability. A combined policy can start at from as little as $21 a month. To find out more about these types of insurance and to get a quick quote ...

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Business Insurance Guide for the Self-Employed - Part 1

... opportunity to pursue your passion and being in control of your ... of managing your finances, marketing and other key plans for success ... focus ... on the market . Starting with Public Liability insurance. What is Public Liability Insurance? Public Liability insurance  provides protection* for  you and your business in the event a customer ...

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Small Business Insurance Index

... price increases in the business insurance market, SMEs are continuing to ... the cost of business insurance, the BizCover SME Insurance Price ... of cover for Glass and Theft increasing, and both sectors saw no changes to the cost of their Public Liability insurance. SME Professionals have been seeing increases in their Public Liability insurance over the last ...

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5 Tips for an Insurance Health Check

If your insurance is due for renewal or ... of your insurance to ensure that if the unthinkable happens and your ... ... insurance available for small businesses and the risk areas that they cover. Professional ... want to consider upping the level of your Public Liability insurance. Similarly, take into account any changes in nature ...

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5 Surprising Things Business Insurance Can Cover

When looking for Business Insurance, most small business owners typically ... things such as their legal liabilities and top of mind assets such ... ... and replacement of damaged property. Don't forget to ensure you have your Public Liability ... professional fees for bookkeepers, accountants, lawyers and other associated costs. Every business has different insurance ...

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Protect your business with Statutory Liability Cover

... are many different types of insurance policies available to small businesses ... as injury caused to clients and customers, and damage caused ... . In this post, we will explore the facts, benefits and features of Statutory Liability insurance. Australia and the law There are many acts of legislation in Australia, in fact, there are over 5000 pieces ...

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BizCover SME Insurance Price Index Q1 FY21

... trend of insurance price hikes. Whilst the Australian Small Business and Family ... Enterprise Ombudsman is running an inquiry into the availability ... : SME Insurance Price Index Public Liability insurance is an essential cover for SME's and one that ... on quarter for Professional Indemnity insurance. The one area that has seen ongoing fluctuations and an increase in ...

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The Risky Business of Insurance

... clients, cash flow, staff, stock and future planning. Managing business risk ... and ensuring that a business can ... businesses are uninsured ... It's important to distinguish between 'must have' and 'nice to have' insurance. Examples of “must have” insurance: Public Liability – protects against legal and court costs in the event that someone is injured ...

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Dishing up the facts on food business insurance

... you have the right business insurance. When it comes to insuring ... an overwhelming choice of policies and policy options [] ... you more than a few boxes of groceries! Public Liability insurance is designed to protect your business against such claims by covering your legal and defence costs, and any compensation that is awarded as a result of ...

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6 Areas You May Not Have Thought Business Insurance Covers

... to protect your business assets and revenue against potential risks that ... , such as fire, storms, theft and accidental damage. When insuring your ... business. You can tailor a policy to suit your needs and include other essential covers such as Public Liability and Professional Indemnity insurance to ensure you are not left financially responsible for the costs ...

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Understanding Insurance for Retailers

... their perfect purchase, managing stock, and taking care of your staff ... to go wrong, and that's where business insurance can help save ... an interruption to your business caused by an insured event (such as fire).   Cyber Liability Insurance* As more and more retailers do their business electronically , the real risk of cyber crime ...

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A guide to Plasterer's insurance that won't leave you, board

... by not having the right insurance in place? Read on to ... ... to consider as a plasterer, and what you can do to prevent a claim from happening. Don't be a liability Like most trades, Public Liability insurance is one of the important types of insurance you will need as a ...

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Insurance for Cabinet Makers- What You Need to Know

When it comes to building and creating quality pieces of craftsmanship, ... eye for detail, with precision and creativity learnt over time. Building ... types of cover cabinet makers need to look at is Public Liability insurance * . It is designed to provide protection for   you   and your cabinet making business   if a   customer, supplier   or   a ...

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5 insurances every convenience store owner needs to know about

... the needs of your business and the best way to insure ... ... re setting up your business, there's a lot to think about like your banking, marketing and importantly your Public Liability insurance. It is one of the most essential types of cover, protecting your store from potential ...

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5 Reasons To Review Your Business Insurance This Christmas

... made, projects to be finalised, and extended opening hours to cater ... ... injury caused by a sinister Christmas decoration. Now's the time to make sure you have Public Liability insurance , and if you do have it, ensuring you have adequate cover. 2. Increase in stock Next there's ...

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Comparethemarket.com.au and BizCover Announce White Label Partnership

... 's leading FinTech providers, BizCover and comparethemarket.com.au have joined ... online provider of small business insurance, having helped over ... says, “Our White Label solution is a key part of our mission to make business insurance even more accessible for SMEs and our partnership with comparthemarket.com.au makes this even more possible.” He added, “We are ...

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The Reality of Retail- Real Life Claims and How Business Insurance can Help

... of retail is fast-paced and varied, with no two days ... creates a recipe of risks and opportunities for things to go ... customers to handling ... in cash, kept in the same drawer as the cigarettes. The service station owner lodged a claim under their Theft and Money insurance* covers for $13,000. Once the claim was verified it was paid by the insurer as per the ...

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Turn the spotlight on hackers and protect your data

Your business might pride itself on great service or friendly staff, but your success is really built on the trust your customers have in you. After all, when they ... you. If you have concerns about protecting your business from data breaches, you can read more about the benefits of Cyber Liability Insurance and also use these handy tips to tighten your data security .

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Small Business Insurance: Why you might want to ensure you're covered!

... control of your earning potential and the upside can be great ... of outlays to make initially and deciding what you spend your ... limited resources ... certain types of insurance is required. For example you'll find Professional Indemnity is comp ulsory for finance and mortgage brokers, real estate agents, architects/draftsmen, bookkeepers and agents - so typically ...

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Professional Indemnity Claims: when should I notify my insurer?

Your Professional Indemnity (PI) insurance is no doubt one of ... needed financial assistance for legal and compensation costs in the event . ... liability which can result in your insurer suffering prejudice, and again jeopardise the chance of your claim being paid. Duty of Disclosure Another very important condition of Professional ... your PI insurance, no ...

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Things you didn't know about small business insurance

Getting the insurance sorted for your small business ... , jump online, compare quotes and buy the insurance that suits your business ... not ... or property. If you work from home, your home and contents insurance policy might not cover all the liabilities related to your business. As an example most home and contents policies do not cover you for bodily injury ...

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Finding the Right Business Insurance Can Be Hard but BizCover Makes it Easy

... quote can be done online and only takes a few minutes ... can protect yourself and your assets with business insurance. However, figuring ... . Some of the more common types of cover include public liability, professional indemnity , cyber liability, business interruption and tax audit insurance . In many cases, businesses will need to mix ...

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Insurance Premiums for Retailers Continue to Climb

Insurance Premiums for Retailers Continue to ... Small Business Insurance Price Index has been released (Graph 1), and similar ... an increase ... universal. Graph 1 – BizCover Insurance Price Index (Financial Year 2017 2nd Quarter) There was no change in the Professional Indemnity sector, but the index for Public Liability and Business Packs increased 4 ...

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Small Business Insurance Price Index Q3

Insurers hold on to SME Insurance Premium Price Increases! Despite a ... BizCover Small Business Insurance Price Index has shown insurance rates ... non professional sector, primarily around Public Liability and Business Packs (predominately covering perils and theft ... will be more exacerbated in the insurance segments that have significant competition while insurers ...

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Small Business Insurance Index Q2: 5 point increase, largest in 10 quarters

The Quarterly BizCover Small Business Insurance Index has shown that Australian ... enjoyed the end of declining insurance premiums with an increase ... the first increase seen in 10 quarters. This brings the insurance rates back to the same level as Q4 2013/14 ( ... non professional sector with Public Liability and Business Packs (predominately covering perils and theft) ...

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Reviews related to Architects And Engineers Professional Liability Insurance

  • easy process.

    Dany K
    Architect and Architectural Consulting Service (Except Construction Project Management)

  • Great communication and prompt quote.

    Justin D
    Architect and Architectural Consulting Service (Except Construction Project Management)

  • Thanks~!

    Mark B
    Architect and Architectural Consulting Service (Except Construction Project Management)

  • Very helpful - thank you.

    Allan P
    Architect and Architectural Consulting Service (Except Construction Project Management)

  • I compliment your company on such an easy and effortless way to acquire insurance with good information when comparing Insurer options.

    Tim M Mesic
    Architecture & Surveying

  • Very easy and truly online service. Simple web interface layout as well.

    Gajendra S
    Architecture & Surveying

  • Luv Ya Work, so easy and no hassles with it being done online. :)

    Ray B
    Architectural Drafting Service

  • Quick and easy

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    Architectural Drafting Service

  • So easy and clear to use

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    Architectural Drafting Service

  • So much easier than the last time I looked into cover with one of your competitors took forever to fill out forms and even longer to get a quote. This was simple and super quick.

    Amos S
    Architectural Drafting Service

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Why do Architects need it?

Don’t let a potential mistake that falls through the cracks become a permanent problem. Instead, let BizCover ease your worries with insurance for architects. With just a few clicks or a single phone call you can get covered instantly, so the only thing that needs to stand the test of time is your grand design. 

As Frank Loyd Wright once said “You can use an eraser on the drafting table or a sledge hammer on the construction site”…. or you can use BizCover! 

Did you Know?

The architecture professionin Australia is regulated by each of the States and Territories, with each having separate Acts, Regulations and Registration Boards. 

For information regarding the requirements for each jurisdiction check on the Architects Accreditation Council of Australia website. 

Insurance for Architects

Professional Indemnity* 

As an architect or draftsperson, you understand the challenges of designing and delivering complex projects. Your work has the potential to cause serious issues if things do not go according to plan.  A simple error or omission could lead to a costly  Professional Indemnity claim. 

Thankfully, Professional Indemnity insurance is designed to provide your business with a solid plan. It helps protect businesses and individuals that provide specialist services or professional advice from losses caused by actual or alleged negligence in the advice or service provided. For Professional Indemnity claims indemnified under your policy, it will cover the compensation payable to a third party together with defence costs (which can include legal fees, investigation costs and expert fees).   

Did you know that PI insurance is known as ‘claims made’ cover, which means you need PI insurance to be in place when the claim is made against you.  So, even if you have shut up shop, retired or decided you’d rather be sipping cocktails on a tropical beach, you should consider run-off insurance  which continues to provide important Professional Indemnity insurance for your business for any claims arising from work you do before finishing up but which are notified to you after the doors have closed.  

Public Liability Insurance* 

Do you need Public Liability insurance? The short answer is probably yes. Chances are you’ll have regular contact with clients, contractors and the general public. Public Liability insurance is designed to provide protection for you and your business in the event a customer, supplier or a member of the public is injured or sustains property damage as a result of your negligent business activities. 

Business Insurance* 

Your clients bring in your income, but where would you be without your business assets? Without insurance cover, you could be hit with a few unwanted challenges that could leave you reaching deep into your pockets. 

Business Insurance is an insurance package designed to provide cover for your business contents, stock, tools and commercial premises when an insured event occurs (such as fire, storm, theft or even accidental damage). A Business Insurance package can also cover your portable equipment, glass and for loss of revenue due to business interruption in specified circumstances.  In addition, cover is available for public liability, tax audit, employment practices and statutory liability risks. 

Management Liability* 

If you’re a company director or senior manager, we’re sure you don’t want any unwanted surprises that may leave you personally liable. Management liability insurance protects directors and officers and the insured company itself from the many exposures relating to the management of a company. Owners and those responsible for the management of a company have specific responsibilities which can result in personal liability for alleged or actual wrongdoing. 

*As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording.  The information contained on this web page is general only and should not be relied upon as advice.

Could this happen to your business?

An architect prepared a town planning application for a self-storage facility using computer-assisted design. While preparing the drawings there was an error inputting data into the system which would (and did) result in the development being built three metres shorter than planned. The property was then subsequently sold to a development company. 

During construction of the self-storage facility, it was discovered that only 198 self-storage units would be constructed and not the 235 as contained in the original design.  The property developer claimed from the architect over $500,000 in damages due to loss of income that would be incurred by having fewer storage units and for the decrease in value of the business.  Luckily, the architect’s professional indemnity insurer was there to pick up the bill!