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Exclusive offer for NHAA Members
BizCover is proud to be the official insurance partner of NHAA (Naturopaths & Herbalist Association of Australia). We believe that getting your business insurance sorted should be simple and hassle-free, leaving you time to focus on your business.
That’s why our easy-to-use online platform allows you to get a quote and buy your insurance in a matter of minutes, with your policy documents being emailed to you instantly. No waiting for brokers to call you back, and no messy paperwork to complete!
The best part is, as a member of NHAA we’ll give you an exclusive member only rate on your combined Professional Indemnity and Public Liability package.
Why do Naturopaths and Herbalists need Professional Indemnity & Public Liability Insurance?
Not only is it a requirement for all practicing full members of NHAA to hold a minimum of $2 million Professional Indemnity insurance (each claim), it’s something that every responsible health care provider should have.
Your service comes with an expectation of a high level of professionalism and specialist knowledge. If something goes wrong you may be held liable. Someone could make a claim against you for providing incorrect or ineffective treatments; giving negligent advice to clients in relation to their wellbeing; or an allegation of professional misconduct.
Professional Indemnity insurance provides essential protection against financial losses for any legal action against you. It covers your legal and defence costs, court costs, PR costs, and compensation that may be awarded to your client.
Public Liability insurance is designed to protect you against claims of injury and property damage to your clients or members of the public as a result of you going about your work.
And if that’s not enough to convince you, you must also hold Professional Indemnity insurance to be a recognised health fund provider, which allows your customers to claim a rebate on your services from their own health fund.
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What other insurance should I consider?
Business Insurance – protects your business premises and contents from unexpected events, such as fire, storm, theft and accidental damage
Tax Audit Insurance – takes the financial sting out of a sudden and unforseen tax audit by covering the expenses incurred, including professional services fees such as bookkeepers, accountants and lawyers.