Insurance for Gift Shops
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With your hard earned money tied up in stock for your business, it makes sense you would go to all lengths to protect it. And that means having the right insurance, at the right price, of course. Let BizCover give you the gift of hassle-free insurance with multiple competitive insurance quotes in minutes.
If you own a shop, you want customers in your store. And when they are there, you need to be confident that you are not at financial risk should an accident happen, such as a display collapsing on a customer, or a customer tripping on stock that was left on the floor. The right Public Liability insurance will also cover you in the case of you accidentally causing damage to third party property, whether on your premises, or at another location such as a supplier’s premises or a trade exhibition.
Your customers are important but so is your stock, shop contents, and building. Without the right cover, you could be hit with a few unwanted financial challenges that could throw a spanner in the works. Business Insurance cover includes:
Holding customer data, such as credit card information, comes with its own set of risks. If you are you selling online and collecting customer data (including credit cards) then protect your business from unwanted claims arising from data breaches.
A gift shop owner outdid herself with a beautiful new display with exquisite lighting. A cord coming out from the stand caused an obstruction and a lady visiting the store tripped and broke her wrist. $12,000 was paid out for medical costs, lost work and rehabilitation.
A gift shop owner rented premises in a quaint free standing terrace. A large storm caused the outside drains to be blocked resulting in water leaking in through the roof and damaging stock and fixtures in the store. $8,000 was paid out in damages.
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BizCover™ Pty Ltd (ABN 68 127 707 975; AR 338440) is a corporate authorised representative of Mega Capital Pty Ltd (ABN 37 098 080 418; AFSL 238549). Please note that BizCover™ acts as the agents of the insurer in respect of the insurance products offered on this website and not as your agent. Any advice does not consider your individual needs. You should consider if the insurance is suitable for you and read the Product Disclosure Statement or policy wording before buying the insurance.