Business Insurance

Business Insurance is a type of insurance targeted at businesses and business professionals. It is also sometimes referred to as Small Business Insurance, Office Insurance, Property Insurance, General Business Insurance, or Commercial Business Insurance.

Business Insurance can assist in the office and equipment safety and operation, particularly in regards to physical damage, theft and other categories.

There are numerous types of Business Insurance: BizCover customers can mix and match insurance types. Business Insurance types include:

• Public Liability Insurance: may cover against the financial risk of being liable to a third party for property damage, pure economic loss, or death/injury, as a result of your negligence.
• Office Contents Insurance: may cover against burglary, theft and accidental damage of non-portable office equipment, such as chairs, desks and personal computers.
• General Property Insurance: may cover transportable equipment, such as laptops and mobile phones from accidental damage and theft. This is equipment that may be removed from the office.
• Glass Insurance: may cover the replacement of glass including internal and external glass, and illuminated signs (excluding tubing and light fittings).
• Tax Audit Insurance: may provide cover for fees of any accountants engaged by you in connection to an audit by the Australian Taxation Office (ATO).
• Premises Insurance: may cover the physical building itself. Currently, BizCover does not provide cover for premises. Please contact us to show interest in Premises Insurance policies.