Public Liability Insurance

Here at BizCover, we offer small businesses a fast and hassle-free way to get Public Liability Insurance Quotes and purchase insurance online. Feel free to call us for a non-obligatory quote; it’s fast, easy and there’s no paperwork –just your browser. To get started, just select your business category from below.

Public liability (PL) insurance covers a business’ potential liabilities towards third parties concerning property damages or personal injury in the event that said business is found to be negligent. Many laws impose what is known as ‘duty of care’ upon employers, owners of property and suppliers of goods or services. Duty of care holds these parties liable in case of business negligence.

Compare the leading policy prices - For Free
Show me all professions
Can’t find your profession? Click here to talk now. It’s free.
  • Multiple quotes in 2 mins
  • No paperwork
  • Buy online
  • Get policy documents instantly
  • Price Promise

Click here to read more about Public Liability Insurance

Here at BizCover.com.au, we have used our strong background and extensive experience in small business insurance to develop the quickest and easiest online system for browsing and comparing public liability insurance offers online. Through our cutting-edge online system, you can find public liability insurance tailored specifically to meet the requirements of your business. Just select your business category to get started.

All types of businesses
Public Liability Insurance Here you can find the complete list of 500+ businesses we cover
 
Allied Health Services
Public Liability Insurance for Allied Health Professionals 180+ occupations such as reiki, massage therapists & more…
 
Architectural & Design Services
Public Liablity Insurance  for Architectural and Design Services Includes architects, draftsmen, interior designers and more…
         
Consultants
Public Liablity Insurance  for Consultants Includes business consultants, building consultants & more…
 
Domestic Services & Repairs
Public Liablity Insurance  for Domestic Services & Repair Includes cleaners, whitegood installers, and more…
 
Education & Training Services
Public Liablity Insurance  for Education and Training Services Includes music teachers, tutoring services and more…
         
Engineering Services
Public Liablity Insurance  for Engineering Services Includes civil engineers, mining engineers & more…
 
Financial Services
Public Liablity Insurance  for Financial Services Includes accountants, bookkeepers, tax agents and more…
 
Health & Medical Services
Public Liablity Insurance  for Health and Medical Services Includes radiologists, nusing services, dentists and more
         
Hospitality & Food Retail
Public Liablity Insurance  for hospitality and food retailers Includes restaurants, bakeries, take away shops,and more
 
IT Services
Public Liablity Insurance  for IT services Includes ISPs, web designers, computer repairers and more…
 
Manufacturing
Public Liablity Insurance  for manufacturers Includes manufacturing of smallgoods, furniture and more…
         
Marketing & Media Services
Public Liablity Insurance  for Marketing & Media businesses Includes grahic designers, advertising agencies, and more…
 
Professional Services (non-financial)
Public Liablity Insurance  for professional services (non-financial) Includes recruiters, migration agents, solicitors and more…
 
Real Estate
Public Liablity Insurance  fo real estate Includes real estate agents, auctioning services and more…
         
Retail
Public Liablity Insurance  for retailers Includes book shops, telephone retailers, art galleries and more…
 
Trades
Public Liablity Insurance  for trades Includes electricians, plumbers, locksmiths, carpenters and more
 
Wholesale
Public Liablity Insurance  for wholesalers Includes clothing wholesaling, pet foods wholesaling and more

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

What is Public Liability and Why Do You Need It?

Public liability (PL) insurance covers a business’ potential liabilities to third parties for personal injury or property damage that business is found to be negligent towards their ‘duty of care’. Duty of care is often imposed by law on employers, landlords and suppliers of goods or services and specifies their liability, if breached. Business owners have a responsibility towards any persons visiting or participating in any type of activity on their premises and in the event of negligence towards these persons, business owners will be held responsible and be required to pay reparations. If your business model requires your customers to visit your home or business grounds, or if you visit their premises, you should definitely consider taking out a public liability insurance for your legal and financial protection.

Public liability (PL) insurance provides legal and financial protection to home-based businesses as well as larger organizations, and is available to businesses and individuals alike. For many businesses, PL insurance is mandatory to operate lawfully and under any circumstances business owners should do well to investigate all insurance requirements for their specific type of business. 

Click here to see public liability by occupation

Public liability insurance Australia

Businesses of all sizes and scopes, from multinational enterprises to home-based businesses, look to protect their interests against third party damage claims with solid public liability policy offered from leading insurers. Here at BizCover, we have created the single best online resource for insurances where it is possible to evaluate different policies that are currently available on the market by various insurers from around the country and choose the most suitable package for your business needs. We have made it easy for company owners and freelance professionals to find the most suitable insurance cover through our easy-to-use and comprehensive digital system.

Any business whose nature requires clients to visit the business’ premises should definitely consider insuring themselves against the very real possibility of being sued for damages owned to injuries occurring within their factory or offices. It is also a good idea to take out PL insurance if your company carries out work on other people’s properties. This will protect you against claims for damages to the other business’s property caused by your own employees. 

Through our cutting edge system, public liability insurance quotes can be obtained online easily and without the hassle of paperwork that used to plague such endeavors in the past. It is easy to directly compare policies and prices to find the ones that offer the best value for your company’s goal and size. As with all types of insurance policies, it pays to compare costs and benefits against the potential cost of not being covered and have to pay the full cost of liability when an unforeseen problem occurs in your business’s premises. Awards for serious injury or damage for property can run into the millions of dollars and should be taken into consideration when deciding whether public liability insurance is worth it for your business.

Fast, efficient and competitive

Here at BizCover, we understand that arranging business insurance across a company is vital to a business’s smooth operation but isn’t necessarily the most exciting task to perform. Most managers and executives would rather be investing their time and resources into more productive endeavors. With that truth in mind, we have created a leading online database for browsing, comparing and obtaining insurance policies in a matter of minutes, saving time and effort from busy managers. With a well-planned public liability policy, your company will be covered almost instantly after you submit your quotations. After we receive your quotations, you will become able to purchase a suitable policy within a few minutes. From requesting a non-obligatory quote to buying PL insurance can take as little as five minutes, from start to finish. We offer all our customers the ability to directly compare policies offered by the leading insurers in Australia and empower them to make informed decisions based on price as well as terms and conditions of each insurance policy. Our platform’s layout and cutting-edge design to compare and browse quotations is what makes our process so impressively fast and purchasing insurance from us, compared to offline methods has only one difference; purchasing insurance through BizCover is many times faster than from anywhere else! 

Finally, if your business is not specifically listed on our site, then please call us on the number provided to receive your public liability insurance quote directly from our offices.