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Public Liability Explained

Public Liability insurance protects you and your business against the financial risk of being found liable to a third party for death or injury, loss or damage of property  or economic loss resulting from your negligence. Most public liability policies also extend to product liability. If you sell, supply or deliver goods, even in the form of repair or service, you may need cover for claims against you where goods have caused injury, death or damage. Product Liability insurance covers you if any of these events happen to another business or person by the failure of your product or the product you are selling.

Even the most careful businesses run the risk of injuring or damaging someone or something during the course of operations. If you are found to be negligent the financial repercussions can be devastating, the cost of defending yourself could put you out of business. With the right Public Liability cover, the insurance company will provide the funds, leaving your business free of financial risk.

For example, someone might claim that your business…


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