Public Liability Insurance
Public liability insurance covers your business’ potential liabilities to third parties for personal injury or property damage if your business is found to be negligent. Some laws impose a ‘duty of care’ upon certain people, including employers, owners of property and suppliers of goods. If have breached your duty of care, you may be liable for damages.
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Featured Professions
Below you will find some of the professions we offer public liability insurance to. If your profession/occupation is not listed, just click on the all professions button, and you will be able to choose from list of over 200 professions we currently provide our insurance products for.
What is Public Liability and Why Do You Need It?
Public liability insurance covers your business’ potential liabilities to third parties for personal injury or property damage if your business is found to be negligent. Some laws impose a ‘duty of care’ upon certain people, including employers, owners of property and suppliers of goods. If have breached your duty of care, you may be liable for damages.
If your business requires your customers or members of the public to visit your home or business, or if you visit their premises, you should seriously consider taking out public liability insurance for your protection. Business owners and have a responsibility to those visiting or participating in any type of activity on their premises.
Public liability insurance is available to business and individuals alike. It provides legal protection to home-based businesses and larger organisations. For some businesses, public liability insurance is mandatory. Business owners should investigate the specific requirement for your type of business.
Click here to see public liability by occupation
Public liability insurance Australia
Whether you are running a small home-based business or a multinational corporation it is worth looking at protecting your company against third party claims for damages, with a comprehensive policy from a well-respected insurer. To make it easy for company owners and freelance professionals to find the right type of cover we have created an online resource where it is possible to evaluate the different policies that are currently being offered by various institutions around the country and choose the most suitable product for your needs. As a rough guide, any business whose clients often visit their factory or offices should really consider insuring themselves against the possibility that they will be sued for damages owing to injuries occurring on their premises. If your company carries out work on other people’s properties then it would also be a good idea to insure yourself against any of your customers making a claim for damages to their property caused by your employees. Public liability insurance quotes can be obtained online so it is easy to compare prices and choose the one that offers the best value for your firm. As with all types of policies it is important to weigh up the costs and benefits against the possible cost of not being covered and in the case of liability the cost of not being covered can be very high. Awards for serious injury or death can run to millions of dollars as can those to recompense people for damage to their property.
Fast, efficient and competitive
We understand that whilst it may be necessary for companies to arrange many different types of cover every year, it is not the most exciting task in the world and most administrators and managers would rather be doing something more productive for the firm. With this in mind we have built our site to enable visitors to receive a number of quotes in just a couple of minutes. With the insurance public liability cover offers, whether with a cheap policy or a more expensive one that is comprehensive, your company will be protected from the moment that we receive your first premium and after receiving your quotations it is possible to purchase a policy within a few more minutes. From requesting prices to buying cover can take a little as five minutes in total. You would be forgiven for thinking that any process that can be completed in such a short space of time must have limitations in other areas but you would be mistaken. We offer our customers the chance to compare policies offered by the major insurers in Australia and make an informed choice based on the price and terms and conditions of each one. The simple layout of quotations and the speed with which we can deliver them is what makes the process so fast. If the business that you are involved in is not listed on our site then public liability insurance cover prices can be obtained by giving us a call on the number provided.
