Insurance for Mobile Food Vans

Why do mobile food van businesses need insurance?

Just because you’re always on the move doesn’t mean you can’t get the right insurance. With just a few clicks or a single phone call, you’ll get multiple competitive quotes from some of Australia’s leading insurers.  Select your preferred policy and you’ll be covered instantly. Now you can park off knowing your mobile business is covered.

Insurance for Mobile Food Vans

Public Liability Insurance*

Operating a mobile food van means you are always on the go, exposing your business to a number of Public Liability risks.

Public Liability insurance is important for mobile food van businesses, providing protection for you and your business in the event a customer, supplier or a member of the public are injured or sustain property damage as a result of your negligent business activities.*

Examples of the types of risks your mobile food van business could face include:

• The awning of your mobile food van falls down causing injury to a customer;
• Food poisoning;
• Hot spills, scalding or foreign objects in the food you sell; or
• Property damage to a customer if you spill a drink on their designer bag or phone.

Please be aware that claims arising form operating the vehicle will be excluded.

Tax Audit*

If you are investigated by the ATO it can be a stressful and time consuming event. Do you have an accountant ready to help you through? If you’re accounts are audited by the Australian Tax Office, you may need to hire external accountants to assist in the process. Tax Audit Insurance covers a business for specified costs in responding to an official tax audit.

Theft*

Theft insurance can cover your contents, stock or specified items from theft, attempted theft or armed hold up (it will not cover your mobile food van!).  It is not uncommon for theft insurance to require the item stolen to have been securely stored before the theft and for there to be evidence of forcible entry in the commission of the theft.